MONTECITO BANK & TRUST

Filed: 1/21/2025ACC: 0001422508-25-000001

📋 What this filing means

MONTECITO BANK & TRUST filed this quarterly 13F‑HR report disclosing 275 equity positions with a total reported market value of $577.39M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

275

Positions

$577.39M

Total AUM (reported)

6.07M

Total Shares

Allocation by class

EQUITIES$463.03M80.2%

FIXED INCOME$114.23M19.8%

MUTUAL FUNDS$136.9K0.0%

Portfolio Concentration

Top 3$81.18M14.1%

4–10$93.22M16.1%

11–25$113.00M19.6%

Rest$289.99M50.2%

Top 3 weight

14.1%

Top 10 weight

30.2%

Voting Authority Distribution

Total shares with voting rights: 6.07M

Sole

Full voting authority

4.41M

% of voting shares72.7%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

1.66M

% of voting shares27.3%

Investment Discretion (by position count)

Sole123

Shared0

Other152

Dominant voting typeSole · 72.7% of voting shares

Institutional Holdings275

Rows:

ISHARES RUSSELL 1000 GROWTH ETF

DFND

Equities

Shares77.05K

TypeSH

Market value$30.94M

5.36%

Sole

75.55K

Shared

0.00

None

1.49K

NVIDIA CORP

DFND

Equities

Shares213.42K

TypeSH

Market value$28.66M

4.96%

Sole

153.20K

Shared

0.00

None

60.22K

MICROSOFT CORP

DFND

Equities

Shares51.20K

TypeSH

Market value$21.58M

3.74%

Sole

35.68K

Shared

0.00

None

15.53K

VANGUARD INTERMEDIATE-TERM BOND

DFND

Fixed Income

Shares202.08K

TypeSH

Market value$15.10M

2.62%

Sole

167.16K

Shared

0.00

None

34.92K

ISHARES CORE S&P 500 ETF

DFND

Equities

Shares25.59K

TypeSH

Market value$15.06M

2.61%

Sole

18.85K

Shared

0.00

None

6.74K

ISHARES CORE U.S. AGGREGATE BON

DFND

Fixed Income

Shares146.44K

TypeSH

Market value$14.19M

2.46%

Sole

94.20K

Shared

0.00

None

52.23K

VANGUARD SHORT-TERM TREASURY ET

DFND

Fixed Income

Shares226.81K

TypeSH

Market value$13.20M

2.29%

Sole

155.64K

Shared

0.00

None

71.17K

ISHARES CORE S&P MID-CAP ETF

DFND

Equities

Shares191.30K

TypeSH

Market value$11.92M

2.06%

Sole

180.12K

Shared

0.00

None

11.18K

SPDR S&P 500 ETF TRUST

DFND

Equities

Shares20.28K

TypeSH

Market value$11.88M

2.06%

Sole

19.30K

Shared

0.00

None

974.00

ISHARES U.S. TREASURY BOND ETF

DFND

Fixed Income

Shares516.31K

TypeSH

Market value$11.86M

2.05%

Sole

325.20K

Shared

0.00

None

191.11K

ALPHABET INC-CL A

DFND

Equities

Shares52.62K

TypeSH

Market value$9.96M

1.73%

Sole

22.36K

Shared

0.00

None

30.26K

ISHARES MSCI USA QUALITY FACTOR

DFND

Equities

Shares55.48K

TypeSH

Market value$9.88M

1.71%

Sole

43.67K

Shared

0.00

None

11.81K

ISHARES RUSSELL 1000 VALUE ETF

DFND

Equities

Shares49.44K

TypeSH

Market value$9.15M

1.59%

Sole

49.29K

Shared

0.00

None

150.00

VANGUARD SHORT-TERM CORPORATE B

DFND

Fixed Income

Shares114.14K

TypeSH

Market value$8.90M

1.54%

Sole

82.66K

Shared

0.00

None

31.48K

ISHARES CORE MSCI EAFE ETF

DFND

Equities

Shares125.08K

TypeSH

Market value$8.79M

1.52%

Sole

99.91K

Shared

0.00

None

25.17K

COSTCO WHOLESALE CORP

DFND

Equities

Shares9.50K

TypeSH

Market value$8.70M

1.51%

Sole

6.63K

Shared

0.00

None

2.87K

ELI LILLY & CO

DFND

Equities

Shares10.29K

TypeSH

Market value$7.95M

1.38%

Sole

8.55K

Shared

0.00

None

1.74K

VANGUARD INTL DIVIDEND APPRECIA

DFND

Equities

Shares86.68K

TypeSH

Market value$6.93M

1.20%

Sole

56.89K

Shared

0.00

None

29.79K

JPMORGAN CHASE & CO

DFND

Equities

Shares28.65K

TypeSH

Market value$6.87M

1.19%

Sole

19.24K

Shared

0.00

None

9.41K

COCA-COLA CO/THE

DFND

Equities

Shares107.49K

TypeSH

Market value$6.69M

1.16%

Sole

101.07K

Shared

0.00

None

6.43K

ISHARES CORE S&P SMALL-CAP ETF

DFND

Equities

Shares57.11K

TypeSH

Market value$6.58M

1.14%

Sole

46.82K

Shared

0.00

None

10.29K

ABBVIE INC

DFND

Equities

Shares32.84K

TypeSH

Market value$5.84M

1.01%

Sole

26.23K

Shared

0.00

None

6.61K

BLACKROCK SHORT DURATION BOND E

DFND

Fixed Income

Shares115.39K

TypeSH

Market value$5.83M

1.01%

Sole

96.98K

Shared

0.00

None

18.41K

ISHARES TREASURY FLOATING RATE

DFND

Fixed Income

Shares111.78K

TypeSH

Market value$5.64M

0.98%

Sole

92.01K

Shared

0.00

None

19.77K

PROCTER & GAMBLE CO/THE

DFND

Equities

Shares31.50K

TypeSH

Market value$5.28M

0.91%

Sole

16.37K

Shared

0.00

None

15.13K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
ISHARES RUSSELL 1000 GROWTH ETFDFND	Equities	77.05K	SH	$30.94M 5.36%	75.55K	1.49K
NVIDIA CORPDFND	Equities	213.42K	SH	$28.66M 4.96%	153.20K	60.22K
MICROSOFT CORPDFND	Equities	51.20K	SH	$21.58M 3.74%	35.68K	15.53K
VANGUARD INTERMEDIATE-TERM BONDDFND	Fixed Income	202.08K	SH	$15.10M 2.62%	167.16K	34.92K
ISHARES CORE S&P 500 ETFDFND	Equities	25.59K	SH	$15.06M 2.61%	18.85K	6.74K
ISHARES CORE U.S. AGGREGATE BONDFND	Fixed Income	146.44K	SH	$14.19M 2.46%	94.20K	52.23K
VANGUARD SHORT-TERM TREASURY ETDFND	Fixed Income	226.81K	SH	$13.20M 2.29%	155.64K	71.17K
ISHARES CORE S&P MID-CAP ETFDFND	Equities	191.30K	SH	$11.92M 2.06%	180.12K	11.18K
SPDR S&P 500 ETF TRUSTDFND	Equities	20.28K	SH	$11.88M 2.06%	19.30K	974.00
ISHARES U.S. TREASURY BOND ETFDFND	Fixed Income	516.31K	SH	$11.86M 2.05%	325.20K	191.11K
ALPHABET INC-CL ADFND	Equities	52.62K	SH	$9.96M 1.73%	22.36K	30.26K
ISHARES MSCI USA QUALITY FACTORDFND	Equities	55.48K	SH	$9.88M 1.71%	43.67K	11.81K
ISHARES RUSSELL 1000 VALUE ETFDFND	Equities	49.44K	SH	$9.15M 1.59%	49.29K	150.00
VANGUARD SHORT-TERM CORPORATE BDFND	Fixed Income	114.14K	SH	$8.90M 1.54%	82.66K	31.48K
ISHARES CORE MSCI EAFE ETFDFND	Equities	125.08K	SH	$8.79M 1.52%	99.91K	25.17K
COSTCO WHOLESALE CORPDFND	Equities	9.50K	SH	$8.70M 1.51%	6.63K	2.87K
ELI LILLY & CODFND	Equities	10.29K	SH	$7.95M 1.38%	8.55K	1.74K
VANGUARD INTL DIVIDEND APPRECIADFND	Equities	86.68K	SH	$6.93M 1.20%	56.89K	29.79K
JPMORGAN CHASE & CODFND	Equities	28.65K	SH	$6.87M 1.19%	19.24K	9.41K
COCA-COLA CO/THEDFND	Equities	107.49K	SH	$6.69M 1.16%	101.07K	6.43K
ISHARES CORE S&P SMALL-CAP ETFDFND	Equities	57.11K	SH	$6.58M 1.14%	46.82K	10.29K
ABBVIE INCDFND	Equities	32.84K	SH	$5.84M 1.01%	26.23K	6.61K
BLACKROCK SHORT DURATION BOND EDFND	Fixed Income	115.39K	SH	$5.83M 1.01%	96.98K	18.41K
ISHARES TREASURY FLOATING RATEDFND	Fixed Income	111.78K	SH	$5.64M 0.98%	92.01K	19.77K
PROCTER & GAMBLE CO/THEDFND	Equities	31.50K	SH	$5.28M 0.91%	16.37K	15.13K

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