MECHANICS FINANCIAL CORP

Filed: 8/5/2026ACC: 0001193125-26-335211

📋 What this filing means

MECHANICS FINANCIAL CORP filed this quarterly 13F‑HR report disclosing 296 equity positions with a total reported market value of $279.55M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

296

Positions

$279.55M

Total AUM (reported)

2.93M

Total Shares

Allocation by class

COM$155.29M55.6%

CORE S&P MCP ETF$16.63M5.9%

CORE MSCI EAFE$13.18M4.7%

MSCI EAFE ETF$11.74M4.2%

CORE S&P500 ETF$11.72M4.2%

CORE MSCI EMKT$8.02M2.9%

SHORT TERM TREAS$7.87M2.8%

Portfolio Concentration

Top 3$59.91M21.4%

4–10$67.63M24.2%

11–25$58.37M20.9%

Rest$93.63M33.5%

Top 3 weight

21.4%

Top 10 weight

45.6%

Voting Authority Distribution

Total shares with voting rights: 2.94M

Sole

Full voting authority

1.36M

% of voting shares46.5%

Shared

Joint voting authority

856.82K

% of voting shares29.2%

None

No voting authority

714.66K

% of voting shares24.3%

Investment Discretion (by position count)

Sole0

Shared0

Other296

Dominant voting typeSole · 46.5% of voting shares

Institutional Holdings296

Rows:

Gorman Rupp Co Com

DFND

COM

Shares1.01M

TypeSH

Market value$26.86M

9.61%

Sole

285.73K

Shared

7.07K

None

714.66K

iShares Core S&P Mid Cap ETF

DFND

CORE S&P MCP ETF

Shares215.70K

TypeSH

Market value$16.63M

5.95%

Sole

96.45K

Shared

119.25K

None

0.00

Apple Inc Com

DFND

COM

Shares56.74K

TypeSH

Market value$16.42M

5.87%

Sole

33.98K

Shared

22.76K

None

0.00

iShares Tr Core MSCI Eafe

DFND

CORE MSCI EAFE

Shares136.45K

TypeSH

Market value$13.18M

4.71%

Sole

81.32K

Shared

55.13K

None

0.00

iShares Tr MSCI Eafe ETF

DFND

MSCI EAFE ETF

Shares113K

TypeSH

Market value$11.74M

4.20%

Sole

51.65K

Shared

61.35K

None

0.00

iShares Core S&P 500 ETF

DFND

CORE S&P500 ETF

Shares15.65K

TypeSH

Market value$11.72M

4.19%

Sole

11.12K

Shared

4.54K

None

0.00

Ishares Core Msci Emerging Markets Etf

DFND

CORE MSCI EMKT

Shares96.82K

TypeSH

Market value$8.02M

2.87%

Sole

52.64K

Shared

44.18K

None

0.00

JPMorgan Chase & Co Com

DFND

COM

Shares24.12K

TypeSH

Market value$7.90M

2.82%

Sole

13.24K

Shared

10.88K

None

0.00

Vanguard Short Term Treasury Index Fund

DFND

SHORT TERM TREAS

Shares135.22K

TypeSH

Market value$7.87M

2.82%

Sole

93.58K

Shared

41.64K

None

0.00

Alphabet Inc Cap Stk CL A

DFND

CAP STK CL A

Shares20.18K

TypeSH

Market value$7.21M

2.58%

Sole

11.24K

Shared

8.94K

None

0.00

Microsoft Corp Com

DFND

COM

Shares17.26K

TypeSH

Market value$6.44M

2.30%

Sole

9.58K

Shared

7.68K

None

0.00

Nvidia Corporation Com

DFND

COM

Shares30.46K

TypeSH

Market value$6.09M

2.18%

Sole

14.06K

Shared

16.39K

None

0.00

Vanguard Total Bd Mkt ETF

DFND

TOTAL BND MRKT

Shares75.60K

TypeSH

Market value$5.55M

1.99%

Sole

57.02K

Shared

18.58K

None

0.00

iShares SP Small Cap 600 IDX ETF

DFND

CORE S&P SCP ETF

Shares36.43K

TypeSH

Market value$5.40M

1.93%

Sole

14.50K

Shared

21.93K

None

0.00

Amazon Com Inc Com

DFND

COM

Shares17K

TypeSH

Market value$4.05M

1.45%

Sole

9.83K

Shared

7.17K

None

0.00

Johnson & Johnson Com

DFND

COM

Shares14.53K

TypeSH

Market value$3.69M

1.32%

Sole

7.33K

Shared

7.20K

None

0.00

Vanguard Intermediate Term Treasury ETF

DFND

INTER TERM TREAS

Shares57.30K

TypeSH

Market value$3.38M

1.21%

Sole

42.42K

Shared

14.88K

None

0.00

State Street SPDR Portfolio Short Term Corporate Bond ETF

DFND

ST SHOR CORP ETF

Shares111.59K

TypeSH

Market value$3.35M

1.20%

Sole

87.77K

Shared

23.81K

None

0.00

Lilly Eli & Co Com

DFND

COM

Shares2.67K

TypeSH

Market value$3.21M

1.15%

Sole

1.76K

Shared

914.00

None

0.00

Caterpillar Inc Com

DFND

COM

Shares2.97K

TypeSH

Market value$3.17M

1.13%

Sole

1.73K

Shared

1.24K

None

0.00

General Dynamics Corp Com

DFND

COM

Shares8.58K

TypeSH

Market value$3.04M

1.09%

Sole

5.53K

Shared

3.06K

None

0.00

Alphabet Inc Cap Stk CL C

DFND

CAP STK CL C

Shares8.18K

TypeSH

Market value$2.89M

1.03%

Sole

4.86K

Shared

3.31K

None

0.00

Cisco Sys Inc Com

DFND

COM

Shares23.25K

TypeSH

Market value$2.73M

0.98%

Sole

15.16K

Shared

8.09K

None

0.00

Broadcom Inc.

DFND

COM

Shares7.20K

TypeSH

Market value$2.72M

0.97%

Sole

3.56K

Shared

3.64K

None

0.00

iShares Russell 2000 ETF

DFND

RUSSELL 2000 ETF

Shares8.85K

TypeSH

Market value$2.66M

0.95%

Sole

5.88K

Shared

2.97K

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
Gorman Rupp Co ComDFND	COM	1.01M	SH	$26.86M 9.61%	285.73K	7.07K	714.66K
iShares Core S&P Mid Cap ETFDFND	CORE S&P MCP ETF	215.70K	SH	$16.63M 5.95%	96.45K	119.25K	0.00
Apple Inc ComDFND	COM	56.74K	SH	$16.42M 5.87%	33.98K	22.76K	0.00
iShares Tr Core MSCI EafeDFND	CORE MSCI EAFE	136.45K	SH	$13.18M 4.71%	81.32K	55.13K	0.00
iShares Tr MSCI Eafe ETFDFND	MSCI EAFE ETF	113K	SH	$11.74M 4.20%	51.65K	61.35K	0.00
iShares Core S&P 500 ETFDFND	CORE S&P500 ETF	15.65K	SH	$11.72M 4.19%	11.12K	4.54K	0.00
Ishares Core Msci Emerging Markets EtfDFND	CORE MSCI EMKT	96.82K	SH	$8.02M 2.87%	52.64K	44.18K	0.00
JPMorgan Chase & Co ComDFND	COM	24.12K	SH	$7.90M 2.82%	13.24K	10.88K	0.00
Vanguard Short Term Treasury Index FundDFND	SHORT TERM TREAS	135.22K	SH	$7.87M 2.82%	93.58K	41.64K	0.00
Alphabet Inc Cap Stk CL ADFND	CAP STK CL A	20.18K	SH	$7.21M 2.58%	11.24K	8.94K	0.00
Microsoft Corp ComDFND	COM	17.26K	SH	$6.44M 2.30%	9.58K	7.68K	0.00
Nvidia Corporation ComDFND	COM	30.46K	SH	$6.09M 2.18%	14.06K	16.39K	0.00
Vanguard Total Bd Mkt ETFDFND	TOTAL BND MRKT	75.60K	SH	$5.55M 1.99%	57.02K	18.58K	0.00
iShares SP Small Cap 600 IDX ETFDFND	CORE S&P SCP ETF	36.43K	SH	$5.40M 1.93%	14.50K	21.93K	0.00
Amazon Com Inc ComDFND	COM	17K	SH	$4.05M 1.45%	9.83K	7.17K	0.00
Johnson & Johnson ComDFND	COM	14.53K	SH	$3.69M 1.32%	7.33K	7.20K	0.00
Vanguard Intermediate Term Treasury ETFDFND	INTER TERM TREAS	57.30K	SH	$3.38M 1.21%	42.42K	14.88K	0.00
State Street SPDR Portfolio Short Term Corporate Bond ETFDFND	ST SHOR CORP ETF	111.59K	SH	$3.35M 1.20%	87.77K	23.81K	0.00
Lilly Eli & Co ComDFND	COM	2.67K	SH	$3.21M 1.15%	1.76K	914.00	0.00
Caterpillar Inc ComDFND	COM	2.97K	SH	$3.17M 1.13%	1.73K	1.24K	0.00
General Dynamics Corp ComDFND	COM	8.58K	SH	$3.04M 1.09%	5.53K	3.06K	0.00
Alphabet Inc Cap Stk CL CDFND	CAP STK CL C	8.18K	SH	$2.89M 1.03%	4.86K	3.31K	0.00
Cisco Sys Inc ComDFND	COM	23.25K	SH	$2.73M 0.98%	15.16K	8.09K	0.00
Broadcom Inc.DFND	COM	7.20K	SH	$2.72M 0.97%	3.56K	3.64K	0.00
iShares Russell 2000 ETFDFND	RUSSELL 2000 ETF	8.85K	SH	$2.66M 0.95%	5.88K	2.97K	0.00

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