MECHANICS FINANCIAL CORP

Filed: 7/21/2025ACC: 0000950123-25-006489

📋 What this filing means

MECHANICS FINANCIAL CORP filed this quarterly 13F‑HR report disclosing 239 equity positions with a total reported market value of $235.20M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

239

Positions

$235.20M

Total AUM (reported)

2.76M

Total Shares

Allocation by class

COM$143.18M60.9%

CORE S&P MCP ETF$14.78M6.3%

MSCI EAFE ETF$10.38M4.4%

CORE MSCI EAFE$9.00M3.8%

CORE S&P500 ETF$8.54M3.6%

SHORT TERM TREAS$6.95M3.0%

CORE MSCI EMKT$4.79M2.0%

Portfolio Concentration

Top 3$63.75M27.1%

4–10$54.84M23.3%

11–25$42.37M18.0%

Rest$74.24M31.6%

Top 3 weight

27.1%

Top 10 weight

50.4%

Voting Authority Distribution

Total shares with voting rights: 2.76M

Sole

Full voting authority

2.05M

% of voting shares74.1%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

714.66K

% of voting shares25.9%

Investment Discretion (by position count)

Sole0

Shared0

Other239

Dominant voting typeSole · 74.1% of voting shares

Institutional Holdings239

Rows:

Gorman Rupp Co Com

DFND

COM

Shares1.01M

TypeSH

Market value$36.99M

15.73%

Sole

292.80K

Shared

0.00

None

714.66K

iShares Core S&P Mid Cap ETF

DFND

CORE S&P MCP ETF

Shares238.34K

TypeSH

Market value$14.78M

6.28%

Sole

238.34K

Shared

0.00

None

0.00

Apple Inc Com

DFND

COM

Shares58.37K

TypeSH

Market value$11.98M

5.09%

Sole

58.37K

Shared

0.00

None

0.00

iShares Tr MSCI Eafe ETF

DFND

MSCI EAFE ETF

Shares116.08K

TypeSH

Market value$10.38M

4.41%

Sole

116.08K

Shared

0.00

None

0.00

iShares Tr Core MSCI Eafe

DFND

CORE MSCI EAFE

Shares107.86K

TypeSH

Market value$9.00M

3.83%

Sole

107.86K

Shared

0.00

None

0.00

iShares Core S&P 500 ETF

DFND

CORE S&P500 ETF

Shares13.75K

TypeSH

Market value$8.54M

3.63%

Sole

13.75K

Shared

0.00

None

0.00

Microsoft Corp Com

DFND

COM

Shares16.52K

TypeSH

Market value$8.22M

3.49%

Sole

16.52K

Shared

0.00

None

0.00

JPMorgan Chase & Co Com

DFND

COM

Shares24K

TypeSH

Market value$6.96M

2.96%

Sole

24K

Shared

0.00

None

0.00

Vanguard Short Term Treasury Index Fund

DFND

SHORT TERM TREAS

Shares118.32K

TypeSH

Market value$6.95M

2.96%

Sole

118.32K

Shared

0.00

None

0.00

Ishares Core Msci Emerging Markets Etf

DFND

CORE MSCI EMKT

Shares79.76K

TypeSH

Market value$4.79M

2.04%

Sole

79.76K

Shared

0.00

None

0.00

Nvidia Corporation Com

DFND

COM

Shares29.35K

TypeSH

Market value$4.64M

1.97%

Sole

29.35K

Shared

0.00

None

0.00

iShares SP Small Cap 600 IDX ETF

DFND

CORE S&P SCP ETF

Shares39.99K

TypeSH

Market value$4.37M

1.86%

Sole

39.99K

Shared

0.00

None

0.00

Amazon Com Inc Com

DFND

COM

Shares17.73K

TypeSH

Market value$3.89M

1.65%

Sole

17.73K

Shared

0.00

None

0.00

Alphabet Inc Cap Stk CL A

DFND

CAP STK CL A

Shares20.31K

TypeSH

Market value$3.58M

1.52%

Sole

20.31K

Shared

0.00

None

0.00

Vanguard Total Bd Mkt ETF

DFND

TOTAL BND MRKT

Shares48.26K

TypeSH

Market value$3.55M

1.51%

Sole

48.26K

Shared

0.00

None

0.00

Procter and Gamble Co Com

DFND

COM

Shares17.13K

TypeSH

Market value$2.73M

1.16%

Sole

17.13K

Shared

0.00

None

0.00

Oracle Corp Com

DFND

COM

Shares11.52K

TypeSH

Market value$2.52M

1.07%

Sole

11.52K

Shared

0.00

None

0.00

General Dynamics Corp Com

DFND

COM

Shares8.42K

TypeSH

Market value$2.46M

1.04%

Sole

8.42K

Shared

0.00

None

0.00

VISA Inc Com CL A

DFND

COM CL A

Shares6.80K

TypeSH

Market value$2.42M

1.03%

Sole

6.80K

Shared

0.00

None

0.00

Johnson & Johnson Com

DFND

COM

Shares14.97K

TypeSH

Market value$2.29M

0.97%

Sole

14.97K

Shared

0.00

None

0.00

Vanguard Intermediate Term Treasury ETF

DFND

INTER TERM TREAS

Shares34.25K

TypeSH

Market value$2.05M

0.87%

Sole

34.25K

Shared

0.00

None

0.00

iShares Russell 2000 ETF

DFND

RUSSELL 2000 ETF

Shares9.45K

TypeSH

Market value$2.04M

0.87%

Sole

9.45K

Shared

0.00

None

0.00

Blackrock Inc.

DFND

COM

Shares1.90K

TypeSH

Market value$2.00M

0.85%

Sole

1.90K

Shared

0.00

None

0.00

Hubbell Inc Com

DFND

COM

Shares4.86K

TypeSH

Market value$1.98M

0.84%

Sole

4.86K

Shared

0.00

None

0.00

PepsiCo Inc Com

DFND

COM

Shares14.12K

TypeSH

Market value$1.86M

0.79%

Sole

14.12K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
Gorman Rupp Co ComDFND	COM	1.01M	SH	$36.99M 15.73%	292.80K	714.66K
iShares Core S&P Mid Cap ETFDFND	CORE S&P MCP ETF	238.34K	SH	$14.78M 6.28%	238.34K	0.00
Apple Inc ComDFND	COM	58.37K	SH	$11.98M 5.09%	58.37K	0.00
iShares Tr MSCI Eafe ETFDFND	MSCI EAFE ETF	116.08K	SH	$10.38M 4.41%	116.08K	0.00
iShares Tr Core MSCI EafeDFND	CORE MSCI EAFE	107.86K	SH	$9.00M 3.83%	107.86K	0.00
iShares Core S&P 500 ETFDFND	CORE S&P500 ETF	13.75K	SH	$8.54M 3.63%	13.75K	0.00
Microsoft Corp ComDFND	COM	16.52K	SH	$8.22M 3.49%	16.52K	0.00
JPMorgan Chase & Co ComDFND	COM	24K	SH	$6.96M 2.96%	24K	0.00
Vanguard Short Term Treasury Index FundDFND	SHORT TERM TREAS	118.32K	SH	$6.95M 2.96%	118.32K	0.00
Ishares Core Msci Emerging Markets EtfDFND	CORE MSCI EMKT	79.76K	SH	$4.79M 2.04%	79.76K	0.00
Nvidia Corporation ComDFND	COM	29.35K	SH	$4.64M 1.97%	29.35K	0.00
iShares SP Small Cap 600 IDX ETFDFND	CORE S&P SCP ETF	39.99K	SH	$4.37M 1.86%	39.99K	0.00
Amazon Com Inc ComDFND	COM	17.73K	SH	$3.89M 1.65%	17.73K	0.00
Alphabet Inc Cap Stk CL ADFND	CAP STK CL A	20.31K	SH	$3.58M 1.52%	20.31K	0.00
Vanguard Total Bd Mkt ETFDFND	TOTAL BND MRKT	48.26K	SH	$3.55M 1.51%	48.26K	0.00
Procter and Gamble Co ComDFND	COM	17.13K	SH	$2.73M 1.16%	17.13K	0.00
Oracle Corp ComDFND	COM	11.52K	SH	$2.52M 1.07%	11.52K	0.00
General Dynamics Corp ComDFND	COM	8.42K	SH	$2.46M 1.04%	8.42K	0.00
VISA Inc Com CL ADFND	COM CL A	6.80K	SH	$2.42M 1.03%	6.80K	0.00
Johnson & Johnson ComDFND	COM	14.97K	SH	$2.29M 0.97%	14.97K	0.00
Vanguard Intermediate Term Treasury ETFDFND	INTER TERM TREAS	34.25K	SH	$2.05M 0.87%	34.25K	0.00
iShares Russell 2000 ETFDFND	RUSSELL 2000 ETF	9.45K	SH	$2.04M 0.87%	9.45K	0.00
Blackrock Inc.DFND	COM	1.90K	SH	$2.00M 0.85%	1.90K	0.00
Hubbell Inc ComDFND	COM	4.86K	SH	$1.98M 0.84%	4.86K	0.00
PepsiCo Inc ComDFND	COM	14.12K	SH	$1.86M 0.79%	14.12K	0.00

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