MAHONEY RUTH H

PrivateCIK: 1881927
Location

NORWICH, NY

MAHONEY RUTH H (EVP/President of Wealth Mgmt) reported 4 transactions at NBT BANCORP INC

Review the transaction codes below to understand the nature of each event.

InsiderMAHONEY RUTH HCIK 1881927
IssuerNBT BANCORP INCCIK 790359
Officer· EVP/President of Wealth Mgmt
Since Aug 2021
-942.00
Net shares
Net seller
$41.2K
Total sold
0
Open market trades
0B · 0S
4
Total transactions
942.00 disposed
Non-Derivative Transactions4

NBT Bancorp Inc. Common Stock

Direct
F · Tax Withholding

Shares

227.00

Price / share

$43.71

Trade value

$9.92K

% of position

1.3%
1/15/2026
17.60K17.38K

NBT Bancorp Inc. Common Stock

Direct
F · Tax Withholding

Shares

228.00

Price / share

$43.71

Trade value

$9.97K

% of position

1.3%
1/15/2026
17.38K17.15K

NBT Bancorp Inc. Common Stock

Direct
F · Tax Withholding

Shares

244.00

Price / share

$43.71

Trade value

$10.67K

% of position

1.4%
1/15/2026
17.15K16.90K

NBT Bancorp Inc. Common Stock

Direct
F · Tax Withholding

Shares

243.00

Price / share

$43.71

Trade value

$10.62K

% of position

1.4%
1/15/2026
16.90K16.66K
Total

Net shares

942.00

Net value

-$41.17K

Derivative Transactions0
No derivative transactions reported
Non-Derivative Holdings (Post-Transaction)1

NBT Bancorp Inc. Common Stock

Indirect
Shares owned3.50K
Total
3.50K indirect3.50K
Derivative Holdings (Post-Transaction)1

Phantom Stock

Direct
Underlying security
NBT Bancorp Inc. Common Stock

Underlying shares

9.29K

Shares owned

9.29K

Exercise price

Expiration

Exercise window

Total

Underlying

9.29K

Owned

9.29K

MAHONEY RUTH H — Insider Transaction (Form 4) Filed Jan 16, 2026 | Finecho