PANORAMIC INVESTMENT ADVISORS, LLC

Filed: 8/13/2026ACC: 0001986152-26-000131

📋 What this filing means

PANORAMIC INVESTMENT ADVISORS, LLC filed this quarterly 13F‑HR report disclosing 141 equity positions with a total reported market value of $209.06M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

141

Positions

$209.06M

Total AUM (reported)

3.05M

Total Shares

Allocation by class

ST STR P500ETF$29.19M14.0%

COM$20.22M9.7%

US LCAP VA ETF$7.93M3.8%

GROWTH ETF$7.92M3.8%

CORE-PLUS BD ETF$7.17M3.4%

US LCAP GR ETF$5.95M2.8%

CAP STK CL C$5.90M2.8%

Portfolio Concentration

Top 3$45.03M21.5%

4–10$36.81M17.6%

11–25$47.89M22.9%

Rest$79.33M37.9%

Top 3 weight

21.5%

Top 10 weight

39.1%

Voting Authority Distribution

Total shares with voting rights: 3.05M

Sole

Full voting authority

2.86M

% of voting shares94.1%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

181.16K

% of voting shares5.9%

Investment Discretion (by position count)

Sole141

Shared0

Other0

Dominant voting typeSole · 94.1% of voting shares

Institutional Holdings141

Rows:

SPDR SERIES TRUST

SOLE

ST STR P500ETF

Shares332.12K

TypeSH

Market value$29.19M

13.96%

Sole

332.12K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US LCAP VA ETF

Shares227.70K

TypeSH

Market value$7.93M

3.79%

Sole

227.04K

Shared

0.00

None

657.00

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares91.94K

TypeSH

Market value$7.92M

3.79%

Sole

91.70K

Shared

0.00

None

240.00

VANGUARD MALVERN FDS

SOLE

CORE-PLUS BD ETF

Shares92.41K

TypeSH

Market value$7.17M

3.43%

Sole

92.41K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares175.97K

TypeSH

Market value$5.95M

2.85%

Sole

175.97K

Shared

0.00

None

0.00

ALPHABET INC

SOLE

CAP STK CL C

Shares16.69K

TypeSH

Market value$5.90M

2.82%

Sole

15.72K

Shared

0.00

None

970.00

ISHARES TR

SOLE

ULTRA SHORT DUR

Shares99.64K

TypeSH

Market value$5.04M

2.41%

Sole

99.64K

Shared

0.00

None

0.00

DIMENSIONAL ETF TRUST

SOLE

US LARG VALU ETF

Shares113.19K

TypeSH

Market value$4.48M

2.14%

Sole

113.19K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US DIVIDEND EQ

Shares132.40K

TypeSH

Market value$4.20M

2.01%

Sole

132.40K

Shared

0.00

None

0.00

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares5.53K

TypeSH

Market value$4.08M

1.95%

Sole

5.49K

Shared

0.00

None

46.00

VANGUARD WHITEHALL FDS

SOLE

HIGH DIV YLD

Shares23.47K

TypeSH

Market value$3.71M

1.77%

Sole

21.63K

Shared

0.00

None

1.84K

ISHARES TR

SOLE

CORE MSCI EAFE

Shares38K

TypeSH

Market value$3.67M

1.76%

Sole

37.64K

Shared

0.00

None

366.00

BLACKROCK ETF TRUST

SOLE

ISHA I IN TE ETF

Shares68.71K

TypeSH

Market value$3.62M

1.73%

Sole

68.71K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE S&P500 ETF

Shares4.58K

TypeSH

Market value$3.43M

1.64%

Sole

4.58K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

EQUITY PREMIUM

Shares59.37K

TypeSH

Market value$3.35M

1.60%

Sole

47.90K

Shared

0.00

None

11.47K

ALPHABET INC

SOLE

CAP STK CL A

Shares9.38K

TypeSH

Market value$3.35M

1.60%

Sole

8.56K

Shared

0.00

None

815.00

SCHWAB STRATEGIC TR

SOLE

US SML CAP ETF

Shares90.19K

TypeSH

Market value$3.26M

1.56%

Sole

90.19K

Shared

0.00

None

0.00

VANECK ETF TRUST

SOLE

MRNGSTR WDE MOAT

Shares31.27K

TypeSH

Market value$3.25M

1.56%

Sole

27.18K

Shared

0.00

None

4.09K

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares86.53K

TypeSH

Market value$3.19M

1.53%

Sole

86.53K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares4.35K

TypeSH

Market value$2.99M

1.43%

Sole

4.31K

Shared

0.00

None

35.00

BERKSHIRE HATHAWAY INC DEL

SOLE

CL B NEW

Shares5.84K

TypeSH

Market value$2.92M

1.40%

Sole

5.84K

Shared

0.00

None

0.00

NVIDIA CORPORATION

SOLE

COM

Shares14.30K

TypeSH

Market value$2.86M

1.37%

Sole

12.24K

Shared

0.00

None

2.06K

APPLE INC

SOLE

COM

Shares9.67K

TypeSH

Market value$2.80M

1.34%

Sole

6.86K

Shared

0.00

None

2.81K

SELECT SECTOR SPDR TR

SOLE

ST STR ENERG ETF

Shares52.13K

TypeSH

Market value$2.77M

1.32%

Sole

46.61K

Shared

0.00

None

5.53K

VANGUARD WORLD FD

SOLE

INF TECH ETF

Shares22.69K

TypeSH

Market value$2.71M

1.30%

Sole

22.45K

Shared

0.00

None

239.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
SPDR SERIES TRUSTSOLE	ST STR P500ETF	332.12K	SH	$29.19M 13.96%	332.12K	0.00
SCHWAB STRATEGIC TRSOLE	US LCAP VA ETF	227.70K	SH	$7.93M 3.79%	227.04K	657.00
VANGUARD INDEX FDSSOLE	GROWTH ETF	91.94K	SH	$7.92M 3.79%	91.70K	240.00
VANGUARD MALVERN FDSSOLE	CORE-PLUS BD ETF	92.41K	SH	$7.17M 3.43%	92.41K	0.00
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	175.97K	SH	$5.95M 2.85%	175.97K	0.00
ALPHABET INCSOLE	CAP STK CL C	16.69K	SH	$5.90M 2.82%	15.72K	970.00
ISHARES TRSOLE	ULTRA SHORT DUR	99.64K	SH	$5.04M 2.41%	99.64K	0.00
DIMENSIONAL ETF TRUSTSOLE	US LARG VALU ETF	113.19K	SH	$4.48M 2.14%	113.19K	0.00
SCHWAB STRATEGIC TRSOLE	US DIVIDEND EQ	132.40K	SH	$4.20M 2.01%	132.40K	0.00
INVESCO QQQ TRSOLE	UNIT SER 1	5.53K	SH	$4.08M 1.95%	5.49K	46.00
VANGUARD WHITEHALL FDSSOLE	HIGH DIV YLD	23.47K	SH	$3.71M 1.77%	21.63K	1.84K
ISHARES TRSOLE	CORE MSCI EAFE	38K	SH	$3.67M 1.76%	37.64K	366.00
BLACKROCK ETF TRUSTSOLE	ISHA I IN TE ETF	68.71K	SH	$3.62M 1.73%	68.71K	0.00
ISHARES TRSOLE	CORE S&P500 ETF	4.58K	SH	$3.43M 1.64%	4.58K	0.00
J P MORGAN EXCHANGE TRADED FSOLE	EQUITY PREMIUM	59.37K	SH	$3.35M 1.60%	47.90K	11.47K
ALPHABET INCSOLE	CAP STK CL A	9.38K	SH	$3.35M 1.60%	8.56K	815.00
SCHWAB STRATEGIC TRSOLE	US SML CAP ETF	90.19K	SH	$3.26M 1.56%	90.19K	0.00
VANECK ETF TRUSTSOLE	MRNGSTR WDE MOAT	31.27K	SH	$3.25M 1.56%	27.18K	4.09K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	86.53K	SH	$3.19M 1.53%	86.53K	0.00
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	4.35K	SH	$2.99M 1.43%	4.31K	35.00
BERKSHIRE HATHAWAY INC DELSOLE	CL B NEW	5.84K	SH	$2.92M 1.40%	5.84K	0.00
NVIDIA CORPORATIONSOLE	COM	14.30K	SH	$2.86M 1.37%	12.24K	2.06K
APPLE INCSOLE	COM	9.67K	SH	$2.80M 1.34%	6.86K	2.81K
SELECT SECTOR SPDR TRSOLE	ST STR ENERG ETF	52.13K	SH	$2.77M 1.32%	46.61K	5.53K
VANGUARD WORLD FDSOLE	INF TECH ETF	22.69K	SH	$2.71M 1.30%	22.45K	239.00

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