MYECFO, LLC

Filed: 1/12/2026ACC: 0001941040-26-000015

📋 What this filing means

MYECFO, LLC filed this quarterly 13F‑HR report disclosing 64 equity positions with a total reported market value of $235.59M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$235.59M

Total AUM (reported)

5.97M

Total Shares

Allocation by class

US BRD MKT ETF$65.08M27.6%

VAN FTSE DEV MKT$27.46M11.7%

CALIF MUN BD ETF$14.44M6.1%

INTL EQTY ETF$14.39M6.1%

US AGGREGATE B$12.00M5.1%

COM$10.16M4.3%

FTSE EMR MKT ETF$7.99M3.4%

Portfolio Concentration

Top 3$106.98M45.4%

4–10$61.96M26.3%

11–25$42.88M18.2%

Rest$23.78M10.1%

Top 3 weight

45.4%

Top 10 weight

71.7%

Voting Authority Distribution

Total shares with voting rights: 5.97M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

5.97M

% of voting shares100.0%

Investment Discretion (by position count)

Sole64

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings64

Rows:

SCHWAB STRATEGIC TR

SOLE

US BRD MKT ETF

Shares2.48M

TypeSH

Market value$65.08M

27.62%

Sole

0.00

Shared

0.00

None

2.48M

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares439.52K

TypeSH

Market value$27.46M

11.65%

Sole

0.00

Shared

0.00

None

439.52K

ISHARES TR

SOLE

CALIF MUN BD ETF

Shares251.20K

TypeSH

Market value$14.44M

6.13%

Sole

0.00

Shared

0.00

None

251.20K

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares598.76K

TypeSH

Market value$14.39M

6.11%

Sole

0.00

Shared

0.00

None

598.76K

SCHWAB STRATEGIC TR

SOLE

US AGGREGATE B

Shares513.37K

TypeSH

Market value$12.00M

5.09%

Sole

0.00

Shared

0.00

None

513.37K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares148.45K

TypeSH

Market value$7.99M

3.39%

Sole

0.00

Shared

0.00

None

148.45K

VANGUARD INTL EQUITY INDEX F

SOLE

TT WRLD ST ETF

Shares55.29K

TypeSH

Market value$7.80M

3.31%

Sole

0.00

Shared

0.00

None

55.29K

PIMCO ETF TR

SOLE

INV GRD CRP BD

Shares76.27K

TypeSH

Market value$7.50M

3.18%

Sole

0.00

Shared

0.00

None

76.27K

ISHARES TR

SOLE

NEW YORK MUN ETF

Shares125.29K

TypeSH

Market value$6.70M

2.85%

Sole

0.00

Shared

0.00

None

125.29K

SCHWAB STRATEGIC TR

SOLE

INT-TRM U.S TRES

Shares222.37K

TypeSH

Market value$5.58M

2.37%

Sole

0.00

Shared

0.00

None

222.37K

ALPHABET INC

SOLE

CAP STK CL A

Shares15.28K

TypeSH

Market value$4.78M

2.03%

Sole

0.00

Shared

0.00

None

15.28K

SCHWAB STRATEGIC TR

SOLE

MUN BD ETF

Shares172.44K

TypeSH

Market value$4.44M

1.89%

Sole

0.00

Shared

0.00

None

172.44K

ABRDN SILVER ETF TRUST

SOLE

PHYSCL SILVR SHS

Shares56.11K

TypeSH

Market value$3.78M

1.61%

Sole

0.00

Shared

0.00

None

56.11K

SCHWAB STRATEGIC TR

SOLE

EMRG MKTEQ ETF

Shares109.90K

TypeSH

Market value$3.60M

1.53%

Sole

0.00

Shared

0.00

None

109.90K

ALPHABET INC

SOLE

CAP STK CL C

Shares10.42K

TypeSH

Market value$3.27M

1.39%

Sole

0.00

Shared

0.00

None

10.42K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares4.88K

TypeSH

Market value$3.06M

1.30%

Sole

0.00

Shared

0.00

None

4.88K

AMAZON COM INC

SOLE

COM

Shares12.50K

TypeSH

Market value$2.89M

1.23%

Sole

0.00

Shared

0.00

None

12.50K

SCHWAB STRATEGIC TR

SOLE

US DIVIDEND EQ

Shares89.19K

TypeSH

Market value$2.45M

1.04%

Sole

0.00

Shared

0.00

None

89.19K

VANGUARD INTL EQUITY INDEX F

SOLE

ALLWRLD EX US

Shares32.84K

TypeSH

Market value$2.42M

1.03%

Sole

0.00

Shared

0.00

None

32.84K

APPLE INC

SOLE

COM

Shares8.19K

TypeSH

Market value$2.23M

0.95%

Sole

0.00

Shared

0.00

None

8.19K

SCHWAB STRATEGIC TR

SOLE

US LCAP VA ETF

Shares72.94K

TypeSH

Market value$2.16M

0.92%

Sole

0.00

Shared

0.00

None

72.94K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares6.24K

TypeSH

Market value$2.09M

0.89%

Sole

0.00

Shared

0.00

None

6.24K

ISHARES TR

SOLE

GNMA BOND ETF

Shares45.95K

TypeSH

Market value$2.05M

0.87%

Sole

0.00

Shared

0.00

None

45.95K

WORLD GOLD TR

SOLE

SPDR GLD MINIS

Shares22.32K

TypeSH

Market value$1.91M

0.81%

Sole

0.00

Shared

0.00

None

22.32K

ISHARES TR

SOLE

RUS 1000 VAL ETF

Shares8.31K

TypeSH

Market value$1.75M

0.74%

Sole

0.00

Shared

0.00

None

8.31K

Issuer	Class	Shares	Type	Value / Portfolio %	None
SCHWAB STRATEGIC TRSOLE	US BRD MKT ETF	2.48M	SH	$65.08M 27.62%	2.48M
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	439.52K	SH	$27.46M 11.65%	439.52K
ISHARES TRSOLE	CALIF MUN BD ETF	251.20K	SH	$14.44M 6.13%	251.20K
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	598.76K	SH	$14.39M 6.11%	598.76K
SCHWAB STRATEGIC TRSOLE	US AGGREGATE B	513.37K	SH	$12.00M 5.09%	513.37K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	148.45K	SH	$7.99M 3.39%	148.45K
VANGUARD INTL EQUITY INDEX FSOLE	TT WRLD ST ETF	55.29K	SH	$7.80M 3.31%	55.29K
PIMCO ETF TRSOLE	INV GRD CRP BD	76.27K	SH	$7.50M 3.18%	76.27K
ISHARES TRSOLE	NEW YORK MUN ETF	125.29K	SH	$6.70M 2.85%	125.29K
SCHWAB STRATEGIC TRSOLE	INT-TRM U.S TRES	222.37K	SH	$5.58M 2.37%	222.37K
ALPHABET INCSOLE	CAP STK CL A	15.28K	SH	$4.78M 2.03%	15.28K
SCHWAB STRATEGIC TRSOLE	MUN BD ETF	172.44K	SH	$4.44M 1.89%	172.44K
ABRDN SILVER ETF TRUSTSOLE	PHYSCL SILVR SHS	56.11K	SH	$3.78M 1.61%	56.11K
SCHWAB STRATEGIC TRSOLE	EMRG MKTEQ ETF	109.90K	SH	$3.60M 1.53%	109.90K
ALPHABET INCSOLE	CAP STK CL C	10.42K	SH	$3.27M 1.39%	10.42K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	4.88K	SH	$3.06M 1.30%	4.88K
AMAZON COM INCSOLE	COM	12.50K	SH	$2.89M 1.23%	12.50K
SCHWAB STRATEGIC TRSOLE	US DIVIDEND EQ	89.19K	SH	$2.45M 1.04%	89.19K
VANGUARD INTL EQUITY INDEX FSOLE	ALLWRLD EX US	32.84K	SH	$2.42M 1.03%	32.84K
APPLE INCSOLE	COM	8.19K	SH	$2.23M 0.95%	8.19K
SCHWAB STRATEGIC TRSOLE	US LCAP VA ETF	72.94K	SH	$2.16M 0.92%	72.94K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	6.24K	SH	$2.09M 0.89%	6.24K
ISHARES TRSOLE	GNMA BOND ETF	45.95K	SH	$2.05M 0.87%	45.95K
WORLD GOLD TRSOLE	SPDR GLD MINIS	22.32K	SH	$1.91M 0.81%	22.32K
ISHARES TRSOLE	RUS 1000 VAL ETF	8.31K	SH	$1.75M 0.74%	8.31K

Page 1 of 3