PANORAMIC INVESTMENT ADVISORS, LLC

Filed: 2/5/2026ACC: 0001986152-26-000012

📋 What this filing means

PANORAMIC INVESTMENT ADVISORS, LLC filed this quarterly 13F‑HR report disclosing 126 equity positions with a total reported market value of $184.02M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

126

Positions

$184.02M

Total AUM (reported)

2.79M

Total Shares

Allocation by class

STATE STREET SPD$26.06M14.2%

COM$17.29M9.4%

GROWTH ETF$6.74M3.7%

CORE-PLUS BD ETF$6.69M3.6%

US LCAP VA ETF$6.52M3.5%

US LCAP GR ETF$5.80M3.2%

CAP STK CL C$5.67M3.1%

Portfolio Concentration

Top 3$39.28M21.3%

4–10$33.53M18.2%

11–25$42.26M23.0%

Rest$68.95M37.5%

Top 3 weight

21.3%

Top 10 weight

39.6%

Voting Authority Distribution

Total shares with voting rights: 2.79M

Sole

Full voting authority

2.64M

% of voting shares94.6%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

150.04K

% of voting shares5.4%

Investment Discretion (by position count)

Sole126

Shared0

Other0

Dominant voting typeSole · 94.6% of voting shares

Institutional Holdings126

Rows:

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares322.25K

TypeSH

Market value$25.85M

14.05%

Sole

322.25K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares13.81K

TypeSH

Market value$6.74M

3.66%

Sole

13.77K

Shared

0.00

None

40.00

VANGUARD MALVERN FDS

SOLE

CORE-PLUS BD ETF

Shares85.68K

TypeSH

Market value$6.69M

3.64%

Sole

85.68K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US LCAP VA ETF

Shares220.06K

TypeSH

Market value$6.52M

3.54%

Sole

220.06K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares177.91K

TypeSH

Market value$5.80M

3.15%

Sole

177.91K

Shared

0.00

None

0.00

ALPHABET INC

SOLE

CAP STK CL C

Shares18.06K

TypeSH

Market value$5.67M

3.08%

Sole

17.09K

Shared

0.00

None

970.00

ISHARES TR

SOLE

ULTRA SHORT DUR

Shares95.72K

TypeSH

Market value$4.84M

2.63%

Sole

95.72K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US DIVIDEND EQ

Shares135.28K

TypeSH

Market value$3.71M

2.02%

Sole

135.28K

Shared

0.00

None

0.00

DIMENSIONAL ETF TRUST

SOLE

US LARGE CAP VAL

Shares104.53K

TypeSH

Market value$3.58M

1.94%

Sole

104.53K

Shared

0.00

None

0.00

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares5.57K

TypeSH

Market value$3.42M

1.86%

Sole

5.57K

Shared

0.00

None

0.00

VANGUARD WHITEHALL FDS

SOLE

HIGH DIV YLD

Shares23.16K

TypeSH

Market value$3.32M

1.81%

Sole

21.79K

Shared

0.00

None

1.37K

VANECK ETF TRUST

SOLE

MRNGSTR WDE MOAT

Shares31.55K

TypeSH

Market value$3.27M

1.78%

Sole

28.36K

Shared

0.00

None

3.19K

BERKSHIRE HATHAWAY INC DEL

SOLE

CL B NEW

Shares6.18K

TypeSH

Market value$3.11M

1.69%

Sole

6.18K

Shared

0.00

None

0.00

FIDELITY WISE ORIGIN BITCOIN

SOLE

SHS

Shares40.28K

TypeSH

Market value$3.07M

1.67%

Sole

40.28K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE S&P500 ETF

Shares4.48K

TypeSH

Market value$3.07M

1.67%

Sole

4.48K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

EQUITY PREMIUM

Shares52.85K

TypeSH

Market value$3.03M

1.64%

Sole

44.13K

Shared

0.00

None

8.72K

ALPHABET INC

SOLE

CAP STK CL A

Shares9.64K

TypeSH

Market value$3.02M

1.64%

Sole

8.80K

Shared

0.00

None

840.00

NVIDIA CORPORATION

SOLE

COM

Shares15.17K

TypeSH

Market value$2.83M

1.54%

Sole

12.81K

Shared

0.00

None

2.36K

ISHARES BITCOIN TRUST ETF

SOLE

SHS BEN INT

Shares54.17K

TypeSH

Market value$2.69M

1.46%

Sole

54.17K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares4.28K

TypeSH

Market value$2.68M

1.46%

Sole

4.24K

Shared

0.00

None

40.00

ISHARES TR

SOLE

20 YR TR BD ETF

Shares29.61K

TypeSH

Market value$2.58M

1.40%

Sole

27.50K

Shared

0.00

None

2.10K

ISHARES TR

SOLE

MSCI USA QLT FCT

Shares12.82K

TypeSH

Market value$2.55M

1.38%

Sole

12.82K

Shared

0.00

None

0.00

APPLE INC

SOLE

COM

Shares8.80K

TypeSH

Market value$2.39M

1.30%

Sole

6.94K

Shared

0.00

None

1.86K

SCHWAB STRATEGIC TR

SOLE

US BRD MKT ETF

Shares90.18K

TypeSH

Market value$2.37M

1.29%

Sole

90.18K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares76.28K

TypeSH

Market value$2.29M

1.25%

Sole

76.28K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
SPDR SERIES TRUSTSOLE	STATE STREET SPD	322.25K	SH	$25.85M 14.05%	322.25K	0.00
VANGUARD INDEX FDSSOLE	GROWTH ETF	13.81K	SH	$6.74M 3.66%	13.77K	40.00
VANGUARD MALVERN FDSSOLE	CORE-PLUS BD ETF	85.68K	SH	$6.69M 3.64%	85.68K	0.00
SCHWAB STRATEGIC TRSOLE	US LCAP VA ETF	220.06K	SH	$6.52M 3.54%	220.06K	0.00
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	177.91K	SH	$5.80M 3.15%	177.91K	0.00
ALPHABET INCSOLE	CAP STK CL C	18.06K	SH	$5.67M 3.08%	17.09K	970.00
ISHARES TRSOLE	ULTRA SHORT DUR	95.72K	SH	$4.84M 2.63%	95.72K	0.00
SCHWAB STRATEGIC TRSOLE	US DIVIDEND EQ	135.28K	SH	$3.71M 2.02%	135.28K	0.00
DIMENSIONAL ETF TRUSTSOLE	US LARGE CAP VAL	104.53K	SH	$3.58M 1.94%	104.53K	0.00
INVESCO QQQ TRSOLE	UNIT SER 1	5.57K	SH	$3.42M 1.86%	5.57K	0.00
VANGUARD WHITEHALL FDSSOLE	HIGH DIV YLD	23.16K	SH	$3.32M 1.81%	21.79K	1.37K
VANECK ETF TRUSTSOLE	MRNGSTR WDE MOAT	31.55K	SH	$3.27M 1.78%	28.36K	3.19K
BERKSHIRE HATHAWAY INC DELSOLE	CL B NEW	6.18K	SH	$3.11M 1.69%	6.18K	0.00
FIDELITY WISE ORIGIN BITCOINSOLE	SHS	40.28K	SH	$3.07M 1.67%	40.28K	0.00
ISHARES TRSOLE	CORE S&P500 ETF	4.48K	SH	$3.07M 1.67%	4.48K	0.00
J P MORGAN EXCHANGE TRADED FSOLE	EQUITY PREMIUM	52.85K	SH	$3.03M 1.64%	44.13K	8.72K
ALPHABET INCSOLE	CAP STK CL A	9.64K	SH	$3.02M 1.64%	8.80K	840.00
NVIDIA CORPORATIONSOLE	COM	15.17K	SH	$2.83M 1.54%	12.81K	2.36K
ISHARES BITCOIN TRUST ETFSOLE	SHS BEN INT	54.17K	SH	$2.69M 1.46%	54.17K	0.00
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	4.28K	SH	$2.68M 1.46%	4.24K	40.00
ISHARES TRSOLE	20 YR TR BD ETF	29.61K	SH	$2.58M 1.40%	27.50K	2.10K
ISHARES TRSOLE	MSCI USA QLT FCT	12.82K	SH	$2.55M 1.38%	12.82K	0.00
APPLE INCSOLE	COM	8.80K	SH	$2.39M 1.30%	6.94K	1.86K
SCHWAB STRATEGIC TRSOLE	US BRD MKT ETF	90.18K	SH	$2.37M 1.29%	90.18K	0.00
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	76.28K	SH	$2.29M 1.25%	76.28K	0.00

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