Filed: 8/13/2026ACC: 0001511291-26-000003
📋 What this filing means
M3F, INC. filed this quarterly 13F‑HR report disclosing 22 equity positions with a total reported market value of $422.2K. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
22
Positions
$422.2K
Total AUM (reported)
19.18M
Total Shares
Allocation by class
COMMON$422.2K100.0%
Portfolio Concentration
Top 3$216.4K51.3%
4–10$144.5K34.2%
11–25$61.2K14.5%
Top 3 weight
51.3%
Top 10 weight
85.5%
Voting Authority Distribution
Total shares with voting rights: 19.18M
Sole
Full voting authority
19.18M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole22
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings22
Rows:
Willis Lease Finance Corp
SOLEShares662K
TypeSH
Market value$151.5K
35.88%
Sole
662K
Shared
0.00
None
0.00
PONCE FINANCIAL GROUP INC
SOLEShares1.70M
TypeSH
Market value$33.9K
8.02%
Sole
1.70M
Shared
0.00
None
0.00
PIONEER BANCORP INC/NY
SOLEShares1.82M
TypeSH
Market value$31.1K
7.37%
Sole
1.82M
Shared
0.00
None
0.00
AERCAP HOLDINGS NV SHS
SOLEShares202K
TypeSH
Market value$29.4K
6.98%
Sole
202K
Shared
0.00
None
0.00
AERSALE CORP
SOLEShares4.44M
TypeSH
Market value$28.1K
6.65%
Sole
4.44M
Shared
0.00
None
0.00
NI HOLDINGS INC
SOLEShares1.55M
TypeSH
Market value$24.4K
5.78%
Sole
1.55M
Shared
0.00
None
0.00
SECURITY NATL FINL CORP CL A NEW
SOLEShares2.11M
TypeSH
Market value$20.4K
4.84%
Sole
2.11M
Shared
0.00
None
0.00
Green Dot Corp
SOLEShares1.21M
TypeSH
Market value$16.4K
3.89%
Sole
1.21M
Shared
0.00
None
0.00
ALERUS FINANCIAL CORP
SOLEShares417.11K
TypeSH
Market value$13.0K
3.07%
Sole
417.11K
Shared
0.00
None
0.00
NORTHFIELD BANCORP INC DEL COM
SOLEShares869.58K
TypeSH
Market value$12.8K
3.03%
Sole
869.58K
Shared
0.00
None
0.00
RHINEBECK BANCORP INC
SOLEShares552.08K
TypeSH
Market value$9.6K
2.26%
Sole
552.08K
Shared
0.00
None
0.00
PARKE BANCORP INC
SOLEShares282.59K
TypeSH
Market value$9.4K
2.22%
Sole
282.59K
Shared
0.00
None
0.00
OPPFI INC
SOLEShares764.45K
TypeSH
Market value$7.6K
1.80%
Sole
764.45K
Shared
0.00
None
0.00
CB FINL SVCS INC COM
SOLEShares171.70K
TypeSH
Market value$6.5K
1.54%
Sole
171.70K
Shared
0.00
None
0.00
BROADWAY FINANCIAL CORP/DE
SOLEShares547.53K
TypeSH
Market value$5.3K
1.25%
Sole
547.53K
Shared
0.00
None
0.00
MAGYAR BANCORP INC COM
SOLEShares286.39K
TypeSH
Market value$5.0K
1.18%
Sole
286.39K
Shared
0.00
None
0.00
SUMMIT STATE BANK
SOLEShares354.23K
TypeSH
Market value$4.8K
1.14%
Sole
354.23K
Shared
0.00
None
0.00
FIRST NORTHERN COMMUNITY BAN
SOLEShares244.87K
TypeSH
Market value$4.4K
1.04%
Sole
244.87K
Shared
0.00
None
0.00
PROVIDENT FINL HLDGS INC COM
SOLEShares239.09K
TypeSH
Market value$4.1K
0.97%
Sole
239.09K
Shared
0.00
None
0.00
BOGOTA FINANCIAL CORP
SOLEShares423.56K
TypeSH
Market value$3.8K
0.91%
Sole
423.56K
Shared
0.00
None
0.00
Washington Trust Bancorp Inc
SOLEShares19.20K
TypeSH
Market value$700.00
0.17%
Sole
19.20K
Shared
0.00
None
0.00
SHF HOLDINGS INC
SOLEShares308K
TypeSH
Market value$74.00
0.02%
Sole
308K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
Willis Lease Finance CorpSOLE | COMMON | 662K | SH | $151.5K 35.88% | 662K | 0.00 | 0.00 |
PONCE FINANCIAL GROUP INCSOLE | COMMON | 1.70M | SH | $33.9K 8.02% | 1.70M | 0.00 | 0.00 |
PIONEER BANCORP INC/NYSOLE | COMMON | 1.82M | SH | $31.1K 7.37% | 1.82M | 0.00 | 0.00 |
AERCAP HOLDINGS NV SHSSOLE | COMMON | 202K | SH | $29.4K 6.98% | 202K | 0.00 | 0.00 |
AERSALE CORPSOLE | COMMON | 4.44M | SH | $28.1K 6.65% | 4.44M | 0.00 | 0.00 |
NI HOLDINGS INCSOLE | COMMON | 1.55M | SH | $24.4K 5.78% | 1.55M | 0.00 | 0.00 |
SECURITY NATL FINL CORP CL A NEWSOLE | COMMON | 2.11M | SH | $20.4K 4.84% | 2.11M | 0.00 | 0.00 |
Green Dot CorpSOLE | COMMON | 1.21M | SH | $16.4K 3.89% | 1.21M | 0.00 | 0.00 |
ALERUS FINANCIAL CORPSOLE | COMMON | 417.11K | SH | $13.0K 3.07% | 417.11K | 0.00 | 0.00 |
NORTHFIELD BANCORP INC DEL COMSOLE | COMMON | 869.58K | SH | $12.8K 3.03% | 869.58K | 0.00 | 0.00 |
RHINEBECK BANCORP INCSOLE | COMMON | 552.08K | SH | $9.6K 2.26% | 552.08K | 0.00 | 0.00 |
PARKE BANCORP INCSOLE | COMMON | 282.59K | SH | $9.4K 2.22% | 282.59K | 0.00 | 0.00 |
OPPFI INCSOLE | COMMON | 764.45K | SH | $7.6K 1.80% | 764.45K | 0.00 | 0.00 |
CB FINL SVCS INC COMSOLE | COMMON | 171.70K | SH | $6.5K 1.54% | 171.70K | 0.00 | 0.00 |
BROADWAY FINANCIAL CORP/DESOLE | COMMON | 547.53K | SH | $5.3K 1.25% | 547.53K | 0.00 | 0.00 |
MAGYAR BANCORP INC COMSOLE | COMMON | 286.39K | SH | $5.0K 1.18% | 286.39K | 0.00 | 0.00 |
SUMMIT STATE BANKSOLE | COMMON | 354.23K | SH | $4.8K 1.14% | 354.23K | 0.00 | 0.00 |
FIRST NORTHERN COMMUNITY BANSOLE | COMMON | 244.87K | SH | $4.4K 1.04% | 244.87K | 0.00 | 0.00 |
PROVIDENT FINL HLDGS INC COMSOLE | COMMON | 239.09K | SH | $4.1K 0.97% | 239.09K | 0.00 | 0.00 |
BOGOTA FINANCIAL CORPSOLE | COMMON | 423.56K | SH | $3.8K 0.91% | 423.56K | 0.00 | 0.00 |
Washington Trust Bancorp IncSOLE | COMMON | 19.20K | SH | $700.00 0.17% | 19.20K | 0.00 | 0.00 |
SHF HOLDINGS INCSOLE | COMMON | 308K | SH | $74.00 0.02% | 308K | 0.00 | 0.00 |