MONTECITO BANK & TRUST

Filed: 4/17/2025ACC: 0001422508-25-000002

📋 What this filing means

MONTECITO BANK & TRUST filed this quarterly 13F‑HR report disclosing 280 equity positions with a total reported market value of $565.00M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

280

Positions

$565.00M

Total AUM (reported)

6.13M

Total Shares

Allocation by class

EQUITIES$445.74M78.9%

FIXED INCOME$119.13M21.1%

MUTUAL FUNDS$124.1K0.0%

Portfolio Concentration

Top 3$68.18M12.1%

4–10$91.89M16.3%

11–25$113.93M20.2%

Rest$290.99M51.5%

Top 3 weight

12.1%

Top 10 weight

28.3%

Voting Authority Distribution

Total shares with voting rights: 6.13M

Sole

Full voting authority

4.46M

% of voting shares72.7%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

1.67M

% of voting shares27.3%

Investment Discretion (by position count)

Sole123

Shared0

Other157

Dominant voting typeSole · 72.7% of voting shares

Institutional Holdings280

Rows:

ISHARES RUSSELL 1000 GROWTH ETF

DFND

Equities

Shares75.92K

TypeSH

Market value$27.41M

4.85%

Sole

74.17K

Shared

0.00

None

1.75K

NVIDIA CORP

DFND

Equities

Shares200.77K

TypeSH

Market value$21.76M

3.85%

Sole

143.54K

Shared

0.00

None

57.23K

MICROSOFT CORP

DFND

Equities

Shares50.64K

TypeSH

Market value$19.01M

3.36%

Sole

35.22K

Shared

0.00

None

15.42K

VANGUARD INTERMEDIATE-TERM BOND

DFND

Fixed Income

Shares205.41K

TypeSH

Market value$15.73M

2.78%

Sole

171.59K

Shared

0.00

None

33.82K

ISHARES CORE S&P 500 ETF

DFND

Equities

Shares25.49K

TypeSH

Market value$14.32M

2.54%

Sole

18.91K

Shared

0.00

None

6.58K

VANGUARD SHORT-TERM TREASURY ET

DFND

Fixed Income

Shares239.49K

TypeSH

Market value$14.06M

2.49%

Sole

164.70K

Shared

0.00

None

74.79K

ISHARES CORE U.S. AGGREGATE BON

DFND

Fixed Income

Shares138.25K

TypeSH

Market value$13.68M

2.42%

Sole

91.56K

Shared

0.00

None

46.69K

ISHARES U.S. TREASURY BOND ETF

DFND

Fixed Income

Shares506.98K

TypeSH

Market value$11.65M

2.06%

Sole

313.65K

Shared

0.00

None

193.32K

SPDR S&P 500 ETF TRUST

DFND

Equities

Shares20.15K

TypeSH

Market value$11.27M

1.99%

Sole

19.17K

Shared

0.00

None

974.00

ISHARES CORE S&P MID-CAP ETF

DFND

Equities

Shares191.69K

TypeSH

Market value$11.19M

1.98%

Sole

179.19K

Shared

0.00

None

12.50K

ISHARES MSCI USA QUALITY FACTOR

DFND

Equities

Shares57.02K

TypeSH

Market value$9.74M

1.72%

Sole

44.13K

Shared

0.00

None

12.89K

ISHARES RUSSELL 1000 VALUE ETF

DFND

Equities

Shares49.71K

TypeSH

Market value$9.35M

1.66%

Sole

48.88K

Shared

0.00

None

829.00

ISHARES CORE MSCI EAFE ETF

DFND

Equities

Shares119.14K

TypeSH

Market value$9.01M

1.60%

Sole

93.97K

Shared

0.00

None

25.17K

COSTCO WHOLESALE CORP

DFND

Equities

Shares9.38K

TypeSH

Market value$8.87M

1.57%

Sole

6.66K

Shared

0.00

None

2.72K

ELI LILLY & CO

DFND

Equities

Shares10.41K

TypeSH

Market value$8.59M

1.52%

Sole

8.65K

Shared

0.00

None

1.76K

VANGUARD SHORT-TERM CORPORATE B

DFND

Fixed Income

Shares106.44K

TypeSH

Market value$8.40M

1.49%

Sole

81.19K

Shared

0.00

None

25.25K

ALPHABET INC-CL A

DFND

Equities

Shares52.95K

TypeSH

Market value$8.19M

1.45%

Sole

22.70K

Shared

0.00

None

30.25K

COCA-COLA CO/THE

DFND

Equities

Shares105.97K

TypeSH

Market value$7.59M

1.34%

Sole

99.64K

Shared

0.00

None

6.33K

VANGUARD INTL DIVIDEND APPRECIA

DFND

Equities

Shares86.69K

TypeSH

Market value$7.19M

1.27%

Sole

57.26K

Shared

0.00

None

29.43K

JPMORGAN CHASE & CO

DFND

Equities

Shares28.70K

TypeSH

Market value$7.04M

1.25%

Sole

19.34K

Shared

0.00

None

9.36K

ABBVIE INC

DFND

Equities

Shares32.79K

TypeSH

Market value$6.87M

1.22%

Sole

26.25K

Shared

0.00

None

6.54K

BLACKROCK SHORT DURATION BOND E

DFND

Fixed Income

Shares121.23K

TypeSH

Market value$6.17M

1.09%

Sole

102.54K

Shared

0.00

None

18.69K

ISHARES CORE S&P SMALL-CAP ETF

DFND

Equities

Shares56.95K

TypeSH

Market value$5.95M

1.05%

Sole

46.48K

Shared

0.00

None

10.46K

ISHARES TREASURY FLOATING RATE

DFND

Fixed Income

Shares109.27K

TypeSH

Market value$5.54M

0.98%

Sole

83.83K

Shared

0.00

None

25.45K

PROCTER & GAMBLE CO/THE

DFND

Equities

Shares31.79K

TypeSH

Market value$5.42M

0.96%

Sole

16.45K

Shared

0.00

None

15.34K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
ISHARES RUSSELL 1000 GROWTH ETFDFND	Equities	75.92K	SH	$27.41M 4.85%	74.17K	1.75K
NVIDIA CORPDFND	Equities	200.77K	SH	$21.76M 3.85%	143.54K	57.23K
MICROSOFT CORPDFND	Equities	50.64K	SH	$19.01M 3.36%	35.22K	15.42K
VANGUARD INTERMEDIATE-TERM BONDDFND	Fixed Income	205.41K	SH	$15.73M 2.78%	171.59K	33.82K
ISHARES CORE S&P 500 ETFDFND	Equities	25.49K	SH	$14.32M 2.54%	18.91K	6.58K
VANGUARD SHORT-TERM TREASURY ETDFND	Fixed Income	239.49K	SH	$14.06M 2.49%	164.70K	74.79K
ISHARES CORE U.S. AGGREGATE BONDFND	Fixed Income	138.25K	SH	$13.68M 2.42%	91.56K	46.69K
ISHARES U.S. TREASURY BOND ETFDFND	Fixed Income	506.98K	SH	$11.65M 2.06%	313.65K	193.32K
SPDR S&P 500 ETF TRUSTDFND	Equities	20.15K	SH	$11.27M 1.99%	19.17K	974.00
ISHARES CORE S&P MID-CAP ETFDFND	Equities	191.69K	SH	$11.19M 1.98%	179.19K	12.50K
ISHARES MSCI USA QUALITY FACTORDFND	Equities	57.02K	SH	$9.74M 1.72%	44.13K	12.89K
ISHARES RUSSELL 1000 VALUE ETFDFND	Equities	49.71K	SH	$9.35M 1.66%	48.88K	829.00
ISHARES CORE MSCI EAFE ETFDFND	Equities	119.14K	SH	$9.01M 1.60%	93.97K	25.17K
COSTCO WHOLESALE CORPDFND	Equities	9.38K	SH	$8.87M 1.57%	6.66K	2.72K
ELI LILLY & CODFND	Equities	10.41K	SH	$8.59M 1.52%	8.65K	1.76K
VANGUARD SHORT-TERM CORPORATE BDFND	Fixed Income	106.44K	SH	$8.40M 1.49%	81.19K	25.25K
ALPHABET INC-CL ADFND	Equities	52.95K	SH	$8.19M 1.45%	22.70K	30.25K
COCA-COLA CO/THEDFND	Equities	105.97K	SH	$7.59M 1.34%	99.64K	6.33K
VANGUARD INTL DIVIDEND APPRECIADFND	Equities	86.69K	SH	$7.19M 1.27%	57.26K	29.43K
JPMORGAN CHASE & CODFND	Equities	28.70K	SH	$7.04M 1.25%	19.34K	9.36K
ABBVIE INCDFND	Equities	32.79K	SH	$6.87M 1.22%	26.25K	6.54K
BLACKROCK SHORT DURATION BOND EDFND	Fixed Income	121.23K	SH	$6.17M 1.09%	102.54K	18.69K
ISHARES CORE S&P SMALL-CAP ETFDFND	Equities	56.95K	SH	$5.95M 1.05%	46.48K	10.46K
ISHARES TREASURY FLOATING RATEDFND	Fixed Income	109.27K	SH	$5.54M 0.98%	83.83K	25.45K
PROCTER & GAMBLE CO/THEDFND	Equities	31.79K	SH	$5.42M 0.96%	16.45K	15.34K

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