PARTNERS IN FINANCIAL PLANNING

Filed: 5/5/2025ACC: 0002054264-25-000018

📋 What this filing means

PARTNERS IN FINANCIAL PLANNING filed this quarterly 13F‑HR report disclosing 95 equity positions with a total reported market value of $320.43M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$320.43M

Total AUM (reported)

3.70M

Total Shares

Allocation by class

TOTAL BND MRKT$41.40M12.9%

TOTAL INT BD ETF$39.91M12.5%

GROWTH ETF$36.24M11.3%

VALUE ETF$30.18M9.4%

VAN FTSE DEV MKT$24.07M7.5%

SHORT TRM BOND$19.12M6.0%

COM$17.60M5.5%

Portfolio Concentration

Top 3$117.55M36.7%

4–10$120.42M37.6%

11–25$47.84M14.9%

Rest$34.61M10.8%

Top 3 weight

36.7%

Top 10 weight

74.3%

Voting Authority Distribution

Total shares with voting rights: 3.70M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

3.70M

% of voting shares100.0%

Investment Discretion (by position count)

Sole95

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings95

Rows:

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares484.45K

TypeSH

Market value$41.40M

12.92%

Sole

0.00

Shared

0.00

None

484.45K

VANGUARD CHARLOTTE FDS

SOLE

TOTAL INT BD ETF

Shares700.69K

TypeSH

Market value$39.91M

12.46%

Sole

0.00

Shared

0.00

None

700.69K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares124.91K

TypeSH

Market value$36.24M

11.31%

Sole

0.00

Shared

0.00

None

124.91K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares222.97K

TypeSH

Market value$30.18M

9.42%

Sole

0.00

Shared

0.00

None

222.97K

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares476.82K

TypeSH

Market value$24.07M

7.51%

Sole

0.00

Shared

0.00

None

476.82K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares233.29K

TypeSH

Market value$19.12M

5.97%

Sole

0.00

Shared

0.00

None

233.29K

VANGUARD INDEX FDS

SOLE

SML CP GRW ETF

Shares47.51K

TypeSH

Market value$13.31M

4.15%

Sole

0.00

Shared

0.00

None

47.51K

VANGUARD INDEX FDS

SOLE

REAL ESTATE ETF

Shares110.94K

TypeSH

Market value$11.29M

3.52%

Sole

0.00

Shared

0.00

None

110.94K

VANGUARD INDEX FDS

SOLE

SM CP VAL ETF

Shares66.58K

TypeSH

Market value$11.27M

3.52%

Sole

0.00

Shared

0.00

None

66.58K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares223.46K

TypeSH

Market value$11.18M

3.49%

Sole

0.00

Shared

0.00

None

223.46K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE SMCAP ETF

Shares75.22K

TypeSH

Market value$10.06M

3.14%

Sole

0.00

Shared

0.00

None

75.22K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO DEVLPD

Shares132.80K

TypeSH

Market value$4.81M

1.50%

Sole

0.00

Shared

0.00

None

132.80K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares17.48K

TypeSH

Market value$3.88M

1.21%

Sole

0.00

Shared

0.00

None

17.48K

VANGUARD BD INDEX FDS

SOLE

INTERMED TERM

Shares41.69K

TypeSH

Market value$3.73M

1.16%

Sole

0.00

Shared

0.00

None

41.69K

ISHARES TR

SOLE

EAFE SML CP ETF

Shares47.74K

TypeSH

Market value$3.55M

1.11%

Sole

0.00

Shared

0.00

None

47.74K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares14.08K

TypeSH

Market value$3.33M

1.04%

Sole

0.00

Shared

0.00

None

14.08K

NORFOLK SOUTHN CORP

SOLE

COM

Shares12.01K

TypeSH

Market value$2.87M

0.90%

Sole

0.00

Shared

0.00

None

12.01K

VANGUARD WELLINGTON FD

SOLE

US MULTIFACTOR

Shares25.90K

TypeSH

Market value$2.58M

0.80%

Sole

0.00

Shared

0.00

None

25.90K

SPDR SER TR

SOLE

S&P 600 SMCP VAL

Shares29.50K

TypeSH

Market value$2.42M

0.75%

Sole

0.00

Shared

0.00

None

29.50K

SPDR SER TR

SOLE

PRTFLO S&P500 VL

Shares56.51K

TypeSH

Market value$2.20M

0.69%

Sole

0.00

Shared

0.00

None

56.51K

VANGUARD INTL EQUITY INDEX F

SOLE

GLB EX US ETF

Shares36.45K

TypeSH

Market value$2.05M

0.64%

Sole

0.00

Shared

0.00

None

36.45K

TRUIST FINL CORP

SOLE

COM

Shares28.73K

TypeSH

Market value$1.69M

0.53%

Sole

0.00

Shared

0.00

None

28.73K

VANGUARD INDEX FDS

SOLE

EXTEND MKT ETF

Shares8.73K

TypeSH

Market value$1.59M

0.50%

Sole

0.00

Shared

0.00

None

8.73K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO EMG MK

Shares36.58K

TypeSH

Market value$1.56M

0.49%

Sole

0.00

Shared

0.00

None

36.58K

NIKE INC

SOLE

CL B

Shares10.50K

TypeSH

Market value$1.52M

0.48%

Sole

0.00

Shared

0.00

None

10.50K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	484.45K	SH	$41.40M 12.92%	484.45K
VANGUARD CHARLOTTE FDSSOLE	TOTAL INT BD ETF	700.69K	SH	$39.91M 12.46%	700.69K
VANGUARD INDEX FDSSOLE	GROWTH ETF	124.91K	SH	$36.24M 11.31%	124.91K
VANGUARD INDEX FDSSOLE	VALUE ETF	222.97K	SH	$30.18M 9.42%	222.97K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	476.82K	SH	$24.07M 7.51%	476.82K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	233.29K	SH	$19.12M 5.97%	233.29K
VANGUARD INDEX FDSSOLE	SML CP GRW ETF	47.51K	SH	$13.31M 4.15%	47.51K
VANGUARD INDEX FDSSOLE	REAL ESTATE ETF	110.94K	SH	$11.29M 3.52%	110.94K
VANGUARD INDEX FDSSOLE	SM CP VAL ETF	66.58K	SH	$11.27M 3.52%	66.58K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	223.46K	SH	$11.18M 3.49%	223.46K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE SMCAP ETF	75.22K	SH	$10.06M 3.14%	75.22K
SPDR INDEX SHS FDSSOLE	PORTFOLIO DEVLPD	132.80K	SH	$4.81M 1.50%	132.80K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	17.48K	SH	$3.88M 1.21%	17.48K
VANGUARD BD INDEX FDSSOLE	INTERMED TERM	41.69K	SH	$3.73M 1.16%	41.69K
ISHARES TRSOLE	EAFE SML CP ETF	47.74K	SH	$3.55M 1.11%	47.74K
VANGUARD INDEX FDSSOLE	MID CAP ETF	14.08K	SH	$3.33M 1.04%	14.08K
NORFOLK SOUTHN CORPSOLE	COM	12.01K	SH	$2.87M 0.90%	12.01K
VANGUARD WELLINGTON FDSOLE	US MULTIFACTOR	25.90K	SH	$2.58M 0.80%	25.90K
SPDR SER TRSOLE	S&P 600 SMCP VAL	29.50K	SH	$2.42M 0.75%	29.50K
SPDR SER TRSOLE	PRTFLO S&P500 VL	56.51K	SH	$2.20M 0.69%	56.51K
VANGUARD INTL EQUITY INDEX FSOLE	GLB EX US ETF	36.45K	SH	$2.05M 0.64%	36.45K
TRUIST FINL CORPSOLE	COM	28.73K	SH	$1.69M 0.53%	28.73K
VANGUARD INDEX FDSSOLE	EXTEND MKT ETF	8.73K	SH	$1.59M 0.50%	8.73K
SPDR INDEX SHS FDSSOLE	PORTFOLIO EMG MK	36.58K	SH	$1.56M 0.49%	36.58K
NIKE INCSOLE	CL B	10.50K	SH	$1.52M 0.48%	10.50K

Page 1 of 4