PARTNERS IN FINANCIAL PLANNING

Filed: 2/12/2025ACC: 0002054264-25-000002

📋 What this filing means

PARTNERS IN FINANCIAL PLANNING filed this quarterly 13F‑HR report disclosing 107 equity positions with a total reported market value of $490.25M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

107

Positions

$490.25M

Total AUM (reported)

5.78M

Total Shares

Allocation by class

TOTAL BND MRKT$61.40M12.5%

GROWTH ETF$58.94M12.0%

VALUE ETF$49.87M10.2%

TOTAL INT BD ETF$46.11M9.4%

VAN FTSE DEV MKT$36.54M7.5%

SHORT TRM BOND$32.47M6.6%

COM$19.61M4.0%

Portfolio Concentration

Top 3$170.21M34.7%

4–10$177.73M36.3%

11–25$84.48M17.2%

Rest$57.83M11.8%

Top 3 weight

34.7%

Top 10 weight

71.0%

Voting Authority Distribution

Total shares with voting rights: 5.78M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

5.78M

% of voting shares100.0%

Investment Discretion (by position count)

Sole107

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings107

Rows:

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares853.86K

TypeSH

Market value$61.40M

12.52%

Sole

0.00

Shared

0.00

None

853.86K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares143.60K

TypeSH

Market value$58.94M

12.02%

Sole

0.00

Shared

0.00

None

143.60K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares294.55K

TypeSH

Market value$49.87M

10.17%

Sole

0.00

Shared

0.00

None

294.55K

VANGUARD CHARLOTTE FDS

SOLE

TOTAL INT BD ETF

Shares940.13K

TypeSH

Market value$46.11M

9.41%

Sole

0.00

Shared

0.00

None

940.13K

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares764.16K

TypeSH

Market value$36.54M

7.45%

Sole

0.00

Shared

0.00

None

764.16K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares420.23K

TypeSH

Market value$32.47M

6.62%

Sole

0.00

Shared

0.00

None

420.23K

VANGUARD INDEX FDS

SOLE

SM CP VAL ETF

Shares93.68K

TypeSH

Market value$18.56M

3.79%

Sole

0.00

Shared

0.00

None

93.68K

VANGUARD INDEX FDS

SOLE

SML CP GRW ETF

Shares63.21K

TypeSH

Market value$17.70M

3.61%

Sole

0.00

Shared

0.00

None

63.21K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares298.96K

TypeSH

Market value$13.17M

2.69%

Sole

0.00

Shared

0.00

None

298.96K

VANGUARD INDEX FDS

SOLE

REAL ESTATE ETF

Shares147.79K

TypeSH

Market value$13.17M

2.69%

Sole

0.00

Shared

0.00

None

147.79K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE SMCAP ETF

Shares102.05K

TypeSH

Market value$11.68M

2.38%

Sole

0.00

Shared

0.00

None

102.05K

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares208.98K

TypeSH

Market value$10.48M

2.14%

Sole

0.00

Shared

0.00

None

208.98K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares35.98K

TypeSH

Market value$10.43M

2.13%

Sole

0.00

Shared

0.00

None

35.98K

ISHARES TR

SOLE

SHRT NAT MUN ETF

Shares84.96K

TypeSH

Market value$8.96M

1.83%

Sole

0.00

Shared

0.00

None

84.96K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO DEVLPD

Shares215.26K

TypeSH

Market value$7.35M

1.50%

Sole

0.00

Shared

0.00

None

215.26K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares10.62K

TypeSH

Market value$5.72M

1.17%

Sole

0.00

Shared

0.00

None

10.62K

VANGUARD SCOTTSDALE FDS

SOLE

INT-TERM CORP

Shares68.05K

TypeSH

Market value$5.46M

1.11%

Sole

0.00

Shared

0.00

None

68.05K

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares35.52K

TypeSH

Market value$3.78M

0.77%

Sole

0.00

Shared

0.00

None

35.52K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares14.26K

TypeSH

Market value$3.77M

0.77%

Sole

0.00

Shared

0.00

None

14.26K

VANGUARD INDEX FDS

SOLE

EXTEND MKT ETF

Shares16.83K

TypeSH

Market value$3.20M

0.65%

Sole

0.00

Shared

0.00

None

16.83K

ISHARES TR

SOLE

EAFE SML CP ETF

Shares48.26K

TypeSH

Market value$2.93M

0.60%

Sole

0.00

Shared

0.00

None

48.26K

SPDR SER TR

SOLE

PRTFLO S&P500 GW

Shares32.56K

TypeSH

Market value$2.86M

0.58%

Sole

0.00

Shared

0.00

None

32.56K

VANGUARD WELLINGTON FD

SOLE

US MULTIFACTOR

Shares20.90K

TypeSH

Market value$2.73M

0.56%

Sole

0.00

Shared

0.00

None

20.90K

ISHARES TR

SOLE

CORE INTL AGGR

Shares53.58K

TypeSH

Market value$2.67M

0.55%

Sole

0.00

Shared

0.00

None

53.58K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO EMG MK

Shares64.13K

TypeSH

Market value$2.46M

0.50%

Sole

0.00

Shared

0.00

None

64.13K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	853.86K	SH	$61.40M 12.52%	853.86K
VANGUARD INDEX FDSSOLE	GROWTH ETF	143.60K	SH	$58.94M 12.02%	143.60K
VANGUARD INDEX FDSSOLE	VALUE ETF	294.55K	SH	$49.87M 10.17%	294.55K
VANGUARD CHARLOTTE FDSSOLE	TOTAL INT BD ETF	940.13K	SH	$46.11M 9.41%	940.13K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	764.16K	SH	$36.54M 7.45%	764.16K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	420.23K	SH	$32.47M 6.62%	420.23K
VANGUARD INDEX FDSSOLE	SM CP VAL ETF	93.68K	SH	$18.56M 3.79%	93.68K
VANGUARD INDEX FDSSOLE	SML CP GRW ETF	63.21K	SH	$17.70M 3.61%	63.21K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	298.96K	SH	$13.17M 2.69%	298.96K
VANGUARD INDEX FDSSOLE	REAL ESTATE ETF	147.79K	SH	$13.17M 2.69%	147.79K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE SMCAP ETF	102.05K	SH	$11.68M 2.38%	102.05K
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	208.98K	SH	$10.48M 2.14%	208.98K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	35.98K	SH	$10.43M 2.13%	35.98K
ISHARES TRSOLE	SHRT NAT MUN ETF	84.96K	SH	$8.96M 1.83%	84.96K
SPDR INDEX SHS FDSSOLE	PORTFOLIO DEVLPD	215.26K	SH	$7.35M 1.50%	215.26K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	10.62K	SH	$5.72M 1.17%	10.62K
VANGUARD SCOTTSDALE FDSSOLE	INT-TERM CORP	68.05K	SH	$5.46M 1.11%	68.05K
ISHARES TRSOLE	NATIONAL MUN ETF	35.52K	SH	$3.78M 0.77%	35.52K
VANGUARD INDEX FDSSOLE	MID CAP ETF	14.26K	SH	$3.77M 0.77%	14.26K
VANGUARD INDEX FDSSOLE	EXTEND MKT ETF	16.83K	SH	$3.20M 0.65%	16.83K
ISHARES TRSOLE	EAFE SML CP ETF	48.26K	SH	$2.93M 0.60%	48.26K
SPDR SER TRSOLE	PRTFLO S&P500 GW	32.56K	SH	$2.86M 0.58%	32.56K
VANGUARD WELLINGTON FDSOLE	US MULTIFACTOR	20.90K	SH	$2.73M 0.56%	20.90K
ISHARES TRSOLE	CORE INTL AGGR	53.58K	SH	$2.67M 0.55%	53.58K
SPDR INDEX SHS FDSSOLE	PORTFOLIO EMG MK	64.13K	SH	$2.46M 0.50%	64.13K

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