PARTNERS IN FINANCIAL PLANNING

Filed: 2/26/2025ACC: 0002054264-25-000003

📋 What this filing means

PARTNERS IN FINANCIAL PLANNING filed this quarterly 13F‑HR report disclosing 107 equity positions with a total reported market value of $495.69M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

107

Positions

$495.69M

Total AUM (reported)

5.68M

Total Shares

Allocation by class

TOTAL BND MRKT$59.95M12.1%

GROWTH ETF$55.70M11.2%

VALUE ETF$50.60M10.2%

TOTAL INT BD ETF$45.46M9.2%

VAN FTSE DEV MKT$39.62M8.0%

SHORT TRM BOND$32.60M6.6%

COM$20.18M4.1%

Portfolio Concentration

Top 3$166.25M33.5%

4–10$182.27M36.8%

11–25$87.66M17.7%

Rest$59.50M12.0%

Top 3 weight

33.5%

Top 10 weight

70.3%

Voting Authority Distribution

Total shares with voting rights: 5.68M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

5.68M

% of voting shares100.0%

Investment Discretion (by position count)

Sole107

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings107

Rows:

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares798.12K

TypeSH

Market value$59.95M

12.09%

Sole

0.00

Shared

0.00

None

798.12K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares145.09K

TypeSH

Market value$55.70M

11.24%

Sole

0.00

Shared

0.00

None

145.09K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares289.88K

TypeSH

Market value$50.60M

10.21%

Sole

0.00

Shared

0.00

None

289.88K

VANGUARD CHARLOTTE FDS

SOLE

TOTAL INT BD ETF

Shares904.05K

TypeSH

Market value$45.46M

9.17%

Sole

0.00

Shared

0.00

None

904.05K

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares750.27K

TypeSH

Market value$39.62M

7.99%

Sole

0.00

Shared

0.00

None

750.27K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares414.29K

TypeSH

Market value$32.60M

6.58%

Sole

0.00

Shared

0.00

None

414.29K

VANGUARD INDEX FDS

SOLE

SM CP VAL ETF

Shares92.70K

TypeSH

Market value$18.61M

3.75%

Sole

0.00

Shared

0.00

None

92.70K

VANGUARD INDEX FDS

SOLE

SML CP GRW ETF

Shares63.67K

TypeSH

Market value$17.02M

3.43%

Sole

0.00

Shared

0.00

None

63.67K

VANGUARD INDEX FDS

SOLE

REAL ESTATE ETF

Shares153.76K

TypeSH

Market value$14.98M

3.02%

Sole

0.00

Shared

0.00

None

153.76K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares292.18K

TypeSH

Market value$13.98M

2.82%

Sole

0.00

Shared

0.00

None

292.18K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE SMCAP ETF

Shares100.22K

TypeSH

Market value$12.62M

2.55%

Sole

0.00

Shared

0.00

None

100.22K

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares221.82K

TypeSH

Market value$11.34M

2.29%

Sole

0.00

Shared

0.00

None

221.82K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares35.64K

TypeSH

Market value$10.09M

2.04%

Sole

0.00

Shared

0.00

None

35.64K

ISHARES TR

SOLE

SHRT NAT MUN ETF

Shares86.42K

TypeSH

Market value$9.18M

1.85%

Sole

0.00

Shared

0.00

None

86.42K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO DEVLPD

Shares220.56K

TypeSH

Market value$8.28M

1.67%

Sole

0.00

Shared

0.00

None

220.56K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares10.74K

TypeSH

Market value$5.67M

1.14%

Sole

0.00

Shared

0.00

None

10.74K

VANGUARD SCOTTSDALE FDS

SOLE

INT-TERM CORP

Shares64.50K

TypeSH

Market value$5.40M

1.09%

Sole

0.00

Shared

0.00

None

64.50K

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares34.84K

TypeSH

Market value$3.78M

0.76%

Sole

0.00

Shared

0.00

None

34.84K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares14.23K

TypeSH

Market value$3.75M

0.76%

Sole

0.00

Shared

0.00

None

14.23K

ISHARES TR

SOLE

EAFE SML CP ETF

Shares47.52K

TypeSH

Market value$3.22M

0.65%

Sole

0.00

Shared

0.00

None

47.52K

SPDR SER TR

SOLE

PRTFLO S&P500 VL

Shares60.46K

TypeSH

Market value$3.20M

0.64%

Sole

0.00

Shared

0.00

None

60.46K

VANGUARD INDEX FDS

SOLE

EXTEND MKT ETF

Shares16.88K

TypeSH

Market value$3.07M

0.62%

Sole

0.00

Shared

0.00

None

16.88K

VANGUARD WELLINGTON FD

SOLE

US MULTIFACTOR

Shares21.10K

TypeSH

Market value$2.75M

0.55%

Sole

0.00

Shared

0.00

None

21.10K

SPDR SER TR

SOLE

PRTFLO S&P500 GW

Shares32.61K

TypeSH

Market value$2.70M

0.55%

Sole

0.00

Shared

0.00

None

32.61K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO EMG MK

Shares62.90K

TypeSH

Market value$2.60M

0.52%

Sole

0.00

Shared

0.00

None

62.90K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	798.12K	SH	$59.95M 12.09%	798.12K
VANGUARD INDEX FDSSOLE	GROWTH ETF	145.09K	SH	$55.70M 11.24%	145.09K
VANGUARD INDEX FDSSOLE	VALUE ETF	289.88K	SH	$50.60M 10.21%	289.88K
VANGUARD CHARLOTTE FDSSOLE	TOTAL INT BD ETF	904.05K	SH	$45.46M 9.17%	904.05K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	750.27K	SH	$39.62M 7.99%	750.27K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	414.29K	SH	$32.60M 6.58%	414.29K
VANGUARD INDEX FDSSOLE	SM CP VAL ETF	92.70K	SH	$18.61M 3.75%	92.70K
VANGUARD INDEX FDSSOLE	SML CP GRW ETF	63.67K	SH	$17.02M 3.43%	63.67K
VANGUARD INDEX FDSSOLE	REAL ESTATE ETF	153.76K	SH	$14.98M 3.02%	153.76K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	292.18K	SH	$13.98M 2.82%	292.18K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE SMCAP ETF	100.22K	SH	$12.62M 2.55%	100.22K
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	221.82K	SH	$11.34M 2.29%	221.82K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	35.64K	SH	$10.09M 2.04%	35.64K
ISHARES TRSOLE	SHRT NAT MUN ETF	86.42K	SH	$9.18M 1.85%	86.42K
SPDR INDEX SHS FDSSOLE	PORTFOLIO DEVLPD	220.56K	SH	$8.28M 1.67%	220.56K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	10.74K	SH	$5.67M 1.14%	10.74K
VANGUARD SCOTTSDALE FDSSOLE	INT-TERM CORP	64.50K	SH	$5.40M 1.09%	64.50K
ISHARES TRSOLE	NATIONAL MUN ETF	34.84K	SH	$3.78M 0.76%	34.84K
VANGUARD INDEX FDSSOLE	MID CAP ETF	14.23K	SH	$3.75M 0.76%	14.23K
ISHARES TRSOLE	EAFE SML CP ETF	47.52K	SH	$3.22M 0.65%	47.52K
SPDR SER TRSOLE	PRTFLO S&P500 VL	60.46K	SH	$3.20M 0.64%	60.46K
VANGUARD INDEX FDSSOLE	EXTEND MKT ETF	16.88K	SH	$3.07M 0.62%	16.88K
VANGUARD WELLINGTON FDSOLE	US MULTIFACTOR	21.10K	SH	$2.75M 0.55%	21.10K
SPDR SER TRSOLE	PRTFLO S&P500 GW	32.61K	SH	$2.70M 0.55%	32.61K
SPDR INDEX SHS FDSSOLE	PORTFOLIO EMG MK	62.90K	SH	$2.60M 0.52%	62.90K

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