Filed: 10/24/2025ACC: 0001967332-25-000003
📋 What this filing means
PANORAMIC INVESTMENT ADVISORS, LLC filed this quarterly 13F‑HR report disclosing 125 equity positions with a total reported market value of $177.83M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
125
Positions
$177.83M
Total AUM (reported)
2.65M
Total Shares
Allocation by class
PORTFOLIO S&P500$25.56M14.4%
COM$18.13M10.2%
US LCAP VA ETF$6.29M3.5%
CORE-PLUS BD ETF$6.11M3.4%
GROWTH ETF$5.64M3.2%
US LCAP GR ETF$5.43M3.1%
CAP STK CL C$4.53M2.5%
Portfolio Concentration
Top 3$37.96M21.3%
4–10$31.13M17.5%
11–25$43.51M24.5%
Rest$65.23M36.7%
Top 3 weight
21.3%
Top 10 weight
38.9%
Voting Authority Distribution
Total shares with voting rights: 2.65M
Sole
Full voting authority
2.52M
shares
% of voting shares95.1%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
130.11K
shares
% of voting shares4.9%
Investment Discretion (by position count)
Sole125
Shared0
Other0
Dominant voting typeSole · 95.1% of voting shares
Institutional Holdings125
Rows:
SPDR SERIES TRUST
SOLEShares326.31K
TypeSH
Market value$25.56M
14.38%
Sole
326.31K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares216.02K
TypeSH
Market value$6.29M
3.54%
Sole
216.02K
Shared
0.00
None
0.00
VANGUARD MALVERN FDS
SOLEShares77.72K
TypeSH
Market value$6.11M
3.44%
Sole
77.72K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares11.76K
TypeSH
Market value$5.64M
3.17%
Sole
11.72K
Shared
0.00
None
40.00
SCHWAB STRATEGIC TR
SOLEShares170.05K
TypeSH
Market value$5.43M
3.05%
Sole
170.05K
Shared
0.00
None
0.00
ALPHABET INC
SOLEShares18.60K
TypeSH
Market value$4.53M
2.55%
Sole
17.58K
Shared
0.00
None
1.02K
ISHARES TR
SOLEShares83.21K
TypeSH
Market value$4.22M
2.37%
Sole
83.21K
Shared
0.00
None
0.00
FIDELITY WISE ORIGIN BITCOIN
SOLEShares40.23K
TypeSH
Market value$4.02M
2.26%
Sole
40.23K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares138.57K
TypeSH
Market value$3.78M
2.13%
Sole
138.57K
Shared
0.00
None
0.00
ISHARES BITCOIN TRUST ETF
SOLEShares54.06K
TypeSH
Market value$3.51M
1.98%
Sole
54.06K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares106.67K
TypeSH
Market value$3.51M
1.97%
Sole
106.67K
Shared
0.00
None
0.00
INVESCO QQQ TR
SOLEShares5.50K
TypeSH
Market value$3.31M
1.86%
Sole
5.50K
Shared
0.00
None
0.00
VANECK ETF TRUST
SOLEShares32.70K
TypeSH
Market value$3.24M
1.82%
Sole
29.48K
Shared
0.00
None
3.22K
VANGUARD WHITEHALL FDS
SOLEShares22.77K
TypeSH
Market value$3.21M
1.80%
Sole
21.40K
Shared
0.00
None
1.37K
BERKSHIRE HATHAWAY INC DEL
SOLEShares6.26K
TypeSH
Market value$3.15M
1.77%
Sole
6.26K
Shared
0.00
None
0.00
J P MORGAN EXCHANGE TRADED F
SOLEShares53.31K
TypeSH
Market value$3.04M
1.71%
Sole
44.46K
Shared
0.00
None
8.85K
VANGUARD INDEX FDS
SOLEShares4.80K
TypeSH
Market value$2.94M
1.65%
Sole
4.76K
Shared
0.00
None
40.00
ISHARES TR
SOLEShares4.38K
TypeSH
Market value$2.93M
1.65%
Sole
4.38K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares32.87K
TypeSH
Market value$2.87M
1.61%
Sole
32.50K
Shared
0.00
None
366.00
NVIDIA CORPORATION
SOLEShares14.73K
TypeSH
Market value$2.75M
1.55%
Sole
12.47K
Shared
0.00
None
2.26K
ISHARES TR
SOLEShares13.82K
TypeSH
Market value$2.69M
1.51%
Sole
13.82K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares29.98K
TypeSH
Market value$2.68M
1.51%
Sole
27.86K
Shared
0.00
None
2.13K
SCHWAB STRATEGIC TR
SOLEShares81.40K
TypeSH
Market value$2.41M
1.36%
Sole
81.40K
Shared
0.00
None
0.00
APPLE INC
SOLEShares9.43K
TypeSH
Market value$2.40M
1.35%
Sole
7.56K
Shared
0.00
None
1.86K
ALPHABET INC
SOLEShares9.81K
TypeSH
Market value$2.38M
1.34%
Sole
8.97K
Shared
0.00
None
840.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
SPDR SERIES TRUSTSOLE | PORTFOLIO S&P500 | 326.31K | SH | $25.56M 14.38% | 326.31K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US LCAP VA ETF | 216.02K | SH | $6.29M 3.54% | 216.02K | 0.00 | 0.00 |
VANGUARD MALVERN FDSSOLE | CORE-PLUS BD ETF | 77.72K | SH | $6.11M 3.44% | 77.72K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | GROWTH ETF | 11.76K | SH | $5.64M 3.17% | 11.72K | 0.00 | 40.00 |
SCHWAB STRATEGIC TRSOLE | US LCAP GR ETF | 170.05K | SH | $5.43M 3.05% | 170.05K | 0.00 | 0.00 |
ALPHABET INCSOLE | CAP STK CL C | 18.60K | SH | $4.53M 2.55% | 17.58K | 0.00 | 1.02K |
ISHARES TRSOLE | ULTRA SHORT DUR | 83.21K | SH | $4.22M 2.37% | 83.21K | 0.00 | 0.00 |
FIDELITY WISE ORIGIN BITCOINSOLE | SHS | 40.23K | SH | $4.02M 2.26% | 40.23K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US DIVIDEND EQ | 138.57K | SH | $3.78M 2.13% | 138.57K | 0.00 | 0.00 |
ISHARES BITCOIN TRUST ETFSOLE | SHS BEN INT | 54.06K | SH | $3.51M 1.98% | 54.06K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | US LARGE CAP VAL | 106.67K | SH | $3.51M 1.97% | 106.67K | 0.00 | 0.00 |
INVESCO QQQ TRSOLE | UNIT SER 1 | 5.50K | SH | $3.31M 1.86% | 5.50K | 0.00 | 0.00 |
VANECK ETF TRUSTSOLE | MRNGSTR WDE MOAT | 32.70K | SH | $3.24M 1.82% | 29.48K | 0.00 | 3.22K |
VANGUARD WHITEHALL FDSSOLE | HIGH DIV YLD | 22.77K | SH | $3.21M 1.80% | 21.40K | 0.00 | 1.37K |
BERKSHIRE HATHAWAY INC DELSOLE | CL B NEW | 6.26K | SH | $3.15M 1.77% | 6.26K | 0.00 | 0.00 |
J P MORGAN EXCHANGE TRADED FSOLE | EQUITY PREMIUM | 53.31K | SH | $3.04M 1.71% | 44.46K | 0.00 | 8.85K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 4.80K | SH | $2.94M 1.65% | 4.76K | 0.00 | 40.00 |
ISHARES TRSOLE | CORE S&P500 ETF | 4.38K | SH | $2.93M 1.65% | 4.38K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE MSCI EAFE | 32.87K | SH | $2.87M 1.61% | 32.50K | 0.00 | 366.00 |
NVIDIA CORPORATIONSOLE | COM | 14.73K | SH | $2.75M 1.55% | 12.47K | 0.00 | 2.26K |
ISHARES TRSOLE | MSCI USA QLT FCT | 13.82K | SH | $2.69M 1.51% | 13.82K | 0.00 | 0.00 |
ISHARES TRSOLE | 20 YR TR BD ETF | 29.98K | SH | $2.68M 1.51% | 27.86K | 0.00 | 2.13K |
SCHWAB STRATEGIC TRSOLE | US MID-CAP ETF | 81.40K | SH | $2.41M 1.36% | 81.40K | 0.00 | 0.00 |
APPLE INCSOLE | COM | 9.43K | SH | $2.40M 1.35% | 7.56K | 0.00 | 1.86K |
ALPHABET INCSOLE | CAP STK CL A | 9.81K | SH | $2.38M 1.34% | 8.97K | 0.00 | 840.00 |
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