PANORAMIC INVESTMENT ADVISORS, LLC

Filed: 8/7/2025ACC: 0001986152-25-000057

📋 What this filing means

PANORAMIC INVESTMENT ADVISORS, LLC filed this quarterly 13F‑HR report disclosing 121 equity positions with a total reported market value of $162.86M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

121

Positions

$162.86M

Total AUM (reported)

2.51M

Total Shares

Allocation by class

PORTFOLIO S&P500$23.17M14.2%

COM$16.35M10.0%

US LCAP VA ETF$5.70M3.5%

CORE-PLUS BD ETF$5.66M3.5%

US LCAP GR ETF$4.68M2.9%

MSCI USA QLT FCT$4.67M2.9%

GROWTH ETF$4.18M2.6%

Portfolio Concentration

Top 3$34.52M21.2%

4–10$28.89M17.7%

11–25$39.89M24.5%

Rest$59.56M36.6%

Top 3 weight

21.2%

Top 10 weight

38.9%

Voting Authority Distribution

Total shares with voting rights: 2.51M

Sole

Full voting authority

2.39M

% of voting shares95.1%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

122.09K

% of voting shares4.9%

Investment Discretion (by position count)

Sole121

Shared0

Other0

Dominant voting typeSole · 95.1% of voting shares

Institutional Holdings121

Rows:

SPDR SERIES TRUST

SOLE

PORTFOLIO S&P500

Shares318.69K

TypeSH

Market value$23.17M

14.22%

Sole

318.69K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US LCAP VA ETF

Shares205.93K

TypeSH

Market value$5.70M

3.50%

Sole

205.93K

Shared

0.00

None

0.00

VANGUARD MALVERN FDS

SOLE

CORE-PLUS BD ETF

Shares72.72K

TypeSH

Market value$5.66M

3.47%

Sole

72.72K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares160.18K

TypeSH

Market value$4.68M

2.87%

Sole

160.18K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI USA QLT FCT

Shares25.55K

TypeSH

Market value$4.67M

2.87%

Sole

25.55K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares9.53K

TypeSH

Market value$4.18M

2.57%

Sole

9.49K

Shared

0.00

None

40.00

ALPHABET INC

SOLE

CAP STK CL C

Shares22.94K

TypeSH

Market value$4.07M

2.50%

Sole

21.82K

Shared

0.00

None

1.12K

ISHARES TR

SOLE

ULTRA SHORT DUR

Shares79.08K

TypeSH

Market value$4.01M

2.46%

Sole

79.08K

Shared

0.00

None

0.00

FIDELITY WISE ORIGIN BITCOIN

SOLE

SHS

Shares39.57K

TypeSH

Market value$3.72M

2.28%

Sole

39.57K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US DIVIDEND EQ

Shares134.30K

TypeSH

Market value$3.56M

2.19%

Sole

134.30K

Shared

0.00

None

0.00

ISHARES BITCOIN TRUST ETF

SOLE

SHS BEN INT

Shares52.87K

TypeSH

Market value$3.24M

1.99%

Sole

52.87K

Shared

0.00

None

0.00

VANECK ETF TRUST

SOLE

MRNGSTR WDE MOAT

Shares33.65K

TypeSH

Market value$3.16M

1.94%

Sole

30.43K

Shared

0.00

None

3.22K

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares5.52K

TypeSH

Market value$3.05M

1.87%

Sole

5.52K

Shared

0.00

None

0.00

VANGUARD WHITEHALL FDS

SOLE

HIGH DIV YLD

Shares22.45K

TypeSH

Market value$2.99M

1.84%

Sole

21.08K

Shared

0.00

None

1.37K

BERKSHIRE HATHAWAY INC DEL

SOLE

CL B NEW

Shares6.12K

TypeSH

Market value$2.97M

1.83%

Sole

6.12K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

EQUITY PREMIUM

Shares50.49K

TypeSH

Market value$2.87M

1.76%

Sole

41.64K

Shared

0.00

None

8.85K

DIMENSIONAL ETF TRUST

SOLE

US LARGE CAP VAL

Shares88.65K

TypeSH

Market value$2.75M

1.69%

Sole

88.65K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares4.75K

TypeSH

Market value$2.70M

1.66%

Sole

4.71K

Shared

0.00

None

45.00

ISHARES TR

SOLE

CORE S&P500 ETF

Shares4.33K

TypeSH

Market value$2.69M

1.65%

Sole

4.33K

Shared

0.00

None

0.00

ISHARES TR

SOLE

U.S. TECH ETF

Shares15.40K

TypeSH

Market value$2.67M

1.64%

Sole

15.40K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE MSCI EAFE

Shares31.29K

TypeSH

Market value$2.61M

1.60%

Sole

30.92K

Shared

0.00

None

366.00

SCHWAB STRATEGIC TR

SOLE

US BRD MKT ETF

Shares87.31K

TypeSH

Market value$2.08M

1.28%

Sole

87.31K

Shared

0.00

None

0.00

APPLE INC

SOLE

COM

Shares10.14K

TypeSH

Market value$2.08M

1.28%

Sole

8.05K

Shared

0.00

None

2.09K

ISHARES TR

SOLE

20 YR TR BD ETF

Shares22.91K

TypeSH

Market value$2.02M

1.24%

Sole

20.79K

Shared

0.00

None

2.13K

VANGUARD WORLD FD

SOLE

INF TECH ETF

Shares3.03K

TypeSH

Market value$2.01M

1.24%

Sole

3.03K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
SPDR SERIES TRUSTSOLE	PORTFOLIO S&P500	318.69K	SH	$23.17M 14.22%	318.69K	0.00
SCHWAB STRATEGIC TRSOLE	US LCAP VA ETF	205.93K	SH	$5.70M 3.50%	205.93K	0.00
VANGUARD MALVERN FDSSOLE	CORE-PLUS BD ETF	72.72K	SH	$5.66M 3.47%	72.72K	0.00
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	160.18K	SH	$4.68M 2.87%	160.18K	0.00
ISHARES TRSOLE	MSCI USA QLT FCT	25.55K	SH	$4.67M 2.87%	25.55K	0.00
VANGUARD INDEX FDSSOLE	GROWTH ETF	9.53K	SH	$4.18M 2.57%	9.49K	40.00
ALPHABET INCSOLE	CAP STK CL C	22.94K	SH	$4.07M 2.50%	21.82K	1.12K
ISHARES TRSOLE	ULTRA SHORT DUR	79.08K	SH	$4.01M 2.46%	79.08K	0.00
FIDELITY WISE ORIGIN BITCOINSOLE	SHS	39.57K	SH	$3.72M 2.28%	39.57K	0.00
SCHWAB STRATEGIC TRSOLE	US DIVIDEND EQ	134.30K	SH	$3.56M 2.19%	134.30K	0.00
ISHARES BITCOIN TRUST ETFSOLE	SHS BEN INT	52.87K	SH	$3.24M 1.99%	52.87K	0.00
VANECK ETF TRUSTSOLE	MRNGSTR WDE MOAT	33.65K	SH	$3.16M 1.94%	30.43K	3.22K
INVESCO QQQ TRSOLE	UNIT SER 1	5.52K	SH	$3.05M 1.87%	5.52K	0.00
VANGUARD WHITEHALL FDSSOLE	HIGH DIV YLD	22.45K	SH	$2.99M 1.84%	21.08K	1.37K
BERKSHIRE HATHAWAY INC DELSOLE	CL B NEW	6.12K	SH	$2.97M 1.83%	6.12K	0.00
J P MORGAN EXCHANGE TRADED FSOLE	EQUITY PREMIUM	50.49K	SH	$2.87M 1.76%	41.64K	8.85K
DIMENSIONAL ETF TRUSTSOLE	US LARGE CAP VAL	88.65K	SH	$2.75M 1.69%	88.65K	0.00
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	4.75K	SH	$2.70M 1.66%	4.71K	45.00
ISHARES TRSOLE	CORE S&P500 ETF	4.33K	SH	$2.69M 1.65%	4.33K	0.00
ISHARES TRSOLE	U.S. TECH ETF	15.40K	SH	$2.67M 1.64%	15.40K	0.00
ISHARES TRSOLE	CORE MSCI EAFE	31.29K	SH	$2.61M 1.60%	30.92K	366.00
SCHWAB STRATEGIC TRSOLE	US BRD MKT ETF	87.31K	SH	$2.08M 1.28%	87.31K	0.00
APPLE INCSOLE	COM	10.14K	SH	$2.08M 1.28%	8.05K	2.09K
ISHARES TRSOLE	20 YR TR BD ETF	22.91K	SH	$2.02M 1.24%	20.79K	2.13K
VANGUARD WORLD FDSOLE	INF TECH ETF	3.03K	SH	$2.01M 1.24%	3.03K	0.00

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