MILL CREEK CAPITAL ADVISORS, LLC

Filed: 8/11/2025ACC: 0001085146-25-004777

📋 What this filing means

MILL CREEK CAPITAL ADVISORS, LLC filed this quarterly 13F‑HR report disclosing 263 equity positions with a total reported market value of $4.51B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

263

Positions

$4.51B

Total AUM (reported)

38.63M

Total Shares

Allocation by class

GROWTH ETF$1.12B24.9%

VALUE ETF$933.68M20.7%

CORE MSCI TOTAL$397.31M8.8%

CORE MSCI EAFE$345.07M7.7%

COM$197.41M4.4%

CORE MSCI EMKT$136.45M3.0%

CORE US AGGBD ET$109.26M2.4%

Portfolio Concentration

Top 3$2.45B54.4%

4–10$968.73M21.5%

11–25$592.15M13.1%

Rest$495.89M11.0%

Top 3 weight

54.4%

Top 10 weight

75.9%

Voting Authority Distribution

Total shares with voting rights: 38.63M

Sole

Full voting authority

38.63M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole263

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings263

Rows:

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares2.56M

TypeSH

Market value$1.12B

24.88%

Sole

2.56M

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares5.28M

TypeSH

Market value$933.68M

20.70%

Sole

5.28M

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE MSCI TOTAL

Shares5.14M

TypeSH

Market value$397.31M

8.81%

Sole

5.14M

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE MSCI EAFE

Shares4.13M

TypeSH

Market value$345.07M

7.65%

Sole

4.13M

Shared

0.00

None

0.00

ISHARES INC

SOLE

CORE MSCI EMKT

Shares2.27M

TypeSH

Market value$136.45M

3.03%

Sole

2.27M

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE US AGGBD ET

Shares1.10M

TypeSH

Market value$109.26M

2.42%

Sole

1.10M

Shared

0.00

None

0.00

ISHARES TR

SOLE

US TREAS BD ETF

Shares4.31M

TypeSH

Market value$99.12M

2.20%

Sole

4.31M

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares170.39K

TypeSH

Market value$96.79M

2.15%

Sole

170.39K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

SM CP VAL ETF

Shares483.61K

TypeSH

Market value$94.31M

2.09%

Sole

483.61K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

SML CP GRW ETF

Shares316.82K

TypeSH

Market value$87.74M

1.95%

Sole

316.82K

Shared

0.00

None

0.00

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares121.11K

TypeSH

Market value$74.83M

1.66%

Sole

121.11K

Shared

0.00

None

0.00

LATTICE STRATEGIES TR

SOLE

HARTFORD MLT ETF

Shares1.89M

TypeSH

Market value$64.58M

1.43%

Sole

1.89M

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

TOTAL CORP BND

Shares830.47K

TypeSH

Market value$64.22M

1.42%

Sole

830.47K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MBS ETF

Shares657.25K

TypeSH

Market value$61.71M

1.37%

Sole

657.25K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI ACWI ETF

Shares442.47K

TypeSH

Market value$56.90M

1.26%

Sole

442.47K

Shared

0.00

None

0.00

ISHARES TR

SOLE

RUSSELL 3000 ETF

Shares130.30K

TypeSH

Market value$45.74M

1.01%

Sole

130.30K

Shared

0.00

None

0.00

JOHNSON & JOHNSON

SOLE

COM

Shares239.15K

TypeSH

Market value$36.53M

0.81%

Sole

239.15K

Shared

0.00

None

0.00

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares511.78K

TypeSH

Market value$35.36M

0.78%

Sole

511.78K

Shared

0.00

None

0.00

APPLE INC

SOLE

COM

Shares156.94K

TypeSH

Market value$32.20M

0.71%

Sole

156.94K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares70.39K

TypeSH

Market value$21.39M

0.47%

Sole

70.39K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE S&P500 ETF

Shares34.25K

TypeSH

Market value$21.26M

0.47%

Sole

34.25K

Shared

0.00

None

0.00

ISHARES TR

SOLE

EAFE SML CP ETF

Shares282.51K

TypeSH

Market value$20.53M

0.46%

Sole

282.51K

Shared

0.00

None

0.00

BERKSHIRE HATHAWAY INC DEL

SOLE

CL A

Shares27.00

TypeSH

Market value$19.68M

0.44%

Sole

27.00

Shared

0.00

None

0.00

VANGUARD WORLD FD

SOLE

ESG US STK ETF

Shares174.40K

TypeSH

Market value$19.12M

0.42%

Sole

174.40K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

SHORT TERM TREAS

Shares307.76K

TypeSH

Market value$18.09M

0.40%

Sole

307.76K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
VANGUARD INDEX FDSSOLE	GROWTH ETF	2.56M	SH	$1.12B 24.88%	2.56M
VANGUARD INDEX FDSSOLE	VALUE ETF	5.28M	SH	$933.68M 20.70%	5.28M
ISHARES TRSOLE	CORE MSCI TOTAL	5.14M	SH	$397.31M 8.81%	5.14M
ISHARES TRSOLE	CORE MSCI EAFE	4.13M	SH	$345.07M 7.65%	4.13M
ISHARES INCSOLE	CORE MSCI EMKT	2.27M	SH	$136.45M 3.03%	2.27M
ISHARES TRSOLE	CORE US AGGBD ET	1.10M	SH	$109.26M 2.42%	1.10M
ISHARES TRSOLE	US TREAS BD ETF	4.31M	SH	$99.12M 2.20%	4.31M
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	170.39K	SH	$96.79M 2.15%	170.39K
VANGUARD INDEX FDSSOLE	SM CP VAL ETF	483.61K	SH	$94.31M 2.09%	483.61K
VANGUARD INDEX FDSSOLE	SML CP GRW ETF	316.82K	SH	$87.74M 1.95%	316.82K
SPDR S&P 500 ETF TRSOLE	TR UNIT	121.11K	SH	$74.83M 1.66%	121.11K
LATTICE STRATEGIES TRSOLE	HARTFORD MLT ETF	1.89M	SH	$64.58M 1.43%	1.89M
VANGUARD SCOTTSDALE FDSSOLE	TOTAL CORP BND	830.47K	SH	$64.22M 1.42%	830.47K
ISHARES TRSOLE	MBS ETF	657.25K	SH	$61.71M 1.37%	657.25K
ISHARES TRSOLE	MSCI ACWI ETF	442.47K	SH	$56.90M 1.26%	442.47K
ISHARES TRSOLE	RUSSELL 3000 ETF	130.30K	SH	$45.74M 1.01%	130.30K
JOHNSON & JOHNSONSOLE	COM	239.15K	SH	$36.53M 0.81%	239.15K
VANGUARD STAR FDSSOLE	VG TL INTL STK F	511.78K	SH	$35.36M 0.78%	511.78K
APPLE INCSOLE	COM	156.94K	SH	$32.20M 0.71%	156.94K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	70.39K	SH	$21.39M 0.47%	70.39K
ISHARES TRSOLE	CORE S&P500 ETF	34.25K	SH	$21.26M 0.47%	34.25K
ISHARES TRSOLE	EAFE SML CP ETF	282.51K	SH	$20.53M 0.46%	282.51K
BERKSHIRE HATHAWAY INC DELSOLE	CL A	27.00	SH	$19.68M 0.44%	27.00
VANGUARD WORLD FDSOLE	ESG US STK ETF	174.40K	SH	$19.12M 0.42%	174.40K
VANGUARD SCOTTSDALE FDSSOLE	SHORT TERM TREAS	307.76K	SH	$18.09M 0.40%	307.76K

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