ORRSTOWN FINANCIAL SERVICES INC

Filed: 10/10/2025ACC: 0001104659-25-098651

📋 What this filing means

ORRSTOWN FINANCIAL SERVICES INC filed this quarterly 13F‑HR report disclosing 127 equity positions with a total reported market value of $584.40M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

127

Positions

$584.40M

Total AUM (reported)

6.49M

Total Shares

Allocation by class

EXCHANGE TRADED FUND$339.33M58.1%

COMMON STOCK$112.66M19.3%

FIXED INCOME ETF$71.49M12.2%

INTERNATIONAL EQUITY ETF$60.92M10.4%

Portfolio Concentration

Top 3$220.53M37.7%

4–10$210.22M36.0%

11–25$61.65M10.5%

Rest$92.01M15.7%

Top 3 weight

37.7%

Top 10 weight

73.7%

Voting Authority Distribution

Total shares with voting rights: 6.49M

Sole

Full voting authority

6.48M

% of voting shares100.0%

Shared

Joint voting authority

1.29K

% of voting shares0.0%

None

No voting authority

832.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole125

Shared0

Other2

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings127

Rows:

iShares Core S&P 500 Index Fund

SOLE

Exchange Traded Fund

Shares151.24K

TypeSH

Market value$101.22M

17.32%

Sole

151.17K

Shared

45.00

None

21.00

Vanguard Core Bond

OTR

Fixed Income ETF

Shares808.27K

TypeSH

Market value$63.38M

10.84%

Sole

807.99K

Shared

130.00

None

153.00

Invesco Russell 1000 Dynamic Multifactor

OTR

Exchange Traded Fund

Shares928.09K

TypeSH

Market value$55.93M

9.57%

Sole

927.69K

Shared

273.00

None

128.00

JPMorgan Active Value

SOLE

Exchange Traded Fund

Shares780.05K

TypeSH

Market value$53.79M

9.20%

Sole

779.78K

Shared

119.00

None

157.00

Fidelity Enhanced International

SOLE

International Equity ETF

Shares1.41M

TypeSH

Market value$49.58M

8.48%

Sole

1.40M

Shared

359.00

None

181.00

Avantis U.S. Small Cap Value

SOLE

Exchange Traded Fund

Shares338.34K

TypeSH

Market value$33.67M

5.76%

Sole

338.21K

Shared

88.00

None

42.00

JPMorgan Equity Premium Income

SOLE

Exchange Traded Fund

Shares406.35K

TypeSH

Market value$23.20M

3.97%

Sole

406.25K

Shared

0.00

None

99.00

Goldman Sachs Small Cap Equity ETF

SOLE

Exchange Traded Fund

Shares434.15K

TypeSH

Market value$23.13M

3.96%

Sole

433.99K

Shared

109.00

None

51.00

JPMorgan Active Growth

SOLE

Exchange Traded Fund

Shares206.04K

TypeSH

Market value$19.32M

3.31%

Sole

205.87K

Shared

171.00

None

0.00

JPMorgan Hedged Equity Laddered Overlay

SOLE

Exchange Traded Fund

Shares115.70K

TypeSH

Market value$7.52M

1.29%

Sole

115.70K

Shared

0.00

None

0.00

Microsoft Corp

SOLE

Common Stock

Shares14.41K

TypeSH

Market value$7.47M

1.28%

Sole

14.41K

Shared

0.00

None

0.00

Apple Inc.

SOLE

Common Stock

Shares26.92K

TypeSH

Market value$6.86M

1.17%

Sole

26.92K

Shared

0.00

None

0.00

NVIDIA Corp

SOLE

Common Stock

Shares27.84K

TypeSH

Market value$5.19M

0.89%

Sole

27.84K

Shared

0.00

None

0.00

Alphabet Inc

SOLE

Common Stock

Shares21K

TypeSH

Market value$5.10M

0.87%

Sole

21K

Shared

0.00

None

0.00

Vanguard Intermediate Term Bond ETF

SOLE

Fixed Income ETF

Shares61.55K

TypeSH

Market value$4.81M

0.82%

Sole

61.55K

Shared

0.00

None

0.00

iShares Core MSCI EAFE ETF

SOLE

International Equity ETF

Shares48.78K

TypeSH

Market value$4.26M

0.73%

Sole

48.78K

Shared

0.00

None

0.00

GE AEROSPACE

SOLE

Common Stock

Shares13.21K

TypeSH

Market value$3.98M

0.68%

Sole

13.21K

Shared

0.00

None

0.00

Amazon com

SOLE

Common Stock

Shares17.98K

TypeSH

Market value$3.95M

0.68%

Sole

17.98K

Shared

0.00

None

0.00

iShares Core MSCI Emerging Markets ETF

SOLE

International Equity ETF

Shares49.93K

TypeSH

Market value$3.29M

0.56%

Sole

49.93K

Shared

0.00

None

0.00

Vanguard Small-Cap Index Fund

SOLE

Exchange Traded Fund

Shares12.51K

TypeSH

Market value$3.18M

0.54%

Sole

12.51K

Shared

0.00

None

0.00

JPMorgan Chase & Co

SOLE

Common Stock

Shares10.02K

TypeSH

Market value$3.16M

0.54%

Sole

10.02K

Shared

0.00

None

0.00

Visa Inc

SOLE

Common Stock

Shares8.08K

TypeSH

Market value$2.76M

0.47%

Sole

8.08K

Shared

0.00

None

0.00

Broadcom Inc

SOLE

Common Stock

Shares7.80K

TypeSH

Market value$2.57M

0.44%

Sole

7.80K

Shared

0.00

None

0.00

Vanguard 500 Index Fund

SOLE

Exchange Traded Fund

Shares4.19K

TypeSH

Market value$2.57M

0.44%

Sole

4.19K

Shared

0.00

None

0.00

iShares Russell 1000 Index Fund

SOLE

Exchange Traded Fund

Shares6.86K

TypeSH

Market value$2.51M

0.43%

Sole

6.86K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
iShares Core S&P 500 Index FundSOLE	Exchange Traded Fund	151.24K	SH	$101.22M 17.32%	151.17K	45.00	21.00
Vanguard Core BondOTR	Fixed Income ETF	808.27K	SH	$63.38M 10.84%	807.99K	130.00	153.00
Invesco Russell 1000 Dynamic MultifactorOTR	Exchange Traded Fund	928.09K	SH	$55.93M 9.57%	927.69K	273.00	128.00
JPMorgan Active ValueSOLE	Exchange Traded Fund	780.05K	SH	$53.79M 9.20%	779.78K	119.00	157.00
Fidelity Enhanced InternationalSOLE	International Equity ETF	1.41M	SH	$49.58M 8.48%	1.40M	359.00	181.00
Avantis U.S. Small Cap ValueSOLE	Exchange Traded Fund	338.34K	SH	$33.67M 5.76%	338.21K	88.00	42.00
JPMorgan Equity Premium IncomeSOLE	Exchange Traded Fund	406.35K	SH	$23.20M 3.97%	406.25K	0.00	99.00
Goldman Sachs Small Cap Equity ETFSOLE	Exchange Traded Fund	434.15K	SH	$23.13M 3.96%	433.99K	109.00	51.00
JPMorgan Active GrowthSOLE	Exchange Traded Fund	206.04K	SH	$19.32M 3.31%	205.87K	171.00	0.00
JPMorgan Hedged Equity Laddered OverlaySOLE	Exchange Traded Fund	115.70K	SH	$7.52M 1.29%	115.70K	0.00	0.00
Microsoft CorpSOLE	Common Stock	14.41K	SH	$7.47M 1.28%	14.41K	0.00	0.00
Apple Inc.SOLE	Common Stock	26.92K	SH	$6.86M 1.17%	26.92K	0.00	0.00
NVIDIA CorpSOLE	Common Stock	27.84K	SH	$5.19M 0.89%	27.84K	0.00	0.00
Alphabet IncSOLE	Common Stock	21K	SH	$5.10M 0.87%	21K	0.00	0.00
Vanguard Intermediate Term Bond ETFSOLE	Fixed Income ETF	61.55K	SH	$4.81M 0.82%	61.55K	0.00	0.00
iShares Core MSCI EAFE ETFSOLE	International Equity ETF	48.78K	SH	$4.26M 0.73%	48.78K	0.00	0.00
GE AEROSPACESOLE	Common Stock	13.21K	SH	$3.98M 0.68%	13.21K	0.00	0.00
Amazon comSOLE	Common Stock	17.98K	SH	$3.95M 0.68%	17.98K	0.00	0.00
iShares Core MSCI Emerging Markets ETFSOLE	International Equity ETF	49.93K	SH	$3.29M 0.56%	49.93K	0.00	0.00
Vanguard Small-Cap Index FundSOLE	Exchange Traded Fund	12.51K	SH	$3.18M 0.54%	12.51K	0.00	0.00
JPMorgan Chase & CoSOLE	Common Stock	10.02K	SH	$3.16M 0.54%	10.02K	0.00	0.00
Visa IncSOLE	Common Stock	8.08K	SH	$2.76M 0.47%	8.08K	0.00	0.00
Broadcom IncSOLE	Common Stock	7.80K	SH	$2.57M 0.44%	7.80K	0.00	0.00
Vanguard 500 Index FundSOLE	Exchange Traded Fund	4.19K	SH	$2.57M 0.44%	4.19K	0.00	0.00
iShares Russell 1000 Index FundSOLE	Exchange Traded Fund	6.86K	SH	$2.51M 0.43%	6.86K	0.00	0.00

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