PARTNERS IN FINANCIAL PLANNING

Filed: 2/26/2025ACC: 0002054264-25-000009

📋 What this filing means

PARTNERS IN FINANCIAL PLANNING filed this quarterly 13F‑HR report disclosing 93 equity positions with a total reported market value of $379.98M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$379.98M

Total AUM (reported)

5.08M

Total Shares

Allocation by class

TOTAL BND MRKT$42.74M11.2%

VALUE ETF$39.67M10.4%

GROWTH ETF$37.68M9.9%

TOTAL INT BD ETF$36.94M9.7%

VAN FTSE DEV MKT$29.66M7.8%

SHORT TRM BOND$22.49M5.9%

COM$15.29M4.0%

Portfolio Concentration

Top 3$120.08M31.6%

4–10$139.26M36.6%

11–25$72.29M19.0%

Rest$48.35M12.7%

Top 3 weight

31.6%

Top 10 weight

68.3%

Voting Authority Distribution

Total shares with voting rights: 5.08M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

5.08M

% of voting shares100.0%

Investment Discretion (by position count)

Sole93

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings93

Rows:

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares578.87K

TypeSH

Market value$42.74M

11.25%

Sole

0.00

Shared

0.00

None

578.87K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares287.22K

TypeSH

Market value$39.67M

10.44%

Sole

0.00

Shared

0.00

None

287.22K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares151.04K

TypeSH

Market value$37.68M

9.92%

Sole

0.00

Shared

0.00

None

151.04K

VANGUARD CHARLOTTE FDS

SOLE

TOTAL INT BD ETF

Shares755.17K

TypeSH

Market value$36.94M

9.72%

Sole

0.00

Shared

0.00

None

755.17K

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares656.68K

TypeSH

Market value$29.66M

7.81%

Sole

0.00

Shared

0.00

None

656.68K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares294.06K

TypeSH

Market value$22.49M

5.92%

Sole

0.00

Shared

0.00

None

294.06K

VANGUARD INDEX FDS

SOLE

SM CP VAL ETF

Shares87.13K

TypeSH

Market value$13.83M

3.64%

Sole

0.00

Shared

0.00

None

87.13K

VANGUARD INDEX FDS

SOLE

SML CP GRW ETF

Shares60.17K

TypeSH

Market value$13.02M

3.43%

Sole

0.00

Shared

0.00

None

60.17K

VANGUARD INDEX FDS

SOLE

REAL ESTATE ETF

Shares141.82K

TypeSH

Market value$11.78M

3.10%

Sole

0.00

Shared

0.00

None

141.82K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares285.31K

TypeSH

Market value$11.53M

3.03%

Sole

0.00

Shared

0.00

None

285.31K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE SMCAP ETF

Shares94.34K

TypeSH

Market value$10.31M

2.71%

Sole

0.00

Shared

0.00

None

94.34K

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares201.57K

TypeSH

Market value$10.21M

2.69%

Sole

0.00

Shared

0.00

None

201.57K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO DEVLPD

Shares235.73K

TypeSH

Market value$7.57M

1.99%

Sole

0.00

Shared

0.00

None

235.73K

ISHARES TR

SOLE

SHRT NAT MUN ETF

Shares70.30K

TypeSH

Market value$7.36M

1.94%

Sole

0.00

Shared

0.00

None

70.30K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares34.07K

TypeSH

Market value$6.95M

1.83%

Sole

0.00

Shared

0.00

None

34.07K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares13.21K

TypeSH

Market value$4.97M

1.31%

Sole

0.00

Shared

0.00

None

13.21K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares15.52K

TypeSH

Market value$3.27M

0.86%

Sole

0.00

Shared

0.00

None

15.52K

ISHARES TR

SOLE

EAFE SML CP ETF

Shares50.64K

TypeSH

Market value$3.01M

0.79%

Sole

0.00

Shared

0.00

None

50.64K

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares27.50K

TypeSH

Market value$2.96M

0.78%

Sole

0.00

Shared

0.00

None

27.50K

VANGUARD BD INDEX FDS

SOLE

INTERMED TERM

Shares37.36K

TypeSH

Market value$2.87M

0.75%

Sole

0.00

Shared

0.00

None

37.36K

SPDR SER TR

SOLE

PORTFOLIO AGRGTE

Shares109.82K

TypeSH

Market value$2.83M

0.75%

Sole

0.00

Shared

0.00

None

109.82K

VANGUARD INDEX FDS

SOLE

EXTEND MKT ETF

Shares18.46K

TypeSH

Market value$2.59M

0.68%

Sole

0.00

Shared

0.00

None

18.46K

SPDR SER TR

SOLE

PRTFLO S&P500 VL

Shares61.94K

TypeSH

Market value$2.52M

0.66%

Sole

0.00

Shared

0.00

None

61.94K

NORFOLK SOUTHN CORP

SOLE

COM

Shares11.68K

TypeSH

Market value$2.48M

0.65%

Sole

0.00

Shared

0.00

None

11.68K

VANGUARD WELLINGTON FD

SOLE

US MULTIFACTOR

Shares24.05K

TypeSH

Market value$2.38M

0.63%

Sole

0.00

Shared

0.00

None

24.05K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	578.87K	SH	$42.74M 11.25%	578.87K
VANGUARD INDEX FDSSOLE	VALUE ETF	287.22K	SH	$39.67M 10.44%	287.22K
VANGUARD INDEX FDSSOLE	GROWTH ETF	151.04K	SH	$37.68M 9.92%	151.04K
VANGUARD CHARLOTTE FDSSOLE	TOTAL INT BD ETF	755.17K	SH	$36.94M 9.72%	755.17K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	656.68K	SH	$29.66M 7.81%	656.68K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	294.06K	SH	$22.49M 5.92%	294.06K
VANGUARD INDEX FDSSOLE	SM CP VAL ETF	87.13K	SH	$13.83M 3.64%	87.13K
VANGUARD INDEX FDSSOLE	SML CP GRW ETF	60.17K	SH	$13.02M 3.43%	60.17K
VANGUARD INDEX FDSSOLE	REAL ESTATE ETF	141.82K	SH	$11.78M 3.10%	141.82K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	285.31K	SH	$11.53M 3.03%	285.31K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE SMCAP ETF	94.34K	SH	$10.31M 2.71%	94.34K
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	201.57K	SH	$10.21M 2.69%	201.57K
SPDR INDEX SHS FDSSOLE	PORTFOLIO DEVLPD	235.73K	SH	$7.57M 1.99%	235.73K
ISHARES TRSOLE	SHRT NAT MUN ETF	70.30K	SH	$7.36M 1.94%	70.30K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	34.07K	SH	$6.95M 1.83%	34.07K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	13.21K	SH	$4.97M 1.31%	13.21K
VANGUARD INDEX FDSSOLE	MID CAP ETF	15.52K	SH	$3.27M 0.86%	15.52K
ISHARES TRSOLE	EAFE SML CP ETF	50.64K	SH	$3.01M 0.79%	50.64K
ISHARES TRSOLE	NATIONAL MUN ETF	27.50K	SH	$2.96M 0.78%	27.50K
VANGUARD BD INDEX FDSSOLE	INTERMED TERM	37.36K	SH	$2.87M 0.75%	37.36K
SPDR SER TRSOLE	PORTFOLIO AGRGTE	109.82K	SH	$2.83M 0.75%	109.82K
VANGUARD INDEX FDSSOLE	EXTEND MKT ETF	18.46K	SH	$2.59M 0.68%	18.46K
SPDR SER TRSOLE	PRTFLO S&P500 VL	61.94K	SH	$2.52M 0.66%	61.94K
NORFOLK SOUTHN CORPSOLE	COM	11.68K	SH	$2.48M 0.65%	11.68K
VANGUARD WELLINGTON FDSOLE	US MULTIFACTOR	24.05K	SH	$2.38M 0.63%	24.05K

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