MARINO, STRAM & ASSOCIATES LLC

Filed: 1/16/2026ACC: 0001951757-26-000205

📋 What this filing means

MARINO, STRAM & ASSOCIATES LLC filed this quarterly 13F‑HR report disclosing 185 equity positions with a total reported market value of $553.42M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

185

Positions

$553.42M

Total AUM (reported)

4.19M

Total Shares

Allocation by class

COM$122.67M22.2%

HIGH DIV YLD$78.91M14.3%

CORE S&P500 ETF$60.34M10.9%

GROWTH ETF$46.51M8.4%

STATE STREET SPD$41.47M7.5%

VALUE ETF$33.55M6.1%

CORE S&P MCP ETF$18.02M3.3%

Portfolio Concentration

Top 3$185.76M33.6%

4–10$135.24M24.4%

11–25$77.25M14.0%

Rest$155.17M28.0%

Top 3 weight

33.6%

Top 10 weight

58.0%

Voting Authority Distribution

Total shares with voting rights: 4.19M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

4.19M

% of voting shares100.0%

Investment Discretion (by position count)

Sole142

Shared0

Other43

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings185

Rows:

VANGUARD WHITEHALL FDS

SOLE

HIGH DIV YLD

Shares549.80K

TypeSH

Market value$78.91M

14.26%

Sole

0.00

Shared

0.00

None

549.80K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares88.10K

TypeSH

Market value$60.34M

10.90%

Sole

0.00

Shared

0.00

None

88.10K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares95.33K

TypeSH

Market value$46.51M

8.40%

Sole

0.00

Shared

0.00

None

95.33K

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares279.82K

TypeSH

Market value$38.94M

7.04%

Sole

0.00

Shared

0.00

None

279.82K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares175.65K

TypeSH

Market value$33.55M

6.06%

Sole

0.00

Shared

0.00

None

175.65K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares273.04K

TypeSH

Market value$18.02M

3.26%

Sole

0.00

Shared

0.00

None

273.04K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares110.10K

TypeSH

Market value$13.23M

2.39%

Sole

0.00

Shared

0.00

None

110.10K

APPLE INC

DFND

COM

Shares46.82K

TypeSH

Market value$12.73M

2.30%

Sole

0.00

Shared

0.00

None

46.82K

MICROSOFT CORP

DFND

COM

Shares19.81K

TypeSH

Market value$9.58M

1.73%

Sole

0.00

Shared

0.00

None

19.81K

JPMORGAN CHASE & CO.

DFND

COM

Shares28.52K

TypeSH

Market value$9.19M

1.66%

Sole

0.00

Shared

0.00

None

28.52K

NEW YORK LIFE INVESTMENTS ET

SOLE

NYLI FTSE INTERN

Shares246.65K

TypeSH

Market value$8.00M

1.45%

Sole

0.00

Shared

0.00

None

246.65K

ISHARES TR

SOLE

MSCI USA QLT FCT

Shares34.30K

TypeSH

Market value$6.81M

1.23%

Sole

0.00

Shared

0.00

None

34.30K

BERKSHIRE HATHAWAY INC DEL

SOLE

CL B NEW

Shares12K

TypeSH

Market value$6.03M

1.09%

Sole

0.00

Shared

0.00

None

12K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares17.49K

TypeSH

Market value$5.86M

1.06%

Sole

0.00

Shared

0.00

None

17.49K

ISHARES TR

SOLE

CORE DIV GRWTH

Shares82.30K

TypeSH

Market value$5.71M

1.03%

Sole

0.00

Shared

0.00

None

82.30K

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares9.17K

TypeSH

Market value$5.64M

1.02%

Sole

0.00

Shared

0.00

None

9.17K

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL WGT

Shares27.51K

TypeSH

Market value$5.27M

0.95%

Sole

0.00

Shared

0.00

None

27.51K

VANGUARD SPECIALIZED FUNDS

SOLE

DIV APP ETF

Shares23.48K

TypeSH

Market value$5.16M

0.93%

Sole

0.00

Shared

0.00

None

23.48K

ISHARES TR

SOLE

MRGSTR MD CP GRW

Shares63.44K

TypeSH

Market value$5.06M

0.92%

Sole

0.00

Shared

0.00

None

63.44K

AMAZON COM INC

DFND

COM

Shares20.57K

TypeSH

Market value$4.75M

0.86%

Sole

0.00

Shared

0.00

None

20.57K

VANGUARD WHITEHALL FDS

SOLE

INTL HIGH ETF

Shares47.35K

TypeSH

Market value$4.26M

0.77%

Sole

0.00

Shared

0.00

None

47.35K

BLACKROCK INC

SOLE

COM

Shares3.67K

TypeSH

Market value$3.93M

0.71%

Sole

0.00

Shared

0.00

None

3.67K

J P MORGAN EXCHANGE TRADED F

SOLE

EQUITY PREMIUM

Shares67.35K

TypeSH

Market value$3.86M

0.70%

Sole

0.00

Shared

0.00

None

67.35K

ALPHABET INC

SOLE

CAP STK CL C

Shares11.34K

TypeSH

Market value$3.56M

0.64%

Sole

0.00

Shared

0.00

None

11.34K

ELI LILLY & CO

SOLE

COM

Shares3.11K

TypeSH

Market value$3.34M

0.60%

Sole

0.00

Shared

0.00

None

3.11K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD WHITEHALL FDSSOLE	HIGH DIV YLD	549.80K	SH	$78.91M 14.26%	549.80K
ISHARES TRSOLE	CORE S&P500 ETF	88.10K	SH	$60.34M 10.90%	88.10K
VANGUARD INDEX FDSSOLE	GROWTH ETF	95.33K	SH	$46.51M 8.40%	95.33K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	279.82K	SH	$38.94M 7.04%	279.82K
VANGUARD INDEX FDSSOLE	VALUE ETF	175.65K	SH	$33.55M 6.06%	175.65K
ISHARES TRSOLE	CORE S&P MCP ETF	273.04K	SH	$18.02M 3.26%	273.04K
ISHARES TRSOLE	CORE S&P SCP ETF	110.10K	SH	$13.23M 2.39%	110.10K
APPLE INCDFND	COM	46.82K	SH	$12.73M 2.30%	46.82K
MICROSOFT CORPDFND	COM	19.81K	SH	$9.58M 1.73%	19.81K
JPMORGAN CHASE & CO.DFND	COM	28.52K	SH	$9.19M 1.66%	28.52K
NEW YORK LIFE INVESTMENTS ETSOLE	NYLI FTSE INTERN	246.65K	SH	$8.00M 1.45%	246.65K
ISHARES TRSOLE	MSCI USA QLT FCT	34.30K	SH	$6.81M 1.23%	34.30K
BERKSHIRE HATHAWAY INC DELSOLE	CL B NEW	12K	SH	$6.03M 1.09%	12K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	17.49K	SH	$5.86M 1.06%	17.49K
ISHARES TRSOLE	CORE DIV GRWTH	82.30K	SH	$5.71M 1.03%	82.30K
INVESCO QQQ TRSOLE	UNIT SER 1	9.17K	SH	$5.64M 1.02%	9.17K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL WGT	27.51K	SH	$5.27M 0.95%	27.51K
VANGUARD SPECIALIZED FUNDSSOLE	DIV APP ETF	23.48K	SH	$5.16M 0.93%	23.48K
ISHARES TRSOLE	MRGSTR MD CP GRW	63.44K	SH	$5.06M 0.92%	63.44K
AMAZON COM INCDFND	COM	20.57K	SH	$4.75M 0.86%	20.57K
VANGUARD WHITEHALL FDSSOLE	INTL HIGH ETF	47.35K	SH	$4.26M 0.77%	47.35K
BLACKROCK INCSOLE	COM	3.67K	SH	$3.93M 0.71%	3.67K
J P MORGAN EXCHANGE TRADED FSOLE	EQUITY PREMIUM	67.35K	SH	$3.86M 0.70%	67.35K
ALPHABET INCSOLE	CAP STK CL C	11.34K	SH	$3.56M 0.64%	11.34K
ELI LILLY & COSOLE	COM	3.11K	SH	$3.34M 0.60%	3.11K

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