ORCAM FINANCIAL GROUP

Filed: 8/15/2025ACC: 0001905367-25-000003

📋 What this filing means

ORCAM FINANCIAL GROUP filed this quarterly 13F‑HR report disclosing 51 equity positions with a total reported market value of $115.12M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$115.12M

Total AUM (reported)

3.24M

Total Shares

Allocation by class

DISCIPLINE FUND$39.08M33.9%

TT WRLD ST ETF$11.71M10.2%

US BRD MKT ETF$7.79M6.8%

TOTAL STK MKT$7.47M6.5%

INTL EQTY ETF$5.02M4.4%

VG TL INTL STK F$4.59M4.0%

INTER TERM TREAS$3.26M2.8%

Portfolio Concentration

Top 3$58.58M50.9%

4–10$28.05M24.4%

11–25$19.04M16.5%

Rest$9.45M8.2%

Top 3 weight

50.9%

Top 10 weight

75.3%

Voting Authority Distribution

Total shares with voting rights: 3.24M

Sole

Full voting authority

3.24M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole51

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings51

Rows:

ALPHA ARCHITECT ETF TR

SOLE

DISCIPLINE FUND

Shares1.66M

TypeSH

Market value$39.08M

33.95%

Sole

1.66M

Shared

0.00

None

0.00

VANGUARD INTL EQUITY INDEX F

SOLE

TT WRLD ST ETF

Shares91.10K

TypeSH

Market value$11.71M

10.17%

Sole

91.10K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US BRD MKT ETF

Shares326.90K

TypeSH

Market value$7.79M

6.77%

Sole

326.90K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares24.58K

TypeSH

Market value$7.47M

6.49%

Sole

24.58K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares227.11K

TypeSH

Market value$5.02M

4.36%

Sole

227.11K

Shared

0.00

None

0.00

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares66.40K

TypeSH

Market value$4.59M

3.98%

Sole

66.40K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

INTER TERM TREAS

Shares54.52K

TypeSH

Market value$3.26M

2.83%

Sole

54.52K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares100.82K

TypeSH

Market value$2.83M

2.46%

Sole

100.82K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

EMRG MKTEQ ETF

Shares85.84K

TypeSH

Market value$2.59M

2.25%

Sole

85.84K

Shared

0.00

None

0.00

VANGUARD TAX-MANAGED INTL FD

SOLE

FTSE DEV MKT ETF

Shares40.32K

TypeSH

Market value$2.30M

2.00%

Sole

40.32K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

INT-TERM CORP

Shares23.56K

TypeSH

Market value$1.95M

1.70%

Sole

23.56K

Shared

0.00

None

0.00

SPDR SER TR

SOLE

NUVEEN BLOOMBERG

Shares76.34K

TypeSH

Market value$1.89M

1.64%

Sole

76.34K

Shared

0.00

None

0.00

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares2.46K

TypeSH

Market value$1.52M

1.32%

Sole

2.46K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares2.56K

TypeSH

Market value$1.45M

1.26%

Sole

2.56K

Shared

0.00

None

0.00

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares29.27K

TypeSH

Market value$1.45M

1.26%

Sole

29.27K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares7.83K

TypeSH

Market value$1.38M

1.20%

Sole

7.83K

Shared

0.00

None

0.00

VANGUARD INTL EQUITY INDEX F

SOLE

ALLWRLD EX US

Shares19.58K

TypeSH

Market value$1.32M

1.14%

Sole

19.58K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US AGGREGATE B

Shares50.47K

TypeSH

Market value$1.17M

1.02%

Sole

50.47K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

LONG TERM TREAS

Shares20.26K

TypeSH

Market value$1.14M

0.99%

Sole

20.26K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

SHORT TERM TREAS

Shares19.25K

TypeSH

Market value$1.13M

0.98%

Sole

19.25K

Shared

0.00

None

0.00

VANECK ETF TRUST

SOLE

HIGH YLD MUNIETF

Shares21.16K

TypeSH

Market value$1.06M

0.92%

Sole

21.16K

Shared

0.00

None

0.00

ISHARES TR

SOLE

PFD AND INCM SEC

Shares33.98K

TypeSH

Market value$1.04M

0.91%

Sole

33.98K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares41.72K

TypeSH

Market value$1.02M

0.89%

Sole

41.72K

Shared

0.00

None

0.00

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares10.29K

TypeSH

Market value$757.3K

0.66%

Sole

10.29K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US DIVIDEND EQ

Shares28.45K

TypeSH

Market value$753.9K

0.65%

Sole

28.45K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
ALPHA ARCHITECT ETF TRSOLE	DISCIPLINE FUND	1.66M	SH	$39.08M 33.95%	1.66M
VANGUARD INTL EQUITY INDEX FSOLE	TT WRLD ST ETF	91.10K	SH	$11.71M 10.17%	91.10K
SCHWAB STRATEGIC TRSOLE	US BRD MKT ETF	326.90K	SH	$7.79M 6.77%	326.90K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	24.58K	SH	$7.47M 6.49%	24.58K
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	227.11K	SH	$5.02M 4.36%	227.11K
VANGUARD STAR FDSSOLE	VG TL INTL STK F	66.40K	SH	$4.59M 3.98%	66.40K
VANGUARD SCOTTSDALE FDSSOLE	INTER TERM TREAS	54.52K	SH	$3.26M 2.83%	54.52K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	100.82K	SH	$2.83M 2.46%	100.82K
SCHWAB STRATEGIC TRSOLE	EMRG MKTEQ ETF	85.84K	SH	$2.59M 2.25%	85.84K
VANGUARD TAX-MANAGED INTL FDSOLE	FTSE DEV MKT ETF	40.32K	SH	$2.30M 2.00%	40.32K
VANGUARD SCOTTSDALE FDSSOLE	INT-TERM CORP	23.56K	SH	$1.95M 1.70%	23.56K
SPDR SER TRSOLE	NUVEEN BLOOMBERG	76.34K	SH	$1.89M 1.64%	76.34K
SPDR S&P 500 ETF TRSOLE	TR UNIT	2.46K	SH	$1.52M 1.32%	2.46K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	2.56K	SH	$1.45M 1.26%	2.56K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	29.27K	SH	$1.45M 1.26%	29.27K
VANGUARD INDEX FDSSOLE	VALUE ETF	7.83K	SH	$1.38M 1.20%	7.83K
VANGUARD INTL EQUITY INDEX FSOLE	ALLWRLD EX US	19.58K	SH	$1.32M 1.14%	19.58K
SCHWAB STRATEGIC TRSOLE	US AGGREGATE B	50.47K	SH	$1.17M 1.02%	50.47K
VANGUARD SCOTTSDALE FDSSOLE	LONG TERM TREAS	20.26K	SH	$1.14M 0.99%	20.26K
VANGUARD SCOTTSDALE FDSSOLE	SHORT TERM TREAS	19.25K	SH	$1.13M 0.98%	19.25K
VANECK ETF TRUSTSOLE	HIGH YLD MUNIETF	21.16K	SH	$1.06M 0.92%	21.16K
ISHARES TRSOLE	PFD AND INCM SEC	33.98K	SH	$1.04M 0.91%	33.98K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	41.72K	SH	$1.02M 0.89%	41.72K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	10.29K	SH	$757.3K 0.66%	10.29K
SCHWAB STRATEGIC TRSOLE	US DIVIDEND EQ	28.45K	SH	$753.9K 0.65%	28.45K

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