PARTNERS IN FINANCIAL PLANNING

Filed: 5/11/2026ACC: 0002054264-26-000002

📋 What this filing means

PARTNERS IN FINANCIAL PLANNING filed this quarterly 13F‑HR report disclosing 122 equity positions with a total reported market value of $602.94M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

122

Positions

$602.94M

Total AUM (reported)

6.78M

Total Shares

Allocation by class

TOTAL BND MRKT$77.07M12.8%

VALUE ETF$60.27M10.0%

GROWTH ETF$59.55M9.9%

TOTAL INT BD ETF$59.42M9.9%

VAN FTSE DEV MKT$50.59M8.4%

SHORT TRM BOND$37.43M6.2%

COM$26.78M4.4%

Portfolio Concentration

Top 3$196.89M32.7%

4–10$221.72M36.8%

11–25$108.42M18.0%

Rest$75.92M12.6%

Top 3 weight

32.7%

Top 10 weight

69.4%

Voting Authority Distribution

Total shares with voting rights: 6.78M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

6.78M

% of voting shares100.0%

Investment Discretion (by position count)

Sole122

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings122

Rows:

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares1.05M

TypeSH

Market value$77.07M

12.78%

Sole

0.00

Shared

0.00

None

1.05M

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares307.19K

TypeSH

Market value$60.27M

10.00%

Sole

0.00

Shared

0.00

None

307.19K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares136.35K

TypeSH

Market value$59.55M

9.88%

Sole

0.00

Shared

0.00

None

136.35K

VANGUARD CHARLOTTE FDS

SOLE

TOTAL INT BD ETF

Shares1.24M

TypeSH

Market value$59.42M

9.85%

Sole

0.00

Shared

0.00

None

1.24M

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares789.47K

TypeSH

Market value$50.59M

8.39%

Sole

0.00

Shared

0.00

None

789.47K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares477.37K

TypeSH

Market value$37.43M

6.21%

Sole

0.00

Shared

0.00

None

477.37K

VANGUARD INDEX FDS

SOLE

SM CP VAL ETF

Shares101.89K

TypeSH

Market value$22.14M

3.67%

Sole

0.00

Shared

0.00

None

101.89K

VANGUARD INDEX FDS

SOLE

SML CP GRW ETF

Shares66.83K

TypeSH

Market value$20.20M

3.35%

Sole

0.00

Shared

0.00

None

66.83K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares305.86K

TypeSH

Market value$16.53M

2.74%

Sole

0.00

Shared

0.00

None

305.86K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE SMCAP ETF

Shares105.73K

TypeSH

Market value$15.41M

2.56%

Sole

0.00

Shared

0.00

None

105.73K

VANGUARD INDEX FDS

SOLE

REAL ESTATE ETF

Shares157.52K

TypeSH

Market value$13.97M

2.32%

Sole

0.00

Shared

0.00

None

157.52K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO DEVLPD

Shares289.98K

TypeSH

Market value$13.24M

2.20%

Sole

0.00

Shared

0.00

None

289.98K

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares236.60K

TypeSH

Market value$11.80M

1.96%

Sole

0.00

Shared

0.00

None

236.60K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares35.10K

TypeSH

Market value$11.26M

1.87%

Sole

0.00

Shared

0.00

None

35.10K

ISHARES TR

SOLE

SHRT NAT MUN ETF

Shares102.20K

TypeSH

Market value$10.88M

1.81%

Sole

0.00

Shared

0.00

None

102.20K

VANGUARD SCOTTSDALE FDS

SOLE

INT-TERM CORP

Shares97.37K

TypeSH

Market value$8.06M

1.34%

Sole

0.00

Shared

0.00

None

97.37K

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares64.35K

TypeSH

Market value$6.83M

1.13%

Sole

0.00

Shared

0.00

None

64.35K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares10.92K

TypeSH

Market value$6.52M

1.08%

Sole

0.00

Shared

0.00

None

10.92K

SPDR SER TR

SOLE

PRTFLO S&P500 GW

Shares42.83K

TypeSH

Market value$4.19M

0.70%

Sole

0.00

Shared

0.00

None

42.83K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares14.08K

TypeSH

Market value$4.04M

0.67%

Sole

0.00

Shared

0.00

None

14.08K

SPDR SER TR

SOLE

PRTFLO S&P500 VL

Shares70.16K

TypeSH

Market value$3.97M

0.66%

Sole

0.00

Shared

0.00

None

70.16K

ISHARES TR

SOLE

EAFE SML CP ETF

Shares49.85K

TypeSH

Market value$3.91M

0.65%

Sole

0.00

Shared

0.00

None

49.85K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO EMG MK

Shares71.26K

TypeSH

Market value$3.34M

0.55%

Sole

0.00

Shared

0.00

None

71.26K

VANGUARD INDEX FDS

SOLE

EXTEND MKT ETF

Shares15.97K

TypeSH

Market value$3.29M

0.55%

Sole

0.00

Shared

0.00

None

15.97K

ISHARES TR

SOLE

CORE INTL AGGR

Shares62K

TypeSH

Market value$3.10M

0.51%

Sole

0.00

Shared

0.00

None

62K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	1.05M	SH	$77.07M 12.78%	1.05M
VANGUARD INDEX FDSSOLE	VALUE ETF	307.19K	SH	$60.27M 10.00%	307.19K
VANGUARD INDEX FDSSOLE	GROWTH ETF	136.35K	SH	$59.55M 9.88%	136.35K
VANGUARD CHARLOTTE FDSSOLE	TOTAL INT BD ETF	1.24M	SH	$59.42M 9.85%	1.24M
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	789.47K	SH	$50.59M 8.39%	789.47K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	477.37K	SH	$37.43M 6.21%	477.37K
VANGUARD INDEX FDSSOLE	SM CP VAL ETF	101.89K	SH	$22.14M 3.67%	101.89K
VANGUARD INDEX FDSSOLE	SML CP GRW ETF	66.83K	SH	$20.20M 3.35%	66.83K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	305.86K	SH	$16.53M 2.74%	305.86K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE SMCAP ETF	105.73K	SH	$15.41M 2.56%	105.73K
VANGUARD INDEX FDSSOLE	REAL ESTATE ETF	157.52K	SH	$13.97M 2.32%	157.52K
SPDR INDEX SHS FDSSOLE	PORTFOLIO DEVLPD	289.98K	SH	$13.24M 2.20%	289.98K
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	236.60K	SH	$11.80M 1.96%	236.60K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	35.10K	SH	$11.26M 1.87%	35.10K
ISHARES TRSOLE	SHRT NAT MUN ETF	102.20K	SH	$10.88M 1.81%	102.20K
VANGUARD SCOTTSDALE FDSSOLE	INT-TERM CORP	97.37K	SH	$8.06M 1.34%	97.37K
ISHARES TRSOLE	NATIONAL MUN ETF	64.35K	SH	$6.83M 1.13%	64.35K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	10.92K	SH	$6.52M 1.08%	10.92K
SPDR SER TRSOLE	PRTFLO S&P500 GW	42.83K	SH	$4.19M 0.70%	42.83K
VANGUARD INDEX FDSSOLE	MID CAP ETF	14.08K	SH	$4.04M 0.67%	14.08K
SPDR SER TRSOLE	PRTFLO S&P500 VL	70.16K	SH	$3.97M 0.66%	70.16K
ISHARES TRSOLE	EAFE SML CP ETF	49.85K	SH	$3.91M 0.65%	49.85K
SPDR INDEX SHS FDSSOLE	PORTFOLIO EMG MK	71.26K	SH	$3.34M 0.55%	71.26K
VANGUARD INDEX FDSSOLE	EXTEND MKT ETF	15.97K	SH	$3.29M 0.55%	15.97K
ISHARES TRSOLE	CORE INTL AGGR	62K	SH	$3.10M 0.51%	62K

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