Filed: 8/13/2025ACC: 0001511291-25-000003
📋 What this filing means
M3F, INC. filed this quarterly 13F‑HR report disclosing 30 equity positions with a total reported market value of $354.5K. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
30
Positions
$354.5K
Total AUM (reported)
20.39M
Total Shares
Allocation by class
COMMON$354.5K100.0%
Portfolio Concentration
Top 3$139.2K39.3%
4–10$130.7K36.9%
11–25$80.6K22.8%
Rest$3.9K1.1%
Top 3 weight
39.3%
Top 10 weight
76.1%
Voting Authority Distribution
Total shares with voting rights: 20.39M
Sole
Full voting authority
20.39M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole30
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings30
Rows:
Willis Lease Finance Corp
SOLEShares566.94K
TypeSH
Market value$80.9K
22.84%
Sole
566.94K
Shared
0.00
None
0.00
PONCE FINANCIAL GROUP INC
SOLEShares2.32M
TypeSH
Market value$32.0K
9.04%
Sole
2.32M
Shared
0.00
None
0.00
Air Lease Corp
SOLEShares448.40K
TypeSH
Market value$26.2K
7.40%
Sole
448.40K
Shared
0.00
None
0.00
PIONEER BANCORP INC/NY
SOLEShares2.09M
TypeSH
Market value$25.1K
7.09%
Sole
2.09M
Shared
0.00
None
0.00
SECURITY NATL FINL CORP CL A NEW
SOLEShares2.12M
TypeSH
Market value$20.9K
5.90%
Sole
2.12M
Shared
0.00
None
0.00
AERSALE CORP
SOLEShares3.47M
TypeSH
Market value$20.9K
5.89%
Sole
3.47M
Shared
0.00
None
0.00
AERCAP HOLDINGS NV SHS
SOLEShares177.50K
TypeSH
Market value$20.8K
5.86%
Sole
177.50K
Shared
0.00
None
0.00
NI HOLDINGS INC
SOLEShares1.46M
TypeSH
Market value$18.6K
5.26%
Sole
1.46M
Shared
0.00
None
0.00
BankFinancial Corp
SOLEShares1.07M
TypeSH
Market value$12.3K
3.48%
Sole
1.07M
Shared
0.00
None
0.00
RHINEBECK BANCORP INC
SOLEShares1.02M
TypeSH
Market value$12.0K
3.38%
Sole
1.02M
Shared
0.00
None
0.00
SWK HLDGS CORP COM
SOLEShares698.43K
TypeSH
Market value$10.3K
2.90%
Sole
698.43K
Shared
0.00
None
0.00
PARKE BANCORP INC
SOLEShares437.91K
TypeSH
Market value$8.9K
2.52%
Sole
437.91K
Shared
0.00
None
0.00
EASTERN BANKSHARES INC
SOLEShares487.76K
TypeSH
Market value$7.4K
2.10%
Sole
487.76K
Shared
0.00
None
0.00
MAGYAR BANCORP INC COM
SOLEShares395.19K
TypeSH
Market value$6.6K
1.86%
Sole
395.19K
Shared
0.00
None
0.00
PROVIDENT FINL HLDGS INC COM
SOLEShares401.17K
TypeSH
Market value$6.2K
1.75%
Sole
401.17K
Shared
0.00
None
0.00
TIMBERLAND BANCORP INC
SOLEShares171.40K
TypeSH
Market value$5.3K
1.51%
Sole
171.40K
Shared
0.00
None
0.00
CB FINL SVCS INC COM
SOLEShares175.36K
TypeSH
Market value$5.0K
1.41%
Sole
175.36K
Shared
0.00
None
0.00
FIRST BUS FINL SVCS INC WIS COM
SOLEShares96.56K
TypeSH
Market value$4.9K
1.38%
Sole
96.56K
Shared
0.00
None
0.00
ALERUS FINANCIAL CORP
SOLEShares216.71K
TypeSH
Market value$4.7K
1.32%
Sole
216.71K
Shared
0.00
None
0.00
Brookline Bancorp Inc
SOLEShares420.93K
TypeSH
Market value$4.4K
1.25%
Sole
420.93K
Shared
0.00
None
0.00
BOGOTA FINANCIAL CORP
SOLEShares495.04K
TypeSH
Market value$3.9K
1.09%
Sole
495.04K
Shared
0.00
None
0.00
SUMMIT STATE BANK
SOLEShares352.85K
TypeSH
Market value$3.8K
1.08%
Sole
352.85K
Shared
0.00
None
0.00
FB BANCORP INC
SOLEShares313.73K
TypeSH
Market value$3.5K
1.00%
Sole
313.73K
Shared
0.00
None
0.00
OAK VALLEY BANCORP
SOLEShares113.84K
TypeSH
Market value$3.1K
0.87%
Sole
113.84K
Shared
0.00
None
0.00
BROADWAY FINANCIAL CORP/DE
SOLEShares344.22K
TypeSH
Market value$2.5K
0.70%
Sole
344.22K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
Willis Lease Finance CorpSOLE | COMMON | 566.94K | SH | $80.9K 22.84% | 566.94K | 0.00 | 0.00 |
PONCE FINANCIAL GROUP INCSOLE | COMMON | 2.32M | SH | $32.0K 9.04% | 2.32M | 0.00 | 0.00 |
Air Lease CorpSOLE | COMMON | 448.40K | SH | $26.2K 7.40% | 448.40K | 0.00 | 0.00 |
PIONEER BANCORP INC/NYSOLE | COMMON | 2.09M | SH | $25.1K 7.09% | 2.09M | 0.00 | 0.00 |
SECURITY NATL FINL CORP CL A NEWSOLE | COMMON | 2.12M | SH | $20.9K 5.90% | 2.12M | 0.00 | 0.00 |
AERSALE CORPSOLE | COMMON | 3.47M | SH | $20.9K 5.89% | 3.47M | 0.00 | 0.00 |
AERCAP HOLDINGS NV SHSSOLE | COMMON | 177.50K | SH | $20.8K 5.86% | 177.50K | 0.00 | 0.00 |
NI HOLDINGS INCSOLE | COMMON | 1.46M | SH | $18.6K 5.26% | 1.46M | 0.00 | 0.00 |
BankFinancial CorpSOLE | COMMON | 1.07M | SH | $12.3K 3.48% | 1.07M | 0.00 | 0.00 |
RHINEBECK BANCORP INCSOLE | COMMON | 1.02M | SH | $12.0K 3.38% | 1.02M | 0.00 | 0.00 |
SWK HLDGS CORP COMSOLE | COMMON | 698.43K | SH | $10.3K 2.90% | 698.43K | 0.00 | 0.00 |
PARKE BANCORP INCSOLE | COMMON | 437.91K | SH | $8.9K 2.52% | 437.91K | 0.00 | 0.00 |
EASTERN BANKSHARES INCSOLE | COMMON | 487.76K | SH | $7.4K 2.10% | 487.76K | 0.00 | 0.00 |
MAGYAR BANCORP INC COMSOLE | COMMON | 395.19K | SH | $6.6K 1.86% | 395.19K | 0.00 | 0.00 |
PROVIDENT FINL HLDGS INC COMSOLE | COMMON | 401.17K | SH | $6.2K 1.75% | 401.17K | 0.00 | 0.00 |
TIMBERLAND BANCORP INCSOLE | COMMON | 171.40K | SH | $5.3K 1.51% | 171.40K | 0.00 | 0.00 |
CB FINL SVCS INC COMSOLE | COMMON | 175.36K | SH | $5.0K 1.41% | 175.36K | 0.00 | 0.00 |
FIRST BUS FINL SVCS INC WIS COMSOLE | COMMON | 96.56K | SH | $4.9K 1.38% | 96.56K | 0.00 | 0.00 |
ALERUS FINANCIAL CORPSOLE | COMMON | 216.71K | SH | $4.7K 1.32% | 216.71K | 0.00 | 0.00 |
Brookline Bancorp IncSOLE | COMMON | 420.93K | SH | $4.4K 1.25% | 420.93K | 0.00 | 0.00 |
BOGOTA FINANCIAL CORPSOLE | COMMON | 495.04K | SH | $3.9K 1.09% | 495.04K | 0.00 | 0.00 |
SUMMIT STATE BANKSOLE | COMMON | 352.85K | SH | $3.8K 1.08% | 352.85K | 0.00 | 0.00 |
FB BANCORP INCSOLE | COMMON | 313.73K | SH | $3.5K 1.00% | 313.73K | 0.00 | 0.00 |
OAK VALLEY BANCORPSOLE | COMMON | 113.84K | SH | $3.1K 0.87% | 113.84K | 0.00 | 0.00 |
BROADWAY FINANCIAL CORP/DESOLE | COMMON | 344.22K | SH | $2.5K 0.70% | 344.22K | 0.00 | 0.00 |
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