Filed: 2/13/2025ACC: 0001511291-25-000001
📋 What this filing means
M3F, INC. filed this quarterly 13F‑HR report disclosing 29 equity positions with a total reported market value of $345.9K. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
29
Positions
$345.9K
Total AUM (reported)
25.46M
Total Shares
Allocation by class
COMMON$345.9K100.0%
Portfolio Concentration
Top 3$160.8K46.5%
4–10$107.3K31.0%
11–25$73.5K21.2%
Rest$4.4K1.3%
Top 3 weight
46.5%
Top 10 weight
77.5%
Voting Authority Distribution
Total shares with voting rights: 25.46M
Sole
Full voting authority
25.46M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole29
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings29
Rows:
Willis Lease Finance Corp
SOLEShares504.23K
TypeSH
Market value$104.7K
30.25%
Sole
504.23K
Shared
0.00
None
0.00
PONCE FINANCIAL GROUP INC
SOLEShares2.27M
TypeSH
Market value$29.4K
8.51%
Sole
2.27M
Shared
0.00
None
0.00
PIONEER BANCORP INC/NY
SOLEShares2.32M
TypeSH
Market value$26.7K
7.72%
Sole
2.32M
Shared
0.00
None
0.00
SECURITY NATL FINL CORP CL A NEW
SOLEShares2.01M
TypeSH
Market value$24.2K
7.00%
Sole
2.01M
Shared
0.00
None
0.00
NI HOLDINGS INC
SOLEShares1.34M
TypeSH
Market value$21.0K
6.07%
Sole
1.34M
Shared
0.00
None
0.00
BankFinancial Corp
SOLEShares1.14M
TypeSH
Market value$14.4K
4.18%
Sole
1.14M
Shared
0.00
None
0.00
PROVIDENT BANCORP INC
SOLEShares1.20M
TypeSH
Market value$13.7K
3.95%
Sole
1.20M
Shared
0.00
None
0.00
SWK HLDGS CORP COM
SOLEShares800.15K
TypeSH
Market value$12.7K
3.67%
Sole
800.15K
Shared
0.00
None
0.00
EASTERN BANKSHARES INC
SOLEShares628.77K
TypeSH
Market value$10.8K
3.14%
Sole
628.77K
Shared
0.00
None
0.00
RHINEBECK BANCORP INC
SOLEShares1.08M
TypeSH
Market value$10.4K
3.01%
Sole
1.08M
Shared
0.00
None
0.00
AERSALE CORP
SOLEShares1.58M
TypeSH
Market value$9.9K
2.87%
Sole
1.58M
Shared
0.00
None
0.00
PARKE BANCORP INC
SOLEShares437.91K
TypeSH
Market value$9.0K
2.60%
Sole
437.91K
Shared
0.00
None
0.00
PROVIDENT FINL HLDGS INC COM
SOLEShares436K
TypeSH
Market value$6.9K
2.01%
Sole
436K
Shared
0.00
None
0.00
MAGYAR BANCORP INC COM
SOLEShares433.29K
TypeSH
Market value$6.3K
1.83%
Sole
433.29K
Shared
0.00
None
0.00
TIMBERLAND BANCORP INC
SOLEShares186.59K
TypeSH
Market value$5.7K
1.65%
Sole
186.59K
Shared
0.00
None
0.00
Brookline Bancorp Inc
SOLEShares477.18K
TypeSH
Market value$5.6K
1.63%
Sole
477.18K
Shared
0.00
None
0.00
BM TECHNOLOGIES INC
SOLEShares1.13M
TypeSH
Market value$5.5K
1.60%
Sole
1.13M
Shared
0.00
None
0.00
FIRST BUS FINL SVCS INC WIS COM
SOLEShares97.15K
TypeSH
Market value$4.5K
1.30%
Sole
97.15K
Shared
0.00
None
0.00
BOGOTA FINANCIAL CORP
SOLEShares496.61K
TypeSH
Market value$3.7K
1.08%
Sole
496.61K
Shared
0.00
None
0.00
OAK VALLEY BANCORP
SOLEShares121.44K
TypeSH
Market value$3.6K
1.03%
Sole
121.44K
Shared
0.00
None
0.00
ALERUS FINANCIAL CORP
SOLEShares179.56K
TypeSH
Market value$3.5K
1.00%
Sole
179.56K
Shared
0.00
None
0.00
CENTRAL PLAINS BANCSHARES IN
SOLEShares179.27K
TypeSH
Market value$2.7K
0.78%
Sole
179.27K
Shared
0.00
None
0.00
SHF HOLDINGS INC
SOLEShares5.55M
TypeSH
Market value$2.5K
0.72%
Sole
5.55M
Shared
0.00
None
0.00
SUMMIT STATE BANK
SOLEShares300K
TypeSH
Market value$2.3K
0.66%
Sole
300K
Shared
0.00
None
0.00
BROADWAY FINANCIAL CORP/DE
SOLEShares249.45K
TypeSH
Market value$1.7K
0.49%
Sole
249.45K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
Willis Lease Finance CorpSOLE | COMMON | 504.23K | SH | $104.7K 30.25% | 504.23K | 0.00 | 0.00 |
PONCE FINANCIAL GROUP INCSOLE | COMMON | 2.27M | SH | $29.4K 8.51% | 2.27M | 0.00 | 0.00 |
PIONEER BANCORP INC/NYSOLE | COMMON | 2.32M | SH | $26.7K 7.72% | 2.32M | 0.00 | 0.00 |
SECURITY NATL FINL CORP CL A NEWSOLE | COMMON | 2.01M | SH | $24.2K 7.00% | 2.01M | 0.00 | 0.00 |
NI HOLDINGS INCSOLE | COMMON | 1.34M | SH | $21.0K 6.07% | 1.34M | 0.00 | 0.00 |
BankFinancial CorpSOLE | COMMON | 1.14M | SH | $14.4K 4.18% | 1.14M | 0.00 | 0.00 |
PROVIDENT BANCORP INCSOLE | COMMON | 1.20M | SH | $13.7K 3.95% | 1.20M | 0.00 | 0.00 |
SWK HLDGS CORP COMSOLE | COMMON | 800.15K | SH | $12.7K 3.67% | 800.15K | 0.00 | 0.00 |
EASTERN BANKSHARES INCSOLE | COMMON | 628.77K | SH | $10.8K 3.14% | 628.77K | 0.00 | 0.00 |
RHINEBECK BANCORP INCSOLE | COMMON | 1.08M | SH | $10.4K 3.01% | 1.08M | 0.00 | 0.00 |
AERSALE CORPSOLE | COMMON | 1.58M | SH | $9.9K 2.87% | 1.58M | 0.00 | 0.00 |
PARKE BANCORP INCSOLE | COMMON | 437.91K | SH | $9.0K 2.60% | 437.91K | 0.00 | 0.00 |
PROVIDENT FINL HLDGS INC COMSOLE | COMMON | 436K | SH | $6.9K 2.01% | 436K | 0.00 | 0.00 |
MAGYAR BANCORP INC COMSOLE | COMMON | 433.29K | SH | $6.3K 1.83% | 433.29K | 0.00 | 0.00 |
TIMBERLAND BANCORP INCSOLE | COMMON | 186.59K | SH | $5.7K 1.65% | 186.59K | 0.00 | 0.00 |
Brookline Bancorp IncSOLE | COMMON | 477.18K | SH | $5.6K 1.63% | 477.18K | 0.00 | 0.00 |
BM TECHNOLOGIES INCSOLE | COMMON | 1.13M | SH | $5.5K 1.60% | 1.13M | 0.00 | 0.00 |
FIRST BUS FINL SVCS INC WIS COMSOLE | COMMON | 97.15K | SH | $4.5K 1.30% | 97.15K | 0.00 | 0.00 |
BOGOTA FINANCIAL CORPSOLE | COMMON | 496.61K | SH | $3.7K 1.08% | 496.61K | 0.00 | 0.00 |
OAK VALLEY BANCORPSOLE | COMMON | 121.44K | SH | $3.6K 1.03% | 121.44K | 0.00 | 0.00 |
ALERUS FINANCIAL CORPSOLE | COMMON | 179.56K | SH | $3.5K 1.00% | 179.56K | 0.00 | 0.00 |
CENTRAL PLAINS BANCSHARES INSOLE | COMMON | 179.27K | SH | $2.7K 0.78% | 179.27K | 0.00 | 0.00 |
SHF HOLDINGS INCSOLE | COMMON | 5.55M | SH | $2.5K 0.72% | 5.55M | 0.00 | 0.00 |
SUMMIT STATE BANKSOLE | COMMON | 300K | SH | $2.3K 0.66% | 300K | 0.00 | 0.00 |
BROADWAY FINANCIAL CORP/DESOLE | COMMON | 249.45K | SH | $1.7K 0.49% | 249.45K | 0.00 | 0.00 |
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