MERAMEC FINANCIAL PLANNERS, LLC

Filed: 2/10/2026ACC: 0002100778-26-000001

📋 What this filing means

MERAMEC FINANCIAL PLANNERS, LLC filed this quarterly 13F‑HR report disclosing 518 equity positions with a total reported market value of $256.57M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

518

Positions

$256.57M

Total AUM (reported)

2.54M

Total Shares

Allocation by class

COM$42.07M16.4%

RUS 1000 GRW ETF$16.31M6.4%

MCAP GR IDXVIP$13.30M5.2%

RUS 1000 VAL ETF$12.77M5.0%

VALUE ETF$12.58M4.9%

MCAP VL IDXVIP$11.56M4.5%

GROWTH ETF$11.51M4.5%

Portfolio Concentration

Top 3$42.38M16.5%

4–10$71.02M27.7%

11–25$68.53M26.7%

Rest$74.64M29.1%

Top 3 weight

16.5%

Top 10 weight

44.2%

Voting Authority Distribution

Total shares with voting rights: 2.54M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

2.54M

% of voting shares100.0%

Investment Discretion (by position count)

Sole518

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings518

Rows:

ISHARES TR

SOLE

RUS 1000 GRW ETF

Shares35.69K

TypeSH

Market value$16.31M

6.36%

Sole

0.00

Shared

0.00

None

35.69K

VANGUARD INDEX FDS

SOLE

MCAP GR IDXVIP

Shares48.55K

TypeSH

Market value$13.30M

5.18%

Sole

0.00

Shared

0.00

None

48.55K

ISHARES TR

SOLE

RUS 1000 VAL ETF

Shares56.88K

TypeSH

Market value$12.77M

4.98%

Sole

0.00

Shared

0.00

None

56.88K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares60.93K

TypeSH

Market value$12.58M

4.90%

Sole

0.00

Shared

0.00

None

60.93K

VANGUARD INDEX FDS

SOLE

MCAP VL IDXVIP

Shares60.49K

TypeSH

Market value$11.56M

4.51%

Sole

0.00

Shared

0.00

None

60.49K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares24.57K

TypeSH

Market value$11.51M

4.49%

Sole

0.00

Shared

0.00

None

24.57K

APPLE INC

SOLE

COM

Shares37.80K

TypeSH

Market value$10.51M

4.10%

Sole

0.00

Shared

0.00

None

37.80K

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares330.04K

TypeSH

Market value$8.99M

3.50%

Sole

0.00

Shared

0.00

None

330.04K

VANGUARD INDEX FDS

SOLE

SM CP VAL ETF

Shares36.33K

TypeSH

Market value$8.43M

3.29%

Sole

0.00

Shared

0.00

None

36.33K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares10.73K

TypeSH

Market value$7.44M

2.90%

Sole

0.00

Shared

0.00

None

10.73K

VANGUARD INDEX FDS

SOLE

SML CP GRW ETF

Shares22.61K

TypeSH

Market value$7.15M

2.79%

Sole

0.00

Shared

0.00

None

22.61K

ISHARES TR

SOLE

CORE MSCI EAFE

Shares67.96K

TypeSH

Market value$6.50M

2.53%

Sole

0.00

Shared

0.00

None

67.96K

WISDOMTREE TR

SOLE

EMER MKT HIGH FD

Shares119.03K

TypeSH

Market value$6.01M

2.34%

Sole

0.00

Shared

0.00

None

119.03K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares19.27K

TypeSH

Market value$5.80M

2.26%

Sole

0.00

Shared

0.00

None

19.27K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares19.65K

TypeSH

Market value$5.45M

2.12%

Sole

0.00

Shared

0.00

None

19.65K

ISHARES U S ETF TR

SOLE

SHORT DURATION B

Shares97.45K

TypeSH

Market value$4.99M

1.94%

Sole

0.00

Shared

0.00

None

97.45K

ISHARES TR

SOLE

EAFE GRWTH ETF

Shares41.03K

TypeSH

Market value$4.90M

1.91%

Sole

0.00

Shared

0.00

None

41.03K

ISHARES TR

SOLE

EAFE VALUE ETF

Shares55.41K

TypeSH

Market value$4.31M

1.68%

Sole

0.00

Shared

0.00

None

55.41K

SCHWAB STRATEGIC TR

SOLE

US SML CAP ETF

Shares124.34K

TypeSH

Market value$3.84M

1.50%

Sole

0.00

Shared

0.00

None

124.34K

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares121.57K

TypeSH

Market value$3.78M

1.47%

Sole

0.00

Shared

0.00

None

121.57K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares4.86K

TypeSH

Market value$3.36M

1.31%

Sole

0.00

Shared

0.00

None

4.86K

STIFEL FINL CORP

SOLE

COM

Shares25.02K

TypeSH

Market value$3.27M

1.27%

Sole

0.00

Shared

0.00

None

25.02K

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares97.36K

TypeSH

Market value$3.18M

1.24%

Sole

0.00

Shared

0.00

None

97.36K

ISHARES INC

SOLE

CORE MSCI EMKT

Shares41.77K

TypeSH

Market value$3.08M

1.20%

Sole

0.00

Shared

0.00

None

41.77K

VANGUARD INDEX FDS

SOLE

LARGE CAP ETF

Shares9.18K

TypeSH

Market value$2.92M

1.14%

Sole

0.00

Shared

0.00

None

9.18K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	RUS 1000 GRW ETF	35.69K	SH	$16.31M 6.36%	35.69K
VANGUARD INDEX FDSSOLE	MCAP GR IDXVIP	48.55K	SH	$13.30M 5.18%	48.55K
ISHARES TRSOLE	RUS 1000 VAL ETF	56.88K	SH	$12.77M 4.98%	56.88K
VANGUARD INDEX FDSSOLE	VALUE ETF	60.93K	SH	$12.58M 4.90%	60.93K
VANGUARD INDEX FDSSOLE	MCAP VL IDXVIP	60.49K	SH	$11.56M 4.51%	60.49K
VANGUARD INDEX FDSSOLE	GROWTH ETF	24.57K	SH	$11.51M 4.49%	24.57K
APPLE INCSOLE	COM	37.80K	SH	$10.51M 4.10%	37.80K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	330.04K	SH	$8.99M 3.50%	330.04K
VANGUARD INDEX FDSSOLE	SM CP VAL ETF	36.33K	SH	$8.43M 3.29%	36.33K
ISHARES TRSOLE	CORE S&P500 ETF	10.73K	SH	$7.44M 2.90%	10.73K
VANGUARD INDEX FDSSOLE	SML CP GRW ETF	22.61K	SH	$7.15M 2.79%	22.61K
ISHARES TRSOLE	CORE MSCI EAFE	67.96K	SH	$6.50M 2.53%	67.96K
WISDOMTREE TRSOLE	EMER MKT HIGH FD	119.03K	SH	$6.01M 2.34%	119.03K
VANGUARD INDEX FDSSOLE	MID CAP ETF	19.27K	SH	$5.80M 2.26%	19.27K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	19.65K	SH	$5.45M 2.12%	19.65K
ISHARES U S ETF TRSOLE	SHORT DURATION B	97.45K	SH	$4.99M 1.94%	97.45K
ISHARES TRSOLE	EAFE GRWTH ETF	41.03K	SH	$4.90M 1.91%	41.03K
ISHARES TRSOLE	EAFE VALUE ETF	55.41K	SH	$4.31M 1.68%	55.41K
SCHWAB STRATEGIC TRSOLE	US SML CAP ETF	124.34K	SH	$3.84M 1.50%	124.34K
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	121.57K	SH	$3.78M 1.47%	121.57K
SPDR S&P 500 ETF TRSOLE	TR UNIT	4.86K	SH	$3.36M 1.31%	4.86K
STIFEL FINL CORPSOLE	COM	25.02K	SH	$3.27M 1.27%	25.02K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	97.36K	SH	$3.18M 1.24%	97.36K
ISHARES INCSOLE	CORE MSCI EMKT	41.77K	SH	$3.08M 1.20%	41.77K
VANGUARD INDEX FDSSOLE	LARGE CAP ETF	9.18K	SH	$2.92M 1.14%	9.18K

Page 1 of 21

…