ORCAM FINANCIAL GROUP

Filed: 2/14/2025ACC: 0001905367-25-000001

📋 What this filing means

ORCAM FINANCIAL GROUP filed this quarterly 13F‑HR report disclosing 45 equity positions with a total reported market value of $103.39M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$103.39M

Total AUM (reported)

3.10M

Total Shares

Allocation by class

DISCIPLINE FUND$34.91M33.8%

TT WRLD ST ETF$10.52M10.2%

US BRD MKT ETF$7.47M7.2%

TOTAL STK MKT$6.71M6.5%

INTL EQTY ETF$3.92M3.8%

VG TL INTL STK F$3.55M3.4%

INTER TERM TREAS$3.03M2.9%

Portfolio Concentration

Top 3$52.90M51.2%

4–10$24.38M23.6%

11–25$18.62M18.0%

Rest$7.49M7.2%

Top 3 weight

51.2%

Top 10 weight

74.7%

Voting Authority Distribution

Total shares with voting rights: 3.10M

Sole

Full voting authority

3.10M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole45

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings45

Rows:

ALPHA ARCHITECT ETF TR

SOLE

DISCIPLINE FUND

Shares1.57M

TypeSH

Market value$34.91M

33.76%

Sole

1.57M

Shared

0.00

None

0.00

VANGUARD INTL EQUITY INDEX F

SOLE

TT WRLD ST ETF

Shares89.57K

TypeSH

Market value$10.52M

10.18%

Sole

89.57K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US BRD MKT ETF

Shares328.91K

TypeSH

Market value$7.47M

7.22%

Sole

328.91K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares23.17K

TypeSH

Market value$6.71M

6.49%

Sole

23.17K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares212.02K

TypeSH

Market value$3.92M

3.79%

Sole

212.02K

Shared

0.00

None

0.00

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares60.21K

TypeSH

Market value$3.55M

3.43%

Sole

60.21K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

INTER TERM TREAS

Shares52.19K

TypeSH

Market value$3.03M

2.93%

Sole

52.19K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares100.59K

TypeSH

Market value$2.79M

2.70%

Sole

100.59K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

EMRG MKTEQ ETF

Shares82.51K

TypeSH

Market value$2.20M

2.13%

Sole

82.51K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

INT-TERM CORP

Shares27.16K

TypeSH

Market value$2.18M

2.11%

Sole

27.16K

Shared

0.00

None

0.00

SPDR SER TR

SOLE

NUVEEN BLOOMBERG

Shares76.78K

TypeSH

Market value$1.96M

1.90%

Sole

76.78K

Shared

0.00

None

0.00

VANGUARD TAX-MANAGED INTL FD

SOLE

FTSE DEV MKT ETF

Shares38.13K

TypeSH

Market value$1.82M

1.76%

Sole

38.13K

Shared

0.00

None

0.00

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares2.46K

TypeSH

Market value$1.44M

1.39%

Sole

2.46K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares2.61K

TypeSH

Market value$1.41M

1.36%

Sole

2.61K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares7.81K

TypeSH

Market value$1.32M

1.28%

Sole

7.81K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US AGGREGATE B

Shares51.30K

TypeSH

Market value$1.16M

1.13%

Sole

51.30K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

SHORT TERM TREAS

Shares19.38K

TypeSH

Market value$1.13M

1.09%

Sole

19.38K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US DIVIDEND EQ

Shares40.82K

TypeSH

Market value$1.12M

1.08%

Sole

40.82K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

LONG TERM TREAS

Shares20.09K

TypeSH

Market value$1.11M

1.08%

Sole

20.09K

Shared

0.00

None

0.00

VANECK ETF TRUST

SOLE

HIGH YLD MUNIETF

Shares21.14K

TypeSH

Market value$1.10M

1.06%

Sole

21.14K

Shared

0.00

None

0.00

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares24.80K

TypeSH

Market value$1.09M

1.06%

Sole

24.80K

Shared

0.00

None

0.00

VANGUARD INTL EQUITY INDEX F

SOLE

ALLWRLD EX US

Shares18.78K

TypeSH

Market value$1.08M

1.04%

Sole

18.78K

Shared

0.00

None

0.00

ISHARES TR

SOLE

PFD AND INCM SEC

Shares33.94K

TypeSH

Market value$1.07M

1.03%

Sole

33.94K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares41.41K

TypeSH

Market value$959.8K

0.93%

Sole

41.41K

Shared

0.00

None

0.00

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares16.97K

TypeSH

Market value$850.9K

0.82%

Sole

16.97K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
ALPHA ARCHITECT ETF TRSOLE	DISCIPLINE FUND	1.57M	SH	$34.91M 33.76%	1.57M
VANGUARD INTL EQUITY INDEX FSOLE	TT WRLD ST ETF	89.57K	SH	$10.52M 10.18%	89.57K
SCHWAB STRATEGIC TRSOLE	US BRD MKT ETF	328.91K	SH	$7.47M 7.22%	328.91K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	23.17K	SH	$6.71M 6.49%	23.17K
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	212.02K	SH	$3.92M 3.79%	212.02K
VANGUARD STAR FDSSOLE	VG TL INTL STK F	60.21K	SH	$3.55M 3.43%	60.21K
VANGUARD SCOTTSDALE FDSSOLE	INTER TERM TREAS	52.19K	SH	$3.03M 2.93%	52.19K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	100.59K	SH	$2.79M 2.70%	100.59K
SCHWAB STRATEGIC TRSOLE	EMRG MKTEQ ETF	82.51K	SH	$2.20M 2.13%	82.51K
VANGUARD SCOTTSDALE FDSSOLE	INT-TERM CORP	27.16K	SH	$2.18M 2.11%	27.16K
SPDR SER TRSOLE	NUVEEN BLOOMBERG	76.78K	SH	$1.96M 1.90%	76.78K
VANGUARD TAX-MANAGED INTL FDSOLE	FTSE DEV MKT ETF	38.13K	SH	$1.82M 1.76%	38.13K
SPDR S&P 500 ETF TRSOLE	TR UNIT	2.46K	SH	$1.44M 1.39%	2.46K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	2.61K	SH	$1.41M 1.36%	2.61K
VANGUARD INDEX FDSSOLE	VALUE ETF	7.81K	SH	$1.32M 1.28%	7.81K
SCHWAB STRATEGIC TRSOLE	US AGGREGATE B	51.30K	SH	$1.16M 1.13%	51.30K
VANGUARD SCOTTSDALE FDSSOLE	SHORT TERM TREAS	19.38K	SH	$1.13M 1.09%	19.38K
SCHWAB STRATEGIC TRSOLE	US DIVIDEND EQ	40.82K	SH	$1.12M 1.08%	40.82K
VANGUARD SCOTTSDALE FDSSOLE	LONG TERM TREAS	20.09K	SH	$1.11M 1.08%	20.09K
VANECK ETF TRUSTSOLE	HIGH YLD MUNIETF	21.14K	SH	$1.10M 1.06%	21.14K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	24.80K	SH	$1.09M 1.06%	24.80K
VANGUARD INTL EQUITY INDEX FSOLE	ALLWRLD EX US	18.78K	SH	$1.08M 1.04%	18.78K
ISHARES TRSOLE	PFD AND INCM SEC	33.94K	SH	$1.07M 1.03%	33.94K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	41.41K	SH	$959.8K 0.93%	41.41K
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	16.97K	SH	$850.9K 0.82%	16.97K

Page 1 of 2