Filed: 5/14/2025ACC: 0001511291-25-000002
📋 What this filing means
M3F, INC. filed this quarterly 13F‑HR report disclosing 31 equity positions with a total reported market value of $363.8K. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
31
Positions
$363.8K
Total AUM (reported)
20.83M
Total Shares
Allocation by class
COMMON$363.8K100.0%
Portfolio Concentration
Top 3$140.3K38.6%
4–10$132.2K36.3%
11–25$84.9K23.3%
Rest$6.5K1.8%
Top 3 weight
38.6%
Top 10 weight
74.9%
Voting Authority Distribution
Total shares with voting rights: 20.83M
Sole
Full voting authority
20.83M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole31
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings31
Rows:
Willis Lease Finance Corp
SOLEShares534.26K
TypeSH
Market value$84.4K
23.20%
Sole
534.26K
Shared
0.00
None
0.00
PONCE FINANCIAL GROUP INC
SOLEShares2.27M
TypeSH
Market value$28.7K
7.89%
Sole
2.27M
Shared
0.00
None
0.00
PIONEER BANCORP INC/NY
SOLEShares2.32M
TypeSH
Market value$27.2K
7.47%
Sole
2.32M
Shared
0.00
None
0.00
SECURITY NATL FINL CORP CL A NEW
SOLEShares2.02M
TypeSH
Market value$24.4K
6.71%
Sole
2.02M
Shared
0.00
None
0.00
AERSALE CORP
SOLEShares3.12M
TypeSH
Market value$23.4K
6.42%
Sole
3.12M
Shared
0.00
None
0.00
NI HOLDINGS INC
SOLEShares1.41M
TypeSH
Market value$20.1K
5.53%
Sole
1.41M
Shared
0.00
None
0.00
Air Lease Corp
SOLEShares409.35K
TypeSH
Market value$19.8K
5.44%
Sole
409.35K
Shared
0.00
None
0.00
AERCAP HOLDINGS NV SHS
SOLEShares172.50K
TypeSH
Market value$17.6K
4.84%
Sole
172.50K
Shared
0.00
None
0.00
SWK HLDGS CORP COM
SOLEShares791.73K
TypeSH
Market value$13.8K
3.78%
Sole
791.73K
Shared
0.00
None
0.00
BankFinancial Corp
SOLEShares1.04M
TypeSH
Market value$13.2K
3.63%
Sole
1.04M
Shared
0.00
None
0.00
PROVIDENT BANCORP INC
SOLEShares1.14M
TypeSH
Market value$13.1K
3.59%
Sole
1.14M
Shared
0.00
None
0.00
RHINEBECK BANCORP INC
SOLEShares1.03M
TypeSH
Market value$10.1K
2.79%
Sole
1.03M
Shared
0.00
None
0.00
EASTERN BANKSHARES INC
SOLEShares505.97K
TypeSH
Market value$8.3K
2.28%
Sole
505.97K
Shared
0.00
None
0.00
PARKE BANCORP INC
SOLEShares437.91K
TypeSH
Market value$8.3K
2.27%
Sole
437.91K
Shared
0.00
None
0.00
PROVIDENT FINL HLDGS INC COM
SOLEShares438.21K
TypeSH
Market value$6.4K
1.76%
Sole
438.21K
Shared
0.00
None
0.00
MAGYAR BANCORP INC COM
SOLEShares433.19K
TypeSH
Market value$6.0K
1.65%
Sole
433.19K
Shared
0.00
None
0.00
Brookline Bancorp Inc
SOLEShares481.18K
TypeSH
Market value$5.2K
1.44%
Sole
481.18K
Shared
0.00
None
0.00
TIMBERLAND BANCORP INC
SOLEShares170.47K
TypeSH
Market value$5.1K
1.41%
Sole
170.47K
Shared
0.00
None
0.00
FIRST BUS FINL SVCS INC WIS COM
SOLEShares93.62K
TypeSH
Market value$4.4K
1.21%
Sole
93.62K
Shared
0.00
None
0.00
BOGOTA FINANCIAL CORP
SOLEShares494.61K
TypeSH
Market value$3.8K
1.04%
Sole
494.61K
Shared
0.00
None
0.00
ALERUS FINANCIAL CORP
SOLEShares187.45K
TypeSH
Market value$3.5K
0.95%
Sole
187.45K
Shared
0.00
None
0.00
OAK VALLEY BANCORP
SOLEShares122.44K
TypeSH
Market value$3.1K
0.84%
Sole
122.44K
Shared
0.00
None
0.00
SUMMIT STATE BANK
SOLEShares301.43K
TypeSH
Market value$2.8K
0.76%
Sole
301.43K
Shared
0.00
None
0.00
CB FINL SVCS INC COM
SOLEShares97.55K
TypeSH
Market value$2.8K
0.76%
Sole
97.55K
Shared
0.00
None
0.00
LAKE SHORE BANCORP INC COM
SOLEShares129.13K
TypeSH
Market value$2.0K
0.56%
Sole
129.13K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
Willis Lease Finance CorpSOLE | COMMON | 534.26K | SH | $84.4K 23.20% | 534.26K | 0.00 | 0.00 |
PONCE FINANCIAL GROUP INCSOLE | COMMON | 2.27M | SH | $28.7K 7.89% | 2.27M | 0.00 | 0.00 |
PIONEER BANCORP INC/NYSOLE | COMMON | 2.32M | SH | $27.2K 7.47% | 2.32M | 0.00 | 0.00 |
SECURITY NATL FINL CORP CL A NEWSOLE | COMMON | 2.02M | SH | $24.4K 6.71% | 2.02M | 0.00 | 0.00 |
AERSALE CORPSOLE | COMMON | 3.12M | SH | $23.4K 6.42% | 3.12M | 0.00 | 0.00 |
NI HOLDINGS INCSOLE | COMMON | 1.41M | SH | $20.1K 5.53% | 1.41M | 0.00 | 0.00 |
Air Lease CorpSOLE | COMMON | 409.35K | SH | $19.8K 5.44% | 409.35K | 0.00 | 0.00 |
AERCAP HOLDINGS NV SHSSOLE | COMMON | 172.50K | SH | $17.6K 4.84% | 172.50K | 0.00 | 0.00 |
SWK HLDGS CORP COMSOLE | COMMON | 791.73K | SH | $13.8K 3.78% | 791.73K | 0.00 | 0.00 |
BankFinancial CorpSOLE | COMMON | 1.04M | SH | $13.2K 3.63% | 1.04M | 0.00 | 0.00 |
PROVIDENT BANCORP INCSOLE | COMMON | 1.14M | SH | $13.1K 3.59% | 1.14M | 0.00 | 0.00 |
RHINEBECK BANCORP INCSOLE | COMMON | 1.03M | SH | $10.1K 2.79% | 1.03M | 0.00 | 0.00 |
EASTERN BANKSHARES INCSOLE | COMMON | 505.97K | SH | $8.3K 2.28% | 505.97K | 0.00 | 0.00 |
PARKE BANCORP INCSOLE | COMMON | 437.91K | SH | $8.3K 2.27% | 437.91K | 0.00 | 0.00 |
PROVIDENT FINL HLDGS INC COMSOLE | COMMON | 438.21K | SH | $6.4K 1.76% | 438.21K | 0.00 | 0.00 |
MAGYAR BANCORP INC COMSOLE | COMMON | 433.19K | SH | $6.0K 1.65% | 433.19K | 0.00 | 0.00 |
Brookline Bancorp IncSOLE | COMMON | 481.18K | SH | $5.2K 1.44% | 481.18K | 0.00 | 0.00 |
TIMBERLAND BANCORP INCSOLE | COMMON | 170.47K | SH | $5.1K 1.41% | 170.47K | 0.00 | 0.00 |
FIRST BUS FINL SVCS INC WIS COMSOLE | COMMON | 93.62K | SH | $4.4K 1.21% | 93.62K | 0.00 | 0.00 |
BOGOTA FINANCIAL CORPSOLE | COMMON | 494.61K | SH | $3.8K 1.04% | 494.61K | 0.00 | 0.00 |
ALERUS FINANCIAL CORPSOLE | COMMON | 187.45K | SH | $3.5K 0.95% | 187.45K | 0.00 | 0.00 |
OAK VALLEY BANCORPSOLE | COMMON | 122.44K | SH | $3.1K 0.84% | 122.44K | 0.00 | 0.00 |
SUMMIT STATE BANKSOLE | COMMON | 301.43K | SH | $2.8K 0.76% | 301.43K | 0.00 | 0.00 |
CB FINL SVCS INC COMSOLE | COMMON | 97.55K | SH | $2.8K 0.76% | 97.55K | 0.00 | 0.00 |
LAKE SHORE BANCORP INC COMSOLE | COMMON | 129.13K | SH | $2.0K 0.56% | 129.13K | 0.00 | 0.00 |
Page 1 of 2