MILL CREEK CAPITAL ADVISORS, LLC

Filed: 2/13/2026ACC: 0001964962-26-000002

📋 What this filing means

MILL CREEK CAPITAL ADVISORS, LLC filed this quarterly 13F‑HR report disclosing 251 equity positions with a total reported market value of $4.91B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

251

Positions

$4.91B

Total AUM (reported)

39.42M

Total Shares

Allocation by class

GROWTH ETF$1.21B24.7%

VALUE ETF$997.16M20.3%

CORE MSCI TOTAL$442.39M9.0%

CORE MSCI EAFE$393.97M8.0%

COM$216.12M4.4%

CORE MSCI EMKT$160.84M3.3%

CORE US AGGBD ET$129.04M2.6%

Portfolio Concentration

Top 3$2.65B54.0%

4–10$1.09B22.3%

11–25$652.63M13.3%

Rest$510.42M10.4%

Top 3 weight

54.0%

Top 10 weight

76.3%

Voting Authority Distribution

Total shares with voting rights: 39.42M

Sole

Full voting authority

39.42M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole251

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings251

Rows:

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares2.48M

TypeSH

Market value$1.21B

24.67%

Sole

2.48M

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares5.22M

TypeSH

Market value$997.16M

20.32%

Sole

5.22M

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE MSCI TOTAL

Shares5.23M

TypeSH

Market value$442.39M

9.01%

Sole

5.23M

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE MSCI EAFE

Shares4.40M

TypeSH

Market value$393.97M

8.03%

Sole

4.40M

Shared

0.00

None

0.00

ISHARES INC

SOLE

CORE MSCI EMKT

Shares2.39M

TypeSH

Market value$160.84M

3.28%

Sole

2.39M

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE US AGGBD ET

Shares1.29M

TypeSH

Market value$129.04M

2.63%

Sole

1.29M

Shared

0.00

None

0.00

ISHARES TR

SOLE

US TREAS BD ETF

Shares4.96M

TypeSH

Market value$114.10M

2.32%

Sole

4.96M

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

SM CP VAL ETF

Shares483.23K

TypeSH

Market value$102.34M

2.09%

Sole

483.23K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares157.73K

TypeSH

Market value$98.92M

2.02%

Sole

157.73K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

SML CP GRW ETF

Shares313.73K

TypeSH

Market value$94.78M

1.93%

Sole

313.73K

Shared

0.00

None

0.00

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares121.19K

TypeSH

Market value$82.64M

1.68%

Sole

121.19K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MBS ETF

Shares746.59K

TypeSH

Market value$71.09M

1.45%

Sole

746.59K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

TOTAL CORP BND

Shares913.23K

TypeSH

Market value$70.90M

1.44%

Sole

913.23K

Shared

0.00

None

0.00

LATTICE STRATEGIES TR

SOLE

HARTFORD MLT ETF

Shares1.82M

TypeSH

Market value$67.23M

1.37%

Sole

1.82M

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI ACWI ETF

Shares417.88K

TypeSH

Market value$59.13M

1.20%

Sole

417.88K

Shared

0.00

None

0.00

ISHARES TR

SOLE

RUSSELL 3000 ETF

Shares128.71K

TypeSH

Market value$49.79M

1.01%

Sole

128.71K

Shared

0.00

None

0.00

JOHNSON & JOHNSON

SOLE

COM

Shares238.10K

TypeSH

Market value$49.27M

1.00%

Sole

238.10K

Shared

0.00

None

0.00

APPLE INC

SOLE

COM

Shares149.13K

TypeSH

Market value$40.54M

0.83%

Sole

149.13K

Shared

0.00

None

0.00

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares529.74K

TypeSH

Market value$39.96M

0.81%

Sole

529.74K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares68.71K

TypeSH

Market value$23.04M

0.47%

Sole

68.71K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE S&P500 ETF

Shares32.69K

TypeSH

Market value$22.39M

0.46%

Sole

32.69K

Shared

0.00

None

0.00

ISHARES TR

SOLE

EAFE SML CP ETF

Shares267.49K

TypeSH

Market value$20.74M

0.42%

Sole

267.49K

Shared

0.00

None

0.00

VANGUARD WORLD FD

SOLE

ESG US STK ETF

Shares163.12K

TypeSH

Market value$19.73M

0.40%

Sole

163.12K

Shared

0.00

None

0.00

BERKSHIRE HATHAWAY INC DEL

SOLE

CL A

Shares26.00

TypeSH

Market value$19.62M

0.40%

Sole

26.00

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI ACWI EX US

Shares246.49K

TypeSH

Market value$16.55M

0.34%

Sole

246.49K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
VANGUARD INDEX FDSSOLE	GROWTH ETF	2.48M	SH	$1.21B 24.67%	2.48M
VANGUARD INDEX FDSSOLE	VALUE ETF	5.22M	SH	$997.16M 20.32%	5.22M
ISHARES TRSOLE	CORE MSCI TOTAL	5.23M	SH	$442.39M 9.01%	5.23M
ISHARES TRSOLE	CORE MSCI EAFE	4.40M	SH	$393.97M 8.03%	4.40M
ISHARES INCSOLE	CORE MSCI EMKT	2.39M	SH	$160.84M 3.28%	2.39M
ISHARES TRSOLE	CORE US AGGBD ET	1.29M	SH	$129.04M 2.63%	1.29M
ISHARES TRSOLE	US TREAS BD ETF	4.96M	SH	$114.10M 2.32%	4.96M
VANGUARD INDEX FDSSOLE	SM CP VAL ETF	483.23K	SH	$102.34M 2.09%	483.23K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	157.73K	SH	$98.92M 2.02%	157.73K
VANGUARD INDEX FDSSOLE	SML CP GRW ETF	313.73K	SH	$94.78M 1.93%	313.73K
SPDR S&P 500 ETF TRSOLE	TR UNIT	121.19K	SH	$82.64M 1.68%	121.19K
ISHARES TRSOLE	MBS ETF	746.59K	SH	$71.09M 1.45%	746.59K
VANGUARD SCOTTSDALE FDSSOLE	TOTAL CORP BND	913.23K	SH	$70.90M 1.44%	913.23K
LATTICE STRATEGIES TRSOLE	HARTFORD MLT ETF	1.82M	SH	$67.23M 1.37%	1.82M
ISHARES TRSOLE	MSCI ACWI ETF	417.88K	SH	$59.13M 1.20%	417.88K
ISHARES TRSOLE	RUSSELL 3000 ETF	128.71K	SH	$49.79M 1.01%	128.71K
JOHNSON & JOHNSONSOLE	COM	238.10K	SH	$49.27M 1.00%	238.10K
APPLE INCSOLE	COM	149.13K	SH	$40.54M 0.83%	149.13K
VANGUARD STAR FDSSOLE	VG TL INTL STK F	529.74K	SH	$39.96M 0.81%	529.74K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	68.71K	SH	$23.04M 0.47%	68.71K
ISHARES TRSOLE	CORE S&P500 ETF	32.69K	SH	$22.39M 0.46%	32.69K
ISHARES TRSOLE	EAFE SML CP ETF	267.49K	SH	$20.74M 0.42%	267.49K
VANGUARD WORLD FDSOLE	ESG US STK ETF	163.12K	SH	$19.73M 0.40%	163.12K
BERKSHIRE HATHAWAY INC DELSOLE	CL A	26.00	SH	$19.62M 0.40%	26.00
ISHARES TRSOLE	MSCI ACWI EX US	246.49K	SH	$16.55M 0.34%	246.49K

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