PARTNERS IN FINANCIAL PLANNING

Filed: 2/26/2025ACC: 0002054264-25-000006

📋 What this filing means

PARTNERS IN FINANCIAL PLANNING filed this quarterly 13F‑HR report disclosing 103 equity positions with a total reported market value of $426.04M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

103

Positions

$426.04M

Total AUM (reported)

5.31M

Total Shares

Allocation by class

TOTAL BND MRKT$48.43M11.4%

GROWTH ETF$46.30M10.9%

VALUE ETF$42.34M9.9%

TOTAL INT BD ETF$39.84M9.4%

VAN FTSE DEV MKT$34.47M8.1%

SHORT TRM BOND$26.44M6.2%

COM$16.79M3.9%

Portfolio Concentration

Top 3$137.07M32.2%

4–10$157.70M37.0%

11–25$78.16M18.3%

Rest$53.11M12.5%

Top 3 weight

32.2%

Top 10 weight

69.2%

Voting Authority Distribution

Total shares with voting rights: 5.31M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

5.31M

% of voting shares100.0%

Investment Discretion (by position count)

Sole103

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings103

Rows:

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares658.45K

TypeSH

Market value$48.43M

11.37%

Sole

0.00

Shared

0.00

None

658.45K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares148.92K

TypeSH

Market value$46.30M

10.87%

Sole

0.00

Shared

0.00

None

148.92K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares283.24K

TypeSH

Market value$42.34M

9.94%

Sole

0.00

Shared

0.00

None

283.24K

VANGUARD CHARLOTTE FDS

SOLE

TOTAL INT BD ETF

Shares807.11K

TypeSH

Market value$39.84M

9.35%

Sole

0.00

Shared

0.00

None

807.11K

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares719.59K

TypeSH

Market value$34.47M

8.09%

Sole

0.00

Shared

0.00

None

719.59K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares343.28K

TypeSH

Market value$26.44M

6.21%

Sole

0.00

Shared

0.00

None

343.28K

VANGUARD INDEX FDS

SOLE

SM CP VAL ETF

Shares91.08K

TypeSH

Market value$16.39M

3.85%

Sole

0.00

Shared

0.00

None

91.08K

VANGUARD INDEX FDS

SOLE

SML CP GRW ETF

Shares64.19K

TypeSH

Market value$15.52M

3.64%

Sole

0.00

Shared

0.00

None

64.19K

VANGUARD INDEX FDS

SOLE

REAL ESTATE ETF

Shares150.56K

TypeSH

Market value$13.30M

3.12%

Sole

0.00

Shared

0.00

None

150.56K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares285.68K

TypeSH

Market value$11.74M

2.76%

Sole

0.00

Shared

0.00

None

285.68K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE SMCAP ETF

Shares101.43K

TypeSH

Market value$11.67M

2.74%

Sole

0.00

Shared

0.00

None

101.43K

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares213.82K

TypeSH

Market value$10.92M

2.56%

Sole

0.00

Shared

0.00

None

213.82K

ISHARES TR

SOLE

SHRT NAT MUN ETF

Shares79.95K

TypeSH

Market value$8.43M

1.98%

Sole

0.00

Shared

0.00

None

79.95K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO DEVLPD

Shares234.07K

TypeSH

Market value$7.96M

1.87%

Sole

0.00

Shared

0.00

None

234.07K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares33.27K

TypeSH

Market value$7.89M

1.85%

Sole

0.00

Shared

0.00

None

33.27K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares12.37K

TypeSH

Market value$5.40M

1.27%

Sole

0.00

Shared

0.00

None

12.37K

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares33.10K

TypeSH

Market value$3.59M

0.84%

Sole

0.00

Shared

0.00

None

33.10K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares14.51K

TypeSH

Market value$3.38M

0.79%

Sole

0.00

Shared

0.00

None

14.51K

ISHARES TR

SOLE

EAFE SML CP ETF

Shares49.30K

TypeSH

Market value$3.05M

0.72%

Sole

0.00

Shared

0.00

None

49.30K

VANGUARD INDEX FDS

SOLE

EXTEND MKT ETF

Shares17.77K

TypeSH

Market value$2.92M

0.69%

Sole

0.00

Shared

0.00

None

17.77K

VANGUARD SCOTTSDALE FDS

SOLE

INT-TERM CORP

Shares35.31K

TypeSH

Market value$2.87M

0.67%

Sole

0.00

Shared

0.00

None

35.31K

SPDR SER TR

SOLE

PRTFLO S&P500 VL

Shares60.34K

TypeSH

Market value$2.81M

0.66%

Sole

0.00

Shared

0.00

None

60.34K

VANGUARD WELLINGTON FD

SOLE

US MULTIFACTOR

Shares23.01K

TypeSH

Market value$2.64M

0.62%

Sole

0.00

Shared

0.00

None

23.01K

SPDR SER TR

SOLE

PRTFLO S&P500 GW

Shares36.55K

TypeSH

Market value$2.38M

0.56%

Sole

0.00

Shared

0.00

None

36.55K

VANGUARD BD INDEX FDS

SOLE

INTERMED TERM

Shares29.41K

TypeSH

Market value$2.25M

0.53%

Sole

0.00

Shared

0.00

None

29.41K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	658.45K	SH	$48.43M 11.37%	658.45K
VANGUARD INDEX FDSSOLE	GROWTH ETF	148.92K	SH	$46.30M 10.87%	148.92K
VANGUARD INDEX FDSSOLE	VALUE ETF	283.24K	SH	$42.34M 9.94%	283.24K
VANGUARD CHARLOTTE FDSSOLE	TOTAL INT BD ETF	807.11K	SH	$39.84M 9.35%	807.11K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	719.59K	SH	$34.47M 8.09%	719.59K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	343.28K	SH	$26.44M 6.21%	343.28K
VANGUARD INDEX FDSSOLE	SM CP VAL ETF	91.08K	SH	$16.39M 3.85%	91.08K
VANGUARD INDEX FDSSOLE	SML CP GRW ETF	64.19K	SH	$15.52M 3.64%	64.19K
VANGUARD INDEX FDSSOLE	REAL ESTATE ETF	150.56K	SH	$13.30M 3.12%	150.56K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	285.68K	SH	$11.74M 2.76%	285.68K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE SMCAP ETF	101.43K	SH	$11.67M 2.74%	101.43K
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	213.82K	SH	$10.92M 2.56%	213.82K
ISHARES TRSOLE	SHRT NAT MUN ETF	79.95K	SH	$8.43M 1.98%	79.95K
SPDR INDEX SHS FDSSOLE	PORTFOLIO DEVLPD	234.07K	SH	$7.96M 1.87%	234.07K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	33.27K	SH	$7.89M 1.85%	33.27K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	12.37K	SH	$5.40M 1.27%	12.37K
ISHARES TRSOLE	NATIONAL MUN ETF	33.10K	SH	$3.59M 0.84%	33.10K
VANGUARD INDEX FDSSOLE	MID CAP ETF	14.51K	SH	$3.38M 0.79%	14.51K
ISHARES TRSOLE	EAFE SML CP ETF	49.30K	SH	$3.05M 0.72%	49.30K
VANGUARD INDEX FDSSOLE	EXTEND MKT ETF	17.77K	SH	$2.92M 0.69%	17.77K
VANGUARD SCOTTSDALE FDSSOLE	INT-TERM CORP	35.31K	SH	$2.87M 0.67%	35.31K
SPDR SER TRSOLE	PRTFLO S&P500 VL	60.34K	SH	$2.81M 0.66%	60.34K
VANGUARD WELLINGTON FDSOLE	US MULTIFACTOR	23.01K	SH	$2.64M 0.62%	23.01K
SPDR SER TRSOLE	PRTFLO S&P500 GW	36.55K	SH	$2.38M 0.56%	36.55K
VANGUARD BD INDEX FDSSOLE	INTERMED TERM	29.41K	SH	$2.25M 0.53%	29.41K

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