PACOS GARY A.

PrivateCIK: 1965502
Location

WARSAW, NY

PACOS GARY A. (Chief Risk Officer) exercised options at FINANCIAL INSTITUTIONS INC

Option exercise — a mechanical event triggered by vesting or expiry. Not a discretionary conviction trade.

M · 1 exercise
InsiderPACOS GARY A.CIK 1965502
Officer· Chief Risk Officer
Since Mar 2026
-829.00
Net shares
Net seller
$25.4K
Total sold
0
Open market trades
0B · 0S
3
Total transactions
2.30K acquired · 3.13K disposed
Non-Derivative Transactions2

Common Stock

Direct
M · Option Exercise

Shares

+2.30K

Price / share

Trade value

% of position

115.1%
3/20/2026
2K4.30K

Common Stock

Direct
F · Tax Withholding

Shares

829.00

Price / share

$30.59

Trade value

$25.36K

% of position

19.3%
3/20/2026
4.30K3.47K
Total

Net shares

+1.47K

Net value

-$25.36K

Derivative Transactions1

Restricted Stock Unit

Direct
M · Option Exercise
Converts to

Common Stock

2.30K shares

Shares

2.30K

Strike price

Held after

0.00

Exercisable

3/20/2026
PACOS GARY A. — Insider Transaction (Form 4) Filed Mar 23, 2026 | Finecho