Filed: 4/28/2026ACC: 0001511291-26-000002
📋 What this filing means
M3F, INC. filed this quarterly 13F‑HR report disclosing 28 equity positions with a total reported market value of $403.5K. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
28
Positions
$403.5K
Total AUM (reported)
20.06M
Total Shares
Allocation by class
COMMON$403.5K100.0%
Portfolio Concentration
Top 3$181.4K45.0%
4–10$145.0K35.9%
11–25$76.3K18.9%
Rest$694.000.2%
Top 3 weight
45.0%
Top 10 weight
80.9%
Voting Authority Distribution
Total shares with voting rights: 20.06M
Sole
Full voting authority
20.06M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole28
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings28
Rows:
Willis Lease Finance Corp
SOLEShares677.25K
TypeSH
Market value$115.3K
28.58%
Sole
677.25K
Shared
0.00
None
0.00
PONCE FINANCIAL GROUP INC
SOLEShares2M
TypeSH
Market value$33.5K
8.30%
Sole
2M
Shared
0.00
None
0.00
AERCAP HOLDINGS NV SHS
SOLEShares238K
TypeSH
Market value$32.6K
8.09%
Sole
238K
Shared
0.00
None
0.00
PIONEER BANCORP INC/NY
SOLEShares2.07M
TypeSH
Market value$28.8K
7.15%
Sole
2.07M
Shared
0.00
None
0.00
AERSALE CORP
SOLEShares3.98M
TypeSH
Market value$24.8K
6.14%
Sole
3.98M
Shared
0.00
None
0.00
NI HOLDINGS INC
SOLEShares1.65M
TypeSH
Market value$21.3K
5.28%
Sole
1.65M
Shared
0.00
None
0.00
SECURITY NATL FINL CORP CL A NEW
SOLEShares2.20M
TypeSH
Market value$20.8K
5.17%
Sole
2.20M
Shared
0.00
None
0.00
SWK HLDGS CORP COM
SOLEShares995.26K
TypeSH
Market value$16.9K
4.20%
Sole
995.26K
Shared
0.00
None
0.00
BRIGHTHOUSE FINANCIAL INC
SOLEShares280K
TypeSH
Market value$16.8K
4.16%
Sole
280K
Shared
0.00
None
0.00
RHINEBECK BANCORP INC
SOLEShares1.01M
TypeSH
Market value$15.6K
3.86%
Sole
1.01M
Shared
0.00
None
0.00
NORTHFIELD BANCORP INC DEL COM
SOLEShares776.63K
TypeSH
Market value$10.5K
2.61%
Sole
776.63K
Shared
0.00
None
0.00
ALERUS FINANCIAL CORP
SOLEShares417.11K
TypeSH
Market value$9.9K
2.45%
Sole
417.11K
Shared
0.00
None
0.00
PARKE BANCORP INC
SOLEShares332.88K
TypeSH
Market value$9.5K
2.34%
Sole
332.88K
Shared
0.00
None
0.00
Green Dot Corp
SOLEShares748.81K
TypeSH
Market value$8.4K
2.08%
Sole
748.81K
Shared
0.00
None
0.00
CB FINL SVCS INC COM
SOLEShares171.44K
TypeSH
Market value$5.9K
1.45%
Sole
171.44K
Shared
0.00
None
0.00
Washington Trust Bancorp Inc
SOLEShares166.49K
TypeSH
Market value$5.6K
1.38%
Sole
166.49K
Shared
0.00
None
0.00
MAGYAR BANCORP INC COM
SOLEShares283.89K
TypeSH
Market value$4.9K
1.22%
Sole
283.89K
Shared
0.00
None
0.00
SUMMIT STATE BANK
SOLEShares354.23K
TypeSH
Market value$4.7K
1.17%
Sole
354.23K
Shared
0.00
None
0.00
PROVIDENT FINL HLDGS INC COM
SOLEShares284.59K
TypeSH
Market value$4.6K
1.14%
Sole
284.59K
Shared
0.00
None
0.00
BOGOTA FINANCIAL CORP
SOLEShares493.73K
TypeSH
Market value$4.2K
1.04%
Sole
493.73K
Shared
0.00
None
0.00
BROADWAY FINANCIAL CORP/DE
SOLEShares474.69K
TypeSH
Market value$3.4K
0.85%
Sole
474.69K
Shared
0.00
None
0.00
Air Lease Corp
SOLEShares39.05K
TypeSH
Market value$2.5K
0.63%
Sole
39.05K
Shared
0.00
None
0.00
FIRST BUS FINL SVCS INC WIS COM
SOLEShares29.68K
TypeSH
Market value$1.6K
0.40%
Sole
29.68K
Shared
0.00
None
0.00
WINCHESTER BANCORP INC
SOLEShares24.59K
TypeSH
Market value$312.00
0.08%
Sole
24.59K
Shared
0.00
None
0.00
NSTS BANCORP INC
SOLEShares26.66K
TypeSH
Market value$311.00
0.08%
Sole
26.66K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
Willis Lease Finance CorpSOLE | COMMON | 677.25K | SH | $115.3K 28.58% | 677.25K | 0.00 | 0.00 |
PONCE FINANCIAL GROUP INCSOLE | COMMON | 2M | SH | $33.5K 8.30% | 2M | 0.00 | 0.00 |
AERCAP HOLDINGS NV SHSSOLE | COMMON | 238K | SH | $32.6K 8.09% | 238K | 0.00 | 0.00 |
PIONEER BANCORP INC/NYSOLE | COMMON | 2.07M | SH | $28.8K 7.15% | 2.07M | 0.00 | 0.00 |
AERSALE CORPSOLE | COMMON | 3.98M | SH | $24.8K 6.14% | 3.98M | 0.00 | 0.00 |
NI HOLDINGS INCSOLE | COMMON | 1.65M | SH | $21.3K 5.28% | 1.65M | 0.00 | 0.00 |
SECURITY NATL FINL CORP CL A NEWSOLE | COMMON | 2.20M | SH | $20.8K 5.17% | 2.20M | 0.00 | 0.00 |
SWK HLDGS CORP COMSOLE | COMMON | 995.26K | SH | $16.9K 4.20% | 995.26K | 0.00 | 0.00 |
BRIGHTHOUSE FINANCIAL INCSOLE | COMMON | 280K | SH | $16.8K 4.16% | 280K | 0.00 | 0.00 |
RHINEBECK BANCORP INCSOLE | COMMON | 1.01M | SH | $15.6K 3.86% | 1.01M | 0.00 | 0.00 |
NORTHFIELD BANCORP INC DEL COMSOLE | COMMON | 776.63K | SH | $10.5K 2.61% | 776.63K | 0.00 | 0.00 |
ALERUS FINANCIAL CORPSOLE | COMMON | 417.11K | SH | $9.9K 2.45% | 417.11K | 0.00 | 0.00 |
PARKE BANCORP INCSOLE | COMMON | 332.88K | SH | $9.5K 2.34% | 332.88K | 0.00 | 0.00 |
Green Dot CorpSOLE | COMMON | 748.81K | SH | $8.4K 2.08% | 748.81K | 0.00 | 0.00 |
CB FINL SVCS INC COMSOLE | COMMON | 171.44K | SH | $5.9K 1.45% | 171.44K | 0.00 | 0.00 |
Washington Trust Bancorp IncSOLE | COMMON | 166.49K | SH | $5.6K 1.38% | 166.49K | 0.00 | 0.00 |
MAGYAR BANCORP INC COMSOLE | COMMON | 283.89K | SH | $4.9K 1.22% | 283.89K | 0.00 | 0.00 |
SUMMIT STATE BANKSOLE | COMMON | 354.23K | SH | $4.7K 1.17% | 354.23K | 0.00 | 0.00 |
PROVIDENT FINL HLDGS INC COMSOLE | COMMON | 284.59K | SH | $4.6K 1.14% | 284.59K | 0.00 | 0.00 |
BOGOTA FINANCIAL CORPSOLE | COMMON | 493.73K | SH | $4.2K 1.04% | 493.73K | 0.00 | 0.00 |
BROADWAY FINANCIAL CORP/DESOLE | COMMON | 474.69K | SH | $3.4K 0.85% | 474.69K | 0.00 | 0.00 |
Air Lease CorpSOLE | COMMON | 39.05K | SH | $2.5K 0.63% | 39.05K | 0.00 | 0.00 |
FIRST BUS FINL SVCS INC WIS COMSOLE | COMMON | 29.68K | SH | $1.6K 0.40% | 29.68K | 0.00 | 0.00 |
WINCHESTER BANCORP INCSOLE | COMMON | 24.59K | SH | $312.00 0.08% | 24.59K | 0.00 | 0.00 |
NSTS BANCORP INCSOLE | COMMON | 26.66K | SH | $311.00 0.08% | 26.66K | 0.00 | 0.00 |
Page 1 of 2