MECHANICS FINANCIAL CORP

Filed: 11/6/2025ACC: 0001193125-25-268725

📋 What this filing means

MECHANICS FINANCIAL CORP filed this quarterly 13F‑HR report disclosing 240 equity positions with a total reported market value of $263.96M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

240

Positions

$263.96M

Total AUM (reported)

2.78M

Total Shares

Allocation by class

COM$164.50M62.3%

CORE S&P MCP ETF$15.68M5.9%

MSCI EAFE ETF$10.84M4.1%

CORE MSCI EAFE$9.89M3.7%

CORE S&P500 ETF$9.72M3.7%

SHORT TERM TREAS$7.19M2.7%

CORE MSCI EMKT$5.47M2.1%

Portfolio Concentration

Top 3$77.21M29.2%

4–10$59.27M22.5%

11–25$48.02M18.2%

Rest$79.46M30.1%

Top 3 weight

29.2%

Top 10 weight

51.7%

Voting Authority Distribution

Total shares with voting rights: 2.78M

Sole

Full voting authority

2.07M

% of voting shares74.3%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

714.66K

% of voting shares25.7%

Investment Discretion (by position count)

Sole0

Shared0

Other240

Dominant voting typeSole · 74.3% of voting shares

Institutional Holdings240

Rows:

Gorman Rupp Co Com

DFND

COM

Shares1.01M

TypeSH

Market value$46.76M

17.71%

Sole

292.80K

Shared

0.00

None

714.66K

iShares Core S&P Mid Cap ETF

DFND

CORE S&P MCP ETF

Shares240.32K

TypeSH

Market value$15.68M

5.94%

Sole

240.32K

Shared

0.00

None

0.00

Apple Inc Com

DFND

COM

Shares57.99K

TypeSH

Market value$14.77M

5.59%

Sole

57.99K

Shared

0.00

None

0.00

iShares Tr MSCI Eafe ETF

DFND

MSCI EAFE ETF

Shares116.08K

TypeSH

Market value$10.84M

4.11%

Sole

116.08K

Shared

0.00

None

0.00

iShares Tr Core MSCI Eafe

DFND

CORE MSCI EAFE

Shares113.23K

TypeSH

Market value$9.89M

3.75%

Sole

113.23K

Shared

0.00

None

0.00

iShares Core S&P 500 ETF

DFND

CORE S&P500 ETF

Shares14.53K

TypeSH

Market value$9.72M

3.68%

Sole

14.53K

Shared

0.00

None

0.00

Microsoft Corp Com

DFND

COM

Shares16.73K

TypeSH

Market value$8.67M

3.28%

Sole

16.73K

Shared

0.00

None

0.00

JPMorgan Chase & Co Com

DFND

COM

Shares23.45K

TypeSH

Market value$7.40M

2.80%

Sole

23.45K

Shared

0.00

None

0.00

Vanguard Short Term Treasury Index Fund

DFND

SHORT TERM TREAS

Shares122.19K

TypeSH

Market value$7.19M

2.72%

Sole

122.19K

Shared

0.00

None

0.00

Nvidia Corporation Com

DFND

COM

Shares29.85K

TypeSH

Market value$5.57M

2.11%

Sole

29.85K

Shared

0.00

None

0.00

Ishares Core Msci Emerging Markets Etf

DFND

CORE MSCI EMKT

Shares82.96K

TypeSH

Market value$5.47M

2.07%

Sole

82.96K

Shared

0.00

None

0.00

Alphabet Inc Cap Stk CL A

DFND

CAP STK CL A

Shares20.48K

TypeSH

Market value$4.98M

1.89%

Sole

20.48K

Shared

0.00

None

0.00

iShares SP Small Cap 600 IDX ETF

DFND

CORE S&P SCP ETF

Shares40.99K

TypeSH

Market value$4.87M

1.85%

Sole

40.99K

Shared

0.00

None

0.00

Amazon Com Inc Com

DFND

COM

Shares17.92K

TypeSH

Market value$3.93M

1.49%

Sole

17.92K

Shared

0.00

None

0.00

Vanguard Total Bd Mkt ETF

DFND

TOTAL BND MRKT

Shares51.62K

TypeSH

Market value$3.84M

1.45%

Sole

51.62K

Shared

0.00

None

0.00

Oracle Corp Com

DFND

COM

Shares11.55K

TypeSH

Market value$3.25M

1.23%

Sole

11.55K

Shared

0.00

None

0.00

General Dynamics Corp Com

DFND

COM

Shares8.47K

TypeSH

Market value$2.89M

1.09%

Sole

8.47K

Shared

0.00

None

0.00

Johnson & Johnson Com

DFND

COM

Shares14.40K

TypeSH

Market value$2.67M

1.01%

Sole

14.40K

Shared

0.00

None

0.00

Procter and Gamble Co Com

DFND

COM

Shares17.18K

TypeSH

Market value$2.64M

1.00%

Sole

17.18K

Shared

0.00

None

0.00

VISA Inc Com CL A

DFND

COM CL A

Shares6.89K

TypeSH

Market value$2.35M

0.89%

Sole

6.89K

Shared

0.00

None

0.00

Tesla Inc Com

DFND

COM

Shares5.17K

TypeSH

Market value$2.30M

0.87%

Sole

5.17K

Shared

0.00

None

0.00

Vanguard Intermediate Term Treasury ETF

DFND

INTER TERM TREAS

Shares37.91K

TypeSH

Market value$2.28M

0.86%

Sole

37.91K

Shared

0.00

None

0.00

iShares Russell 2000 ETF

DFND

RUSSELL 2000 ETF

Shares9.36K

TypeSH

Market value$2.27M

0.86%

Sole

9.36K

Shared

0.00

None

0.00

Blackrock Inc.

DFND

COM

Shares1.89K

TypeSH

Market value$2.20M

0.83%

Sole

1.89K

Shared

0.00

None

0.00

Hubbell Inc Com

DFND

COM

Shares4.86K

TypeSH

Market value$2.09M

0.79%

Sole

4.86K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
Gorman Rupp Co ComDFND	COM	1.01M	SH	$46.76M 17.71%	292.80K	714.66K
iShares Core S&P Mid Cap ETFDFND	CORE S&P MCP ETF	240.32K	SH	$15.68M 5.94%	240.32K	0.00
Apple Inc ComDFND	COM	57.99K	SH	$14.77M 5.59%	57.99K	0.00
iShares Tr MSCI Eafe ETFDFND	MSCI EAFE ETF	116.08K	SH	$10.84M 4.11%	116.08K	0.00
iShares Tr Core MSCI EafeDFND	CORE MSCI EAFE	113.23K	SH	$9.89M 3.75%	113.23K	0.00
iShares Core S&P 500 ETFDFND	CORE S&P500 ETF	14.53K	SH	$9.72M 3.68%	14.53K	0.00
Microsoft Corp ComDFND	COM	16.73K	SH	$8.67M 3.28%	16.73K	0.00
JPMorgan Chase & Co ComDFND	COM	23.45K	SH	$7.40M 2.80%	23.45K	0.00
Vanguard Short Term Treasury Index FundDFND	SHORT TERM TREAS	122.19K	SH	$7.19M 2.72%	122.19K	0.00
Nvidia Corporation ComDFND	COM	29.85K	SH	$5.57M 2.11%	29.85K	0.00
Ishares Core Msci Emerging Markets EtfDFND	CORE MSCI EMKT	82.96K	SH	$5.47M 2.07%	82.96K	0.00
Alphabet Inc Cap Stk CL ADFND	CAP STK CL A	20.48K	SH	$4.98M 1.89%	20.48K	0.00
iShares SP Small Cap 600 IDX ETFDFND	CORE S&P SCP ETF	40.99K	SH	$4.87M 1.85%	40.99K	0.00
Amazon Com Inc ComDFND	COM	17.92K	SH	$3.93M 1.49%	17.92K	0.00
Vanguard Total Bd Mkt ETFDFND	TOTAL BND MRKT	51.62K	SH	$3.84M 1.45%	51.62K	0.00
Oracle Corp ComDFND	COM	11.55K	SH	$3.25M 1.23%	11.55K	0.00
General Dynamics Corp ComDFND	COM	8.47K	SH	$2.89M 1.09%	8.47K	0.00
Johnson & Johnson ComDFND	COM	14.40K	SH	$2.67M 1.01%	14.40K	0.00
Procter and Gamble Co ComDFND	COM	17.18K	SH	$2.64M 1.00%	17.18K	0.00
VISA Inc Com CL ADFND	COM CL A	6.89K	SH	$2.35M 0.89%	6.89K	0.00
Tesla Inc ComDFND	COM	5.17K	SH	$2.30M 0.87%	5.17K	0.00
Vanguard Intermediate Term Treasury ETFDFND	INTER TERM TREAS	37.91K	SH	$2.28M 0.86%	37.91K	0.00
iShares Russell 2000 ETFDFND	RUSSELL 2000 ETF	9.36K	SH	$2.27M 0.86%	9.36K	0.00
Blackrock Inc.DFND	COM	1.89K	SH	$2.20M 0.83%	1.89K	0.00
Hubbell Inc ComDFND	COM	4.86K	SH	$2.09M 0.79%	4.86K	0.00

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