ORCAM FINANCIAL GROUP

Filed: 11/12/2025ACC: 0001905367-25-000005

📋 What this filing means

ORCAM FINANCIAL GROUP filed this quarterly 13F‑HR report disclosing 55 equity positions with a total reported market value of $123.85M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$123.85M

Total AUM (reported)

3.36M

Total Shares

Allocation by class

DISCIPLINE FUND$40.65M32.8%

TT WRLD ST ETF$12.55M10.1%

US BRD MKT ETF$8.39M6.8%

TOTAL STK MKT$8.33M6.7%

INTL EQTY ETF$5.25M4.2%

VG TL INTL STK F$5.21M4.2%

INTER TERM TREAS$3.10M2.5%

Portfolio Concentration

Top 3$61.59M49.7%

4–10$30.23M24.4%

11–25$20.00M16.1%

Rest$12.03M9.7%

Top 3 weight

49.7%

Top 10 weight

74.1%

Voting Authority Distribution

Total shares with voting rights: 3.36M

Sole

Full voting authority

3.36M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole55

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings55

Rows:

ALPHA ARCHITECT ETF TR

SOLE

DISCIPLINE FUND

Shares1.69M

TypeSH

Market value$40.65M

32.82%

Sole

1.69M

Shared

0.00

None

0.00

VANGUARD INTL EQUITY INDEX F

SOLE

TT WRLD ST ETF

Shares91.07K

TypeSH

Market value$12.55M

10.13%

Sole

91.07K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US BRD MKT ETF

Shares326.37K

TypeSH

Market value$8.39M

6.78%

Sole

326.37K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares25.39K

TypeSH

Market value$8.33M

6.73%

Sole

25.39K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares225.31K

TypeSH

Market value$5.25M

4.24%

Sole

225.31K

Shared

0.00

None

0.00

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares70.99K

TypeSH

Market value$5.21M

4.21%

Sole

70.99K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

INTER TERM TREAS

Shares51.70K

TypeSH

Market value$3.10M

2.51%

Sole

51.70K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares100.97K

TypeSH

Market value$2.99M

2.42%

Sole

100.97K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

EMRG MKTEQ ETF

Shares87.64K

TypeSH

Market value$2.92M

2.36%

Sole

87.64K

Shared

0.00

None

0.00

VANGUARD TAX-MANAGED INTL FD

SOLE

FTSE DEV MKT ETF

Shares40.35K

TypeSH

Market value$2.42M

1.95%

Sole

40.35K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

INT-TERM CORP

Shares24.12K

TypeSH

Market value$2.03M

1.64%

Sole

24.12K

Shared

0.00

None

0.00

SPDR SER TR

SOLE

NUVEEN BLOOMBERG

Shares76.67K

TypeSH

Market value$1.91M

1.54%

Sole

76.67K

Shared

0.00

None

0.00

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares30.34K

TypeSH

Market value$1.64M

1.33%

Sole

30.34K

Shared

0.00

None

0.00

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares2.46K

TypeSH

Market value$1.64M

1.32%

Sole

2.46K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares8.44K

TypeSH

Market value$1.57M

1.27%

Sole

8.44K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares2.56K

TypeSH

Market value$1.57M

1.27%

Sole

2.56K

Shared

0.00

None

0.00

VANGUARD INTL EQUITY INDEX F

SOLE

ALLWRLD EX US

Shares19.63K

TypeSH

Market value$1.40M

1.13%

Sole

19.63K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US AGGREGATE B

Shares50.65K

TypeSH

Market value$1.19M

0.96%

Sole

50.65K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

LONG TERM TREAS

Shares20.36K

TypeSH

Market value$1.16M

0.93%

Sole

20.36K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

SHORT TERM TREAS

Shares18.70K

TypeSH

Market value$1.10M

0.89%

Sole

18.70K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares41.72K

TypeSH

Market value$1.10M

0.89%

Sole

41.72K

Shared

0.00

None

0.00

VANECK ETF TRUST

SOLE

HIGH YLD MUNIETF

Shares21.17K

TypeSH

Market value$1.08M

0.87%

Sole

21.17K

Shared

0.00

None

0.00

ISHARES TR

SOLE

PFD AND INCM SEC

Shares33.70K

TypeSH

Market value$1.07M

0.86%

Sole

33.70K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US DIVIDEND EQ

Shares28.36K

TypeSH

Market value$774.1K

0.63%

Sole

28.36K

Shared

0.00

None

0.00

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares15.32K

TypeSH

Market value$767.2K

0.62%

Sole

15.32K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
ALPHA ARCHITECT ETF TRSOLE	DISCIPLINE FUND	1.69M	SH	$40.65M 32.82%	1.69M
VANGUARD INTL EQUITY INDEX FSOLE	TT WRLD ST ETF	91.07K	SH	$12.55M 10.13%	91.07K
SCHWAB STRATEGIC TRSOLE	US BRD MKT ETF	326.37K	SH	$8.39M 6.78%	326.37K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	25.39K	SH	$8.33M 6.73%	25.39K
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	225.31K	SH	$5.25M 4.24%	225.31K
VANGUARD STAR FDSSOLE	VG TL INTL STK F	70.99K	SH	$5.21M 4.21%	70.99K
VANGUARD SCOTTSDALE FDSSOLE	INTER TERM TREAS	51.70K	SH	$3.10M 2.51%	51.70K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	100.97K	SH	$2.99M 2.42%	100.97K
SCHWAB STRATEGIC TRSOLE	EMRG MKTEQ ETF	87.64K	SH	$2.92M 2.36%	87.64K
VANGUARD TAX-MANAGED INTL FDSOLE	FTSE DEV MKT ETF	40.35K	SH	$2.42M 1.95%	40.35K
VANGUARD SCOTTSDALE FDSSOLE	INT-TERM CORP	24.12K	SH	$2.03M 1.64%	24.12K
SPDR SER TRSOLE	NUVEEN BLOOMBERG	76.67K	SH	$1.91M 1.54%	76.67K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	30.34K	SH	$1.64M 1.33%	30.34K
SPDR S&P 500 ETF TRSOLE	TR UNIT	2.46K	SH	$1.64M 1.32%	2.46K
VANGUARD INDEX FDSSOLE	VALUE ETF	8.44K	SH	$1.57M 1.27%	8.44K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	2.56K	SH	$1.57M 1.27%	2.56K
VANGUARD INTL EQUITY INDEX FSOLE	ALLWRLD EX US	19.63K	SH	$1.40M 1.13%	19.63K
SCHWAB STRATEGIC TRSOLE	US AGGREGATE B	50.65K	SH	$1.19M 0.96%	50.65K
VANGUARD SCOTTSDALE FDSSOLE	LONG TERM TREAS	20.36K	SH	$1.16M 0.93%	20.36K
VANGUARD SCOTTSDALE FDSSOLE	SHORT TERM TREAS	18.70K	SH	$1.10M 0.89%	18.70K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	41.72K	SH	$1.10M 0.89%	41.72K
VANECK ETF TRUSTSOLE	HIGH YLD MUNIETF	21.17K	SH	$1.08M 0.87%	21.17K
ISHARES TRSOLE	PFD AND INCM SEC	33.70K	SH	$1.07M 0.86%	33.70K
SCHWAB STRATEGIC TRSOLE	US DIVIDEND EQ	28.36K	SH	$774.1K 0.63%	28.36K
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	15.32K	SH	$767.2K 0.62%	15.32K

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