Filed: 10/21/2026ACC: 0001511291-26-000004
📋 What this filing means
M3F, INC. filed this quarterly 13F‑HR report disclosing 21 equity positions with a total reported market value of $391.3K. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
21
Positions
$391.3K
Total AUM (reported)
22.74M
Total Shares
Allocation by class
COMMON$391.3K100.0%
Portfolio Concentration
Top 3$173.1K44.2%
4–10$146.7K37.5%
11–25$71.5K18.3%
Top 3 weight
44.2%
Top 10 weight
81.7%
Voting Authority Distribution
Total shares with voting rights: 22.74M
Sole
Full voting authority
22.74M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole21
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings21
Rows:
Willis Lease Finance Corp
SOLEShares2.08M
TypeSH
Market value$104.0K
26.57%
Sole
2.08M
Shared
0.00
None
0.00
PONCE FINANCIAL GROUP INC
SOLEShares1.81M
TypeSH
Market value$36.1K
9.23%
Sole
1.81M
Shared
0.00
None
0.00
PIONEER BANCORP INC/NY
SOLEShares1.86M
TypeSH
Market value$33.0K
8.44%
Sole
1.86M
Shared
0.00
None
0.00
AERCAP HOLDINGS NV SHS
SOLEShares202K
TypeSH
Market value$29.0K
7.41%
Sole
202K
Shared
0.00
None
0.00
AERSALE CORP
SOLEShares4.69M
TypeSH
Market value$24.6K
6.28%
Sole
4.69M
Shared
0.00
None
0.00
NI HOLDINGS INC
SOLEShares1.60M
TypeSH
Market value$23.9K
6.11%
Sole
1.60M
Shared
0.00
None
0.00
SECURITY NATL FINL CORP CL A NEW
SOLEShares2.21M
TypeSH
Market value$19.2K
4.92%
Sole
2.21M
Shared
0.00
None
0.00
Green Dot Corp
SOLEShares1.45M
TypeSH
Market value$17.8K
4.55%
Sole
1.45M
Shared
0.00
None
0.00
RIVER CITY BANK/CA
SOLEShares339.30K
TypeSH
Market value$17.4K
4.44%
Sole
339.30K
Shared
0.00
None
0.00
OPPFI INC
SOLEShares2.45M
TypeSH
Market value$14.8K
3.78%
Sole
2.45M
Shared
0.00
None
0.00
ALERUS FINANCIAL CORP
SOLEShares417.11K
TypeSH
Market value$13.2K
3.37%
Sole
417.11K
Shared
0.00
None
0.00
PARKE BANCORP INC
SOLEShares276.13K
TypeSH
Market value$9.0K
2.31%
Sole
276.13K
Shared
0.00
None
0.00
FIRST CAROLINA FINANCIAL SER
SOLEShares659.84K
TypeSH
Market value$8.3K
2.13%
Sole
659.84K
Shared
0.00
None
0.00
RHINEBECK BANCORP INC
SOLEShares607.40K
TypeSH
Market value$7.7K
1.97%
Sole
607.40K
Shared
0.00
None
0.00
BROADWAY FINANCIAL CORP/DE
SOLEShares598.96K
TypeSH
Market value$7.1K
1.81%
Sole
598.96K
Shared
0.00
None
0.00
CB FINL SVCS INC COM
SOLEShares171.38K
TypeSH
Market value$6.3K
1.61%
Sole
171.38K
Shared
0.00
None
0.00
MAGYAR BANCORP INC COM
SOLEShares286.82K
TypeSH
Market value$5.5K
1.40%
Sole
286.82K
Shared
0.00
None
0.00
SUMMIT STATE BANK
SOLEShares358.78K
TypeSH
Market value$4.4K
1.13%
Sole
358.78K
Shared
0.00
None
0.00
BOGOTA FINANCIAL CORP
SOLEShares418.13K
TypeSH
Market value$3.8K
0.97%
Sole
418.13K
Shared
0.00
None
0.00
PROVIDENT FINL HLDGS INC COM
SOLEShares194.66K
TypeSH
Market value$3.5K
0.90%
Sole
194.66K
Shared
0.00
None
0.00
WEST COAST COMMUNITY BANCORP
SOLEShares44.54K
TypeSH
Market value$2.7K
0.69%
Sole
44.54K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
Willis Lease Finance CorpSOLE | COMMON | 2.08M | SH | $104.0K 26.57% | 2.08M | 0.00 | 0.00 |
PONCE FINANCIAL GROUP INCSOLE | COMMON | 1.81M | SH | $36.1K 9.23% | 1.81M | 0.00 | 0.00 |
PIONEER BANCORP INC/NYSOLE | COMMON | 1.86M | SH | $33.0K 8.44% | 1.86M | 0.00 | 0.00 |
AERCAP HOLDINGS NV SHSSOLE | COMMON | 202K | SH | $29.0K 7.41% | 202K | 0.00 | 0.00 |
AERSALE CORPSOLE | COMMON | 4.69M | SH | $24.6K 6.28% | 4.69M | 0.00 | 0.00 |
NI HOLDINGS INCSOLE | COMMON | 1.60M | SH | $23.9K 6.11% | 1.60M | 0.00 | 0.00 |
SECURITY NATL FINL CORP CL A NEWSOLE | COMMON | 2.21M | SH | $19.2K 4.92% | 2.21M | 0.00 | 0.00 |
Green Dot CorpSOLE | COMMON | 1.45M | SH | $17.8K 4.55% | 1.45M | 0.00 | 0.00 |
RIVER CITY BANK/CASOLE | COMMON | 339.30K | SH | $17.4K 4.44% | 339.30K | 0.00 | 0.00 |
OPPFI INCSOLE | COMMON | 2.45M | SH | $14.8K 3.78% | 2.45M | 0.00 | 0.00 |
ALERUS FINANCIAL CORPSOLE | COMMON | 417.11K | SH | $13.2K 3.37% | 417.11K | 0.00 | 0.00 |
PARKE BANCORP INCSOLE | COMMON | 276.13K | SH | $9.0K 2.31% | 276.13K | 0.00 | 0.00 |
FIRST CAROLINA FINANCIAL SERSOLE | COMMON | 659.84K | SH | $8.3K 2.13% | 659.84K | 0.00 | 0.00 |
RHINEBECK BANCORP INCSOLE | COMMON | 607.40K | SH | $7.7K 1.97% | 607.40K | 0.00 | 0.00 |
BROADWAY FINANCIAL CORP/DESOLE | COMMON | 598.96K | SH | $7.1K 1.81% | 598.96K | 0.00 | 0.00 |
CB FINL SVCS INC COMSOLE | COMMON | 171.38K | SH | $6.3K 1.61% | 171.38K | 0.00 | 0.00 |
MAGYAR BANCORP INC COMSOLE | COMMON | 286.82K | SH | $5.5K 1.40% | 286.82K | 0.00 | 0.00 |
SUMMIT STATE BANKSOLE | COMMON | 358.78K | SH | $4.4K 1.13% | 358.78K | 0.00 | 0.00 |
BOGOTA FINANCIAL CORPSOLE | COMMON | 418.13K | SH | $3.8K 0.97% | 418.13K | 0.00 | 0.00 |
PROVIDENT FINL HLDGS INC COMSOLE | COMMON | 194.66K | SH | $3.5K 0.90% | 194.66K | 0.00 | 0.00 |
WEST COAST COMMUNITY BANCORPSOLE | COMMON | 44.54K | SH | $2.7K 0.69% | 44.54K | 0.00 | 0.00 |