MECHANICS FINANCIAL CORP

Filed: 1/22/2026ACC: 0001193125-26-018970

📋 What this filing means

MECHANICS FINANCIAL CORP filed this quarterly 13F‑HR report disclosing 233 equity positions with a total reported market value of $270.89M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

233

Positions

$270.89M

Total AUM (reported)

2.80M

Total Shares

Allocation by class

COM$167.38M61.8%

CORE S&P MCP ETF$15.98M5.9%

MSCI EAFE ETF$11.14M4.1%

CORE MSCI EAFE$10.30M3.8%

CORE S&P500 ETF$10.07M3.7%

SHORT TERM TREAS$6.93M2.6%

CAP STK CL A$6.33M2.3%

Portfolio Concentration

Top 3$79.81M29.5%

4–10$60.44M22.3%

11–25$49.76M18.4%

Rest$80.88M29.9%

Top 3 weight

29.5%

Top 10 weight

51.8%

Voting Authority Distribution

Total shares with voting rights: 2.80M

Sole

Full voting authority

2.08M

% of voting shares74.5%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

714.66K

% of voting shares25.5%

Investment Discretion (by position count)

Sole0

Shared0

Other233

Dominant voting typeSole · 74.5% of voting shares

Institutional Holdings233

Rows:

Gorman Rupp Co Com

DFND

COM

Shares1.01M

TypeSH

Market value$48.11M

17.76%

Sole

292.80K

Shared

0.00

None

714.66K

iShares Core S&P Mid Cap ETF

DFND

CORE S&P MCP ETF

Shares242.10K

TypeSH

Market value$15.98M

5.90%

Sole

242.10K

Shared

0.00

None

0.00

Apple Inc Com

DFND

COM

Shares57.86K

TypeSH

Market value$15.73M

5.81%

Sole

57.86K

Shared

0.00

None

0.00

iShares Tr MSCI Eafe ETF

DFND

MSCI EAFE ETF

Shares116K

TypeSH

Market value$11.14M

4.11%

Sole

116K

Shared

0.00

None

0.00

iShares Tr Core MSCI Eafe

DFND

CORE MSCI EAFE

Shares115.17K

TypeSH

Market value$10.30M

3.80%

Sole

115.17K

Shared

0.00

None

0.00

iShares Core S&P 500 ETF

DFND

CORE S&P500 ETF

Shares14.70K

TypeSH

Market value$10.07M

3.72%

Sole

14.70K

Shared

0.00

None

0.00

Microsoft Corp Com

DFND

COM

Shares16.81K

TypeSH

Market value$8.13M

3.00%

Sole

16.81K

Shared

0.00

None

0.00

JPMorgan Chase & Co Com

DFND

COM

Shares23.39K

TypeSH

Market value$7.54M

2.78%

Sole

23.39K

Shared

0.00

None

0.00

Vanguard Short Term Treasury Index Fund

DFND

SHORT TERM TREAS

Shares118.05K

TypeSH

Market value$6.93M

2.56%

Sole

118.05K

Shared

0.00

None

0.00

Alphabet Inc Cap Stk CL A

DFND

CAP STK CL A

Shares20.22K

TypeSH

Market value$6.33M

2.34%

Sole

20.22K

Shared

0.00

None

0.00

Ishares Core Msci Emerging Markets Etf

DFND

CORE MSCI EMKT

Shares83.63K

TypeSH

Market value$5.62M

2.08%

Sole

83.63K

Shared

0.00

None

0.00

Nvidia Corporation Com

DFND

COM

Shares30.13K

TypeSH

Market value$5.62M

2.07%

Sole

30.13K

Shared

0.00

None

0.00

iShares SP Small Cap 600 IDX ETF

DFND

CORE S&P SCP ETF

Shares41.22K

TypeSH

Market value$4.95M

1.83%

Sole

41.22K

Shared

0.00

None

0.00

Vanguard Total Bd Mkt ETF

DFND

TOTAL BND MRKT

Shares56.58K

TypeSH

Market value$4.19M

1.55%

Sole

56.58K

Shared

0.00

None

0.00

Amazon Com Inc Com

DFND

COM

Shares17.09K

TypeSH

Market value$3.94M

1.46%

Sole

17.09K

Shared

0.00

None

0.00

Johnson & Johnson Com

DFND

COM

Shares14.42K

TypeSH

Market value$2.98M

1.10%

Sole

14.42K

Shared

0.00

None

0.00

General Dynamics Corp Com

DFND

COM

Shares8.50K

TypeSH

Market value$2.86M

1.06%

Sole

8.50K

Shared

0.00

None

0.00

Lilly Eli & Co Com

DFND

COM

Shares2.63K

TypeSH

Market value$2.82M

1.04%

Sole

2.63K

Shared

0.00

None

0.00

Alphabet Inc Cap Stk CL C

DFND

CAP STK CL C

Shares8.40K

TypeSH

Market value$2.64M

0.97%

Sole

8.40K

Shared

0.00

None

0.00

Vanguard Intermediate Term Treasury ETF

DFND

INTER TERM TREAS

Shares41.49K

TypeSH

Market value$2.49M

0.92%

Sole

41.49K

Shared

0.00

None

0.00

Procter and Gamble Co Com

DFND

COM

Shares17.26K

TypeSH

Market value$2.47M

0.91%

Sole

17.26K

Shared

0.00

None

0.00

VISA Inc Com CL A

DFND

COM CL A

Shares6.94K

TypeSH

Market value$2.43M

0.90%

Sole

6.94K

Shared

0.00

None

0.00

iShares Russell 2000 ETF

DFND

RUSSELL 2000 ETF

Shares9.32K

TypeSH

Market value$2.29M

0.85%

Sole

9.32K

Shared

0.00

None

0.00

Oracle Corp Com

DFND

COM

Shares11.60K

TypeSH

Market value$2.26M

0.83%

Sole

11.60K

Shared

0.00

None

0.00

State Street SPDR Portfolio Short Term Corporate Bond ETF

DFND

PORTFOLIO SHORT

Shares71.94K

TypeSH

Market value$2.17M

0.80%

Sole

71.94K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
Gorman Rupp Co ComDFND	COM	1.01M	SH	$48.11M 17.76%	292.80K	714.66K
iShares Core S&P Mid Cap ETFDFND	CORE S&P MCP ETF	242.10K	SH	$15.98M 5.90%	242.10K	0.00
Apple Inc ComDFND	COM	57.86K	SH	$15.73M 5.81%	57.86K	0.00
iShares Tr MSCI Eafe ETFDFND	MSCI EAFE ETF	116K	SH	$11.14M 4.11%	116K	0.00
iShares Tr Core MSCI EafeDFND	CORE MSCI EAFE	115.17K	SH	$10.30M 3.80%	115.17K	0.00
iShares Core S&P 500 ETFDFND	CORE S&P500 ETF	14.70K	SH	$10.07M 3.72%	14.70K	0.00
Microsoft Corp ComDFND	COM	16.81K	SH	$8.13M 3.00%	16.81K	0.00
JPMorgan Chase & Co ComDFND	COM	23.39K	SH	$7.54M 2.78%	23.39K	0.00
Vanguard Short Term Treasury Index FundDFND	SHORT TERM TREAS	118.05K	SH	$6.93M 2.56%	118.05K	0.00
Alphabet Inc Cap Stk CL ADFND	CAP STK CL A	20.22K	SH	$6.33M 2.34%	20.22K	0.00
Ishares Core Msci Emerging Markets EtfDFND	CORE MSCI EMKT	83.63K	SH	$5.62M 2.08%	83.63K	0.00
Nvidia Corporation ComDFND	COM	30.13K	SH	$5.62M 2.07%	30.13K	0.00
iShares SP Small Cap 600 IDX ETFDFND	CORE S&P SCP ETF	41.22K	SH	$4.95M 1.83%	41.22K	0.00
Vanguard Total Bd Mkt ETFDFND	TOTAL BND MRKT	56.58K	SH	$4.19M 1.55%	56.58K	0.00
Amazon Com Inc ComDFND	COM	17.09K	SH	$3.94M 1.46%	17.09K	0.00
Johnson & Johnson ComDFND	COM	14.42K	SH	$2.98M 1.10%	14.42K	0.00
General Dynamics Corp ComDFND	COM	8.50K	SH	$2.86M 1.06%	8.50K	0.00
Lilly Eli & Co ComDFND	COM	2.63K	SH	$2.82M 1.04%	2.63K	0.00
Alphabet Inc Cap Stk CL CDFND	CAP STK CL C	8.40K	SH	$2.64M 0.97%	8.40K	0.00
Vanguard Intermediate Term Treasury ETFDFND	INTER TERM TREAS	41.49K	SH	$2.49M 0.92%	41.49K	0.00
Procter and Gamble Co ComDFND	COM	17.26K	SH	$2.47M 0.91%	17.26K	0.00
VISA Inc Com CL ADFND	COM CL A	6.94K	SH	$2.43M 0.90%	6.94K	0.00
iShares Russell 2000 ETFDFND	RUSSELL 2000 ETF	9.32K	SH	$2.29M 0.85%	9.32K	0.00
Oracle Corp ComDFND	COM	11.60K	SH	$2.26M 0.83%	11.60K	0.00
State Street SPDR Portfolio Short Term Corporate Bond ETFDFND	PORTFOLIO SHORT	71.94K	SH	$2.17M 0.80%	71.94K	0.00

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