OBSIDIAN PERSONAL PLANNING SOLUTIONS LLC

Filed: 11/13/2025ACC: 0001986152-25-000104

📋 What this filing means

OBSIDIAN PERSONAL PLANNING SOLUTIONS LLC filed this quarterly 13F‑HR report disclosing 119 equity positions with a total reported market value of $288.01M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

119

Positions

$288.01M

Total AUM (reported)

5.14M

Total Shares

Allocation by class

COM$27.30M9.5%

IBONDS 27 TRM TS$26.53M9.2%

PORTFOLIO INTRMD$22.63M7.9%

CORE S&P SCP ETF$16.78M5.8%

VALUE ETF$15.56M5.4%

INCOME ETF$13.86M4.8%

US DIVIDEND EQ$12.27M4.3%

Portfolio Concentration

Top 3$65.94M22.9%

4–10$86.44M30.0%

11–25$88.79M30.8%

Rest$46.84M16.3%

Top 3 weight

22.9%

Top 10 weight

52.9%

Voting Authority Distribution

Total shares with voting rights: 5.14M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

5.14M

% of voting shares100.0%

Investment Discretion (by position count)

Sole119

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings119

Rows:

ISHARES TR

SOLE

IBONDS 27 TRM TS

Shares1.18M

TypeSH

Market value$26.53M

9.21%

Sole

0.00

Shared

0.00

None

1.18M

SPDR SERIES TRUST

SOLE

PORTFOLIO INTRMD

Shares667.87K

TypeSH

Market value$22.63M

7.86%

Sole

0.00

Shared

0.00

None

667.87K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares142.42K

TypeSH

Market value$16.78M

5.82%

Sole

0.00

Shared

0.00

None

142.42K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares83.77K

TypeSH

Market value$15.56M

5.40%

Sole

0.00

Shared

0.00

None

83.77K

J P MORGAN EXCHANGE TRADED F

SOLE

INCOME ETF

Shares298.75K

TypeSH

Market value$13.86M

4.81%

Sole

0.00

Shared

0.00

None

298.75K

SCHWAB STRATEGIC TR

SOLE

US DIVIDEND EQ

Shares458.72K

TypeSH

Market value$12.27M

4.26%

Sole

0.00

Shared

0.00

None

458.72K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO DEVLPD

Shares278.66K

TypeSH

Market value$12.13M

4.21%

Sole

0.00

Shared

0.00

None

278.66K

SPDR SERIES TRUST

SOLE

PRTFLO S&P500 GW

Shares102.33K

TypeSH

Market value$11.06M

3.84%

Sole

0.00

Shared

0.00

None

102.33K

ISHARES TR

SOLE

EAFE GRWTH ETF

Shares94.16K

TypeSH

Market value$10.89M

3.78%

Sole

0.00

Shared

0.00

None

94.16K

CAPITAL GROUP GROWTH ETF

SOLE

SHS CREATION UNI

Shares237.74K

TypeSH

Market value$10.67M

3.70%

Sole

0.00

Shared

0.00

None

237.74K

SPDR SERIES TRUST

SOLE

AEROSPACE DEF

Shares41.47K

TypeSH

Market value$10.31M

3.58%

Sole

0.00

Shared

0.00

None

41.47K

VANGUARD SCOTTSDALE FDS

SOLE

MTG-BKD SECS ETF

Shares192.08K

TypeSH

Market value$9.06M

3.15%

Sole

0.00

Shared

0.00

None

192.08K

FIRST TR EXCHANGE TRADED FD

SOLE

NASDAQ CYB ETF

Shares114.08K

TypeSH

Market value$8.82M

3.06%

Sole

0.00

Shared

0.00

None

114.08K

INVESCO EXCH TRADED FD TR II

SOLE

S&P MIDCP LOW

Shares128.08K

TypeSH

Market value$7.92M

2.75%

Sole

0.00

Shared

0.00

None

128.08K

ISHARES TR

SOLE

FLTG RATE NT ETF

Shares154.85K

TypeSH

Market value$7.91M

2.75%

Sole

0.00

Shared

0.00

None

154.85K

SPDR SERIES TRUST

SOLE

S&P 400 MDCP GRW

Shares76.01K

TypeSH

Market value$6.98M

2.42%

Sole

0.00

Shared

0.00

None

76.01K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO EMG MK

Shares134.41K

TypeSH

Market value$6.40M

2.22%

Sole

0.00

Shared

0.00

None

134.41K

APPLE INC

SOLE

COM

Shares17.90K

TypeSH

Market value$4.84M

1.68%

Sole

0.00

Shared

0.00

None

17.90K

VANGUARD WORLD FD

SOLE

HEALTH CAR ETF

Shares17.74K

TypeSH

Market value$4.80M

1.67%

Sole

0.00

Shared

0.00

None

17.74K

SELECT SECTOR SPDR TR

SOLE

ENERGY

Shares51.75K

TypeSH

Market value$4.56M

1.58%

Sole

0.00

Shared

0.00

None

51.75K

J P MORGAN EXCHANGE TRADED F

SOLE

MUNICIPAL ETF

Shares76.13K

TypeSH

Market value$3.86M

1.34%

Sole

0.00

Shared

0.00

None

76.13K

SELECT SECTOR SPDR TR

SOLE

SBI MATERIALS

Shares43.16K

TypeSH

Market value$3.70M

1.28%

Sole

0.00

Shared

0.00

None

43.16K

ISHARES U S ETF TR

SOLE

SHORT MATURITY M

Shares68.45K

TypeSH

Market value$3.45M

1.20%

Sole

0.00

Shared

0.00

None

68.45K

SELECT SECTOR SPDR TR

SOLE

FINANCIAL

Shares61.13K

TypeSH

Market value$3.20M

1.11%

Sole

0.00

Shared

0.00

None

61.13K

MICROSOFT CORP

SOLE

COM

Shares5.79K

TypeSH

Market value$3.00M

1.04%

Sole

0.00

Shared

0.00

None

5.79K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	IBONDS 27 TRM TS	1.18M	SH	$26.53M 9.21%	1.18M
SPDR SERIES TRUSTSOLE	PORTFOLIO INTRMD	667.87K	SH	$22.63M 7.86%	667.87K
ISHARES TRSOLE	CORE S&P SCP ETF	142.42K	SH	$16.78M 5.82%	142.42K
VANGUARD INDEX FDSSOLE	VALUE ETF	83.77K	SH	$15.56M 5.40%	83.77K
J P MORGAN EXCHANGE TRADED FSOLE	INCOME ETF	298.75K	SH	$13.86M 4.81%	298.75K
SCHWAB STRATEGIC TRSOLE	US DIVIDEND EQ	458.72K	SH	$12.27M 4.26%	458.72K
SPDR INDEX SHS FDSSOLE	PORTFOLIO DEVLPD	278.66K	SH	$12.13M 4.21%	278.66K
SPDR SERIES TRUSTSOLE	PRTFLO S&P500 GW	102.33K	SH	$11.06M 3.84%	102.33K
ISHARES TRSOLE	EAFE GRWTH ETF	94.16K	SH	$10.89M 3.78%	94.16K
CAPITAL GROUP GROWTH ETFSOLE	SHS CREATION UNI	237.74K	SH	$10.67M 3.70%	237.74K
SPDR SERIES TRUSTSOLE	AEROSPACE DEF	41.47K	SH	$10.31M 3.58%	41.47K
VANGUARD SCOTTSDALE FDSSOLE	MTG-BKD SECS ETF	192.08K	SH	$9.06M 3.15%	192.08K
FIRST TR EXCHANGE TRADED FDSOLE	NASDAQ CYB ETF	114.08K	SH	$8.82M 3.06%	114.08K
INVESCO EXCH TRADED FD TR IISOLE	S&P MIDCP LOW	128.08K	SH	$7.92M 2.75%	128.08K
ISHARES TRSOLE	FLTG RATE NT ETF	154.85K	SH	$7.91M 2.75%	154.85K
SPDR SERIES TRUSTSOLE	S&P 400 MDCP GRW	76.01K	SH	$6.98M 2.42%	76.01K
SPDR INDEX SHS FDSSOLE	PORTFOLIO EMG MK	134.41K	SH	$6.40M 2.22%	134.41K
APPLE INCSOLE	COM	17.90K	SH	$4.84M 1.68%	17.90K
VANGUARD WORLD FDSOLE	HEALTH CAR ETF	17.74K	SH	$4.80M 1.67%	17.74K
SELECT SECTOR SPDR TRSOLE	ENERGY	51.75K	SH	$4.56M 1.58%	51.75K
J P MORGAN EXCHANGE TRADED FSOLE	MUNICIPAL ETF	76.13K	SH	$3.86M 1.34%	76.13K
SELECT SECTOR SPDR TRSOLE	SBI MATERIALS	43.16K	SH	$3.70M 1.28%	43.16K
ISHARES U S ETF TRSOLE	SHORT MATURITY M	68.45K	SH	$3.45M 1.20%	68.45K
SELECT SECTOR SPDR TRSOLE	FINANCIAL	61.13K	SH	$3.20M 1.11%	61.13K
MICROSOFT CORPSOLE	COM	5.79K	SH	$3.00M 1.04%	5.79K

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