PARTNERS IN FINANCIAL PLANNING

Filed: 5/5/2025ACC: 0002054264-25-000019

📋 What this filing means

PARTNERS IN FINANCIAL PLANNING filed this quarterly 13F‑HR report disclosing 92 equity positions with a total reported market value of $319.54M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$319.54M

Total AUM (reported)

3.66M

Total Shares

Allocation by class

TOTAL BND MRKT$39.66M12.4%

TOTAL INT BD ETF$39.59M12.4%

GROWTH ETF$35.76M11.2%

VALUE ETF$30.30M9.5%

VAN FTSE DEV MKT$23.99M7.5%

SHORT TRM BOND$18.34M5.7%

COM$17.74M5.6%

Portfolio Concentration

Top 3$115.01M36.0%

4–10$121.54M38.0%

11–25$49.46M15.5%

Rest$33.54M10.5%

Top 3 weight

36.0%

Top 10 weight

74.0%

Voting Authority Distribution

Total shares with voting rights: 3.66M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

3.66M

% of voting shares100.0%

Investment Discretion (by position count)

Sole92

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings92

Rows:

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares461.75K

TypeSH

Market value$39.66M

12.41%

Sole

0.00

Shared

0.00

None

461.75K

VANGUARD CHARLOTTE FDS

SOLE

TOTAL INT BD ETF

Shares693.28K

TypeSH

Market value$39.59M

12.39%

Sole

0.00

Shared

0.00

None

693.28K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares124.69K

TypeSH

Market value$35.76M

11.19%

Sole

0.00

Shared

0.00

None

124.69K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares220.43K

TypeSH

Market value$30.30M

9.48%

Sole

0.00

Shared

0.00

None

220.43K

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares465.70K

TypeSH

Market value$23.99M

7.51%

Sole

0.00

Shared

0.00

None

465.70K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares223.28K

TypeSH

Market value$18.34M

5.74%

Sole

0.00

Shared

0.00

None

223.28K

VANGUARD INDEX FDS

SOLE

SML CP GRW ETF

Shares48.47K

TypeSH

Market value$14.05M

4.40%

Sole

0.00

Shared

0.00

None

48.47K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares219.40K

TypeSH

Market value$11.92M

3.73%

Sole

0.00

Shared

0.00

None

219.40K

VANGUARD INDEX FDS

SOLE

SM CP VAL ETF

Shares66.85K

TypeSH

Market value$11.61M

3.63%

Sole

0.00

Shared

0.00

None

66.85K

VANGUARD INDEX FDS

SOLE

REAL ESTATE ETF

Shares111.32K

TypeSH

Market value$11.33M

3.55%

Sole

0.00

Shared

0.00

None

111.32K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE SMCAP ETF

Shares77.32K

TypeSH

Market value$10.55M

3.30%

Sole

0.00

Shared

0.00

None

77.32K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO DEVLPD

Shares132.80K

TypeSH

Market value$4.89M

1.53%

Sole

0.00

Shared

0.00

None

132.80K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares17.34K

TypeSH

Market value$3.86M

1.21%

Sole

0.00

Shared

0.00

None

17.34K

ISHARES TR

SOLE

EAFE SML CP ETF

Shares49.80K

TypeSH

Market value$3.69M

1.16%

Sole

0.00

Shared

0.00

None

49.80K

VANGUARD BD INDEX FDS

SOLE

INTERMED TERM

Shares40.09K

TypeSH

Market value$3.61M

1.13%

Sole

0.00

Shared

0.00

None

40.09K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares14.08K

TypeSH

Market value$3.34M

1.05%

Sole

0.00

Shared

0.00

None

14.08K

NORFOLK SOUTHN CORP

SOLE

COM

Shares12.01K

TypeSH

Market value$3.19M

1.00%

Sole

0.00

Shared

0.00

None

12.01K

VANGUARD WELLINGTON FD

SOLE

US MULTIFACTOR

Shares26.12K

TypeSH

Market value$2.64M

0.83%

Sole

0.00

Shared

0.00

None

26.12K

SPDR SER TR

SOLE

S&P 600 SMCP VAL

Shares29.47K

TypeSH

Market value$2.53M

0.79%

Sole

0.00

Shared

0.00

None

29.47K

SPDR SER TR

SOLE

PRTFLO S&P500 VL

Shares58.53K

TypeSH

Market value$2.31M

0.72%

Sole

0.00

Shared

0.00

None

58.53K

VANGUARD INTL EQUITY INDEX F

SOLE

GLB EX US ETF

Shares38.09K

TypeSH

Market value$2.22M

0.70%

Sole

0.00

Shared

0.00

None

38.09K

VANGUARD INDEX FDS

SOLE

EXTEND MKT ETF

Shares9.14K

TypeSH

Market value$1.72M

0.54%

Sole

0.00

Shared

0.00

None

9.14K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO EMG MK

Shares37.13K

TypeSH

Market value$1.69M

0.53%

Sole

0.00

Shared

0.00

None

37.13K

NIKE INC

SOLE

CL B

Shares10.50K

TypeSH

Market value$1.62M

0.51%

Sole

0.00

Shared

0.00

None

10.50K

TRUIST FINL CORP

SOLE

COM

Shares28.69K

TypeSH

Market value$1.59M

0.50%

Sole

0.00

Shared

0.00

None

28.69K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	461.75K	SH	$39.66M 12.41%	461.75K
VANGUARD CHARLOTTE FDSSOLE	TOTAL INT BD ETF	693.28K	SH	$39.59M 12.39%	693.28K
VANGUARD INDEX FDSSOLE	GROWTH ETF	124.69K	SH	$35.76M 11.19%	124.69K
VANGUARD INDEX FDSSOLE	VALUE ETF	220.43K	SH	$30.30M 9.48%	220.43K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	465.70K	SH	$23.99M 7.51%	465.70K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	223.28K	SH	$18.34M 5.74%	223.28K
VANGUARD INDEX FDSSOLE	SML CP GRW ETF	48.47K	SH	$14.05M 4.40%	48.47K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	219.40K	SH	$11.92M 3.73%	219.40K
VANGUARD INDEX FDSSOLE	SM CP VAL ETF	66.85K	SH	$11.61M 3.63%	66.85K
VANGUARD INDEX FDSSOLE	REAL ESTATE ETF	111.32K	SH	$11.33M 3.55%	111.32K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE SMCAP ETF	77.32K	SH	$10.55M 3.30%	77.32K
SPDR INDEX SHS FDSSOLE	PORTFOLIO DEVLPD	132.80K	SH	$4.89M 1.53%	132.80K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	17.34K	SH	$3.86M 1.21%	17.34K
ISHARES TRSOLE	EAFE SML CP ETF	49.80K	SH	$3.69M 1.16%	49.80K
VANGUARD BD INDEX FDSSOLE	INTERMED TERM	40.09K	SH	$3.61M 1.13%	40.09K
VANGUARD INDEX FDSSOLE	MID CAP ETF	14.08K	SH	$3.34M 1.05%	14.08K
NORFOLK SOUTHN CORPSOLE	COM	12.01K	SH	$3.19M 1.00%	12.01K
VANGUARD WELLINGTON FDSOLE	US MULTIFACTOR	26.12K	SH	$2.64M 0.83%	26.12K
SPDR SER TRSOLE	S&P 600 SMCP VAL	29.47K	SH	$2.53M 0.79%	29.47K
SPDR SER TRSOLE	PRTFLO S&P500 VL	58.53K	SH	$2.31M 0.72%	58.53K
VANGUARD INTL EQUITY INDEX FSOLE	GLB EX US ETF	38.09K	SH	$2.22M 0.70%	38.09K
VANGUARD INDEX FDSSOLE	EXTEND MKT ETF	9.14K	SH	$1.72M 0.54%	9.14K
SPDR INDEX SHS FDSSOLE	PORTFOLIO EMG MK	37.13K	SH	$1.69M 0.53%	37.13K
NIKE INCSOLE	CL B	10.50K	SH	$1.62M 0.51%	10.50K
TRUIST FINL CORPSOLE	COM	28.69K	SH	$1.59M 0.50%	28.69K

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