NET WORTH ADVISORY GROUP

Filed: 1/14/2026ACC: 0001754960-26-000043

📋 What this filing means

NET WORTH ADVISORY GROUP filed this quarterly 13F‑HR report disclosing 441 equity positions with a total reported market value of $494.56M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

441

Positions

$494.56M

Total AUM (reported)

6.25M

Total Shares

Allocation by class

COM$176.77M35.7%

INT-TERM CORP$15.01M3.0%

INTER TERM TREAS$14.98M3.0%

TOTAL INT BD ETF$13.73M2.8%

TIPS BD ETF$12.53M2.5%

CL A$11.58M2.3%

IBOXX INV CP ETF$11.47M2.3%

Portfolio Concentration

Top 3$45.03M9.1%

4–10$81.84M16.5%

11–25$86.76M17.5%

Rest$280.92M56.8%

Top 3 weight

9.1%

Top 10 weight

25.7%

Voting Authority Distribution

Total shares with voting rights: 6.25M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

6.25M

% of voting shares100.0%

Investment Discretion (by position count)

Sole441

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings441

Rows:

APPLE INC

SOLE

COM

Shares55.31K

TypeSH

Market value$15.04M

3.04%

Sole

0.00

Shared

0.00

None

55.31K

VANGUARD SCOTTSDALE FDS

SOLE

INT-TERM CORP

Shares179.20K

TypeSH

Market value$15.01M

3.03%

Sole

0.00

Shared

0.00

None

179.20K

VANGUARD SCOTTSDALE FDS

SOLE

INTER TERM TREAS

Shares250.02K

TypeSH

Market value$14.98M

3.03%

Sole

0.00

Shared

0.00

None

250.02K

VANGUARD CHARLOTTE FDS

SOLE

TOTAL INT BD ETF

Shares284.09K

TypeSH

Market value$13.73M

2.78%

Sole

0.00

Shared

0.00

None

284.09K

ISHARES TR

SOLE

TIPS BD ETF

Shares114.02K

TypeSH

Market value$12.53M

2.53%

Sole

0.00

Shared

0.00

None

114.02K

ISHARES TR

SOLE

IBOXX INV CP ETF

Shares104.13K

TypeSH

Market value$11.47M

2.32%

Sole

0.00

Shared

0.00

None

104.13K

ISHARES TR

SOLE

7-10 YR TRSY BD

Shares116.72K

TypeSH

Market value$11.22M

2.27%

Sole

0.00

Shared

0.00

None

116.72K

ISHARES TR

SOLE

1 3 YR TREAS BD

Shares133.41K

TypeSH

Market value$11.05M

2.23%

Sole

0.00

Shared

0.00

None

133.41K

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares51.81K

TypeSH

Market value$10.99M

2.22%

Sole

0.00

Shared

0.00

None

51.81K

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares88.03K

TypeSH

Market value$10.85M

2.19%

Sole

0.00

Shared

0.00

None

88.03K

PIMCO ETF TR

SOLE

INV GRD CRP BD

Shares104.09K

TypeSH

Market value$10.19M

2.06%

Sole

0.00

Shared

0.00

None

104.09K

ISHARES TR

SOLE

10-20 YR TRS ETF

Shares86.66K

TypeSH

Market value$8.81M

1.78%

Sole

0.00

Shared

0.00

None

86.66K

SPDR SERIES TRUST

SOLE

BLOOMBERG INTL T

Shares380.62K

TypeSH

Market value$8.58M

1.73%

Sole

0.00

Shared

0.00

None

380.62K

NVIDIA CORPORATION

SOLE

COM

Shares38.44K

TypeSH

Market value$7.17M

1.45%

Sole

0.00

Shared

0.00

None

38.44K

MICROSOFT CORP

SOLE

COM

Shares13.98K

TypeSH

Market value$6.76M

1.37%

Sole

0.00

Shared

0.00

None

13.98K

ISHARES TR

SOLE

IBOXX HI YD ETF

Shares73.53K

TypeSH

Market value$5.93M

1.20%

Sole

0.00

Shared

0.00

None

73.53K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares16.68K

TypeSH

Market value$5.59M

1.13%

Sole

0.00

Shared

0.00

None

16.68K

ALPHABET INC

SOLE

CAP STK CL C

Shares14.56K

TypeSH

Market value$4.57M

0.92%

Sole

0.00

Shared

0.00

None

14.56K

ISHARES TR

SOLE

EAFE VALUE ETF

Shares63.22K

TypeSH

Market value$4.51M

0.91%

Sole

0.00

Shared

0.00

None

63.22K

ISHARES TR

SOLE

S&P MC 400VL ETF

Shares34K

TypeSH

Market value$4.47M

0.90%

Sole

0.00

Shared

0.00

None

34K

ISHARES TR

SOLE

S&P MC 400GR ETF

Shares43.43K

TypeSH

Market value$4.21M

0.85%

Sole

0.00

Shared

0.00

None

43.43K

TESLA INC

SOLE

COM

Shares9.18K

TypeSH

Market value$4.13M

0.83%

Sole

0.00

Shared

0.00

None

9.18K

ALPHABET INC

SOLE

CAP STK CL A

Shares13.09K

TypeSH

Market value$4.10M

0.83%

Sole

0.00

Shared

0.00

None

13.09K

AMAZON COM INC

SOLE

COM

Shares17.15K

TypeSH

Market value$3.96M

0.80%

Sole

0.00

Shared

0.00

None

17.15K

ISHARES TR

SOLE

EAFE GRWTH ETF

Shares33.29K

TypeSH

Market value$3.79M

0.77%

Sole

0.00

Shared

0.00

None

33.29K

Issuer	Class	Shares	Type	Value / Portfolio %	None
APPLE INCSOLE	COM	55.31K	SH	$15.04M 3.04%	55.31K
VANGUARD SCOTTSDALE FDSSOLE	INT-TERM CORP	179.20K	SH	$15.01M 3.03%	179.20K
VANGUARD SCOTTSDALE FDSSOLE	INTER TERM TREAS	250.02K	SH	$14.98M 3.03%	250.02K
VANGUARD CHARLOTTE FDSSOLE	TOTAL INT BD ETF	284.09K	SH	$13.73M 2.78%	284.09K
ISHARES TRSOLE	TIPS BD ETF	114.02K	SH	$12.53M 2.53%	114.02K
ISHARES TRSOLE	IBOXX INV CP ETF	104.13K	SH	$11.47M 2.32%	104.13K
ISHARES TRSOLE	7-10 YR TRSY BD	116.72K	SH	$11.22M 2.27%	116.72K
ISHARES TRSOLE	1 3 YR TREAS BD	133.41K	SH	$11.05M 2.23%	133.41K
ISHARES TRSOLE	S&P 500 VAL ETF	51.81K	SH	$10.99M 2.22%	51.81K
ISHARES TRSOLE	S&P 500 GRWT ETF	88.03K	SH	$10.85M 2.19%	88.03K
PIMCO ETF TRSOLE	INV GRD CRP BD	104.09K	SH	$10.19M 2.06%	104.09K
ISHARES TRSOLE	10-20 YR TRS ETF	86.66K	SH	$8.81M 1.78%	86.66K
SPDR SERIES TRUSTSOLE	BLOOMBERG INTL T	380.62K	SH	$8.58M 1.73%	380.62K
NVIDIA CORPORATIONSOLE	COM	38.44K	SH	$7.17M 1.45%	38.44K
MICROSOFT CORPSOLE	COM	13.98K	SH	$6.76M 1.37%	13.98K
ISHARES TRSOLE	IBOXX HI YD ETF	73.53K	SH	$5.93M 1.20%	73.53K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	16.68K	SH	$5.59M 1.13%	16.68K
ALPHABET INCSOLE	CAP STK CL C	14.56K	SH	$4.57M 0.92%	14.56K
ISHARES TRSOLE	EAFE VALUE ETF	63.22K	SH	$4.51M 0.91%	63.22K
ISHARES TRSOLE	S&P MC 400VL ETF	34K	SH	$4.47M 0.90%	34K
ISHARES TRSOLE	S&P MC 400GR ETF	43.43K	SH	$4.21M 0.85%	43.43K
TESLA INCSOLE	COM	9.18K	SH	$4.13M 0.83%	9.18K
ALPHABET INCSOLE	CAP STK CL A	13.09K	SH	$4.10M 0.83%	13.09K
AMAZON COM INCSOLE	COM	17.15K	SH	$3.96M 0.80%	17.15K
ISHARES TRSOLE	EAFE GRWTH ETF	33.29K	SH	$3.79M 0.77%	33.29K

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