Filed: 5/7/2025ACC: 0001737112-25-000005
📋 What this filing means
LUTZ FINANCIAL SERVICES LLC filed this quarterly 13F‑HR report disclosing 95 equity positions with a total reported market value of $1.22B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
95
Positions
$1.22B
Total AUM (reported)
18.28M
Total Shares
Allocation by class
S&P 500 ETF SHS$125.18M10.3%
PRTFLO S&P500 VL$112.76M9.2%
CORE S&P MCP ETF$85.11M7.0%
TOTAL BND MRKT$84.70M6.9%
TAX EXEMPT BD$73.09M6.0%
S&P 400 MDCP VAL$54.24M4.4%
SHRT TRM CORP BD$53.77M4.4%
Portfolio Concentration
Top 3$323.05M26.5%
4–10$402.70M33.0%
11–25$287.26M23.5%
Rest$208.25M17.1%
Top 3 weight
26.5%
Top 10 weight
59.4%
Voting Authority Distribution
Total shares with voting rights: 18.28M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
18.28M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole95
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings95
Rows:
VANGUARD INDEX FDS
SOLEShares243.59K
TypeSH
Market value$125.18M
10.25%
Sole
0.00
Shared
0.00
None
243.59K
SPDR SER TR
SOLEShares2.21M
TypeSH
Market value$112.76M
9.23%
Sole
0.00
Shared
0.00
None
2.21M
ISHARES TR
SOLEShares1.46M
TypeSH
Market value$85.11M
6.97%
Sole
0.00
Shared
0.00
None
1.46M
VANGUARD BD INDEX FDS
SOLEShares1.15M
TypeSH
Market value$84.70M
6.94%
Sole
0.00
Shared
0.00
None
1.15M
VANGUARD MUN BD FDS
SOLEShares1.47M
TypeSH
Market value$73.09M
5.99%
Sole
0.00
Shared
0.00
None
1.47M
SPDR SER TR
SOLEShares704K
TypeSH
Market value$54.24M
4.44%
Sole
0.00
Shared
0.00
None
704K
VANGUARD SCOTTSDALE FDS
SOLEShares681.12K
TypeSH
Market value$53.77M
4.40%
Sole
0.00
Shared
0.00
None
681.12K
SCHWAB STRATEGIC TR
SOLEShares1.88M
TypeSH
Market value$50.62M
4.14%
Sole
0.00
Shared
0.00
None
1.88M
ISHARES TR
SOLEShares481.60K
TypeSH
Market value$45.16M
3.70%
Sole
0.00
Shared
0.00
None
481.60K
SPDR S&P 500 ETF TR
SOLEShares73.50K
TypeSH
Market value$41.11M
3.37%
Sole
0.00
Shared
0.00
None
73.50K
ISHARES TR
SOLEShares295.30K
TypeSH
Market value$31.14M
2.55%
Sole
0.00
Shared
0.00
None
295.30K
DIMENSIONAL ETF TRUST
SOLEShares806.68K
TypeSH
Market value$26.61M
2.18%
Sole
0.00
Shared
0.00
None
806.68K
ISHARES TR
SOLEShares483.10K
TypeSH
Market value$25.30M
2.07%
Sole
0.00
Shared
0.00
None
483.10K
ISHARES TR
SOLEShares116.29K
TypeSH
Market value$22.16M
1.81%
Sole
0.00
Shared
0.00
None
116.29K
ISHARES TR
SOLEShares217.10K
TypeSH
Market value$21.48M
1.76%
Sole
0.00
Shared
0.00
None
217.10K
DIMENSIONAL ETF TRUST
SOLEShares741.58K
TypeSH
Market value$20.59M
1.69%
Sole
0.00
Shared
0.00
None
741.58K
ISHARES TR
SOLEShares186.66K
TypeSH
Market value$19.52M
1.60%
Sole
0.00
Shared
0.00
None
186.66K
VANGUARD BD INDEX FDS
SOLEShares245.34K
TypeSH
Market value$19.21M
1.57%
Sole
0.00
Shared
0.00
None
245.34K
DIMENSIONAL ETF TRUST
SOLEShares498.56K
TypeSH
Market value$16.52M
1.35%
Sole
0.00
Shared
0.00
None
498.56K
ISHARES TR
SOLEShares136.39K
TypeSH
Market value$15.15M
1.24%
Sole
0.00
Shared
0.00
None
136.39K
ISHARES TR
SOLEShares121.24K
TypeSH
Market value$14.52M
1.19%
Sole
0.00
Shared
0.00
None
121.24K
SCHWAB STRATEGIC TR
SOLEShares546.68K
TypeSH
Market value$14.32M
1.17%
Sole
0.00
Shared
0.00
None
546.68K
VANGUARD ADMIRAL FDS INC
SOLEShares75.41K
TypeSH
Market value$13.89M
1.14%
Sole
0.00
Shared
0.00
None
75.41K
DIMENSIONAL ETF TRUST
SOLEShares226.43K
TypeSH
Market value$13.53M
1.11%
Sole
0.00
Shared
0.00
None
226.43K
ISHARES TR
SOLEShares23.71K
TypeSH
Market value$13.32M
1.09%
Sole
0.00
Shared
0.00
None
23.71K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 243.59K | SH | $125.18M 10.25% | 0.00 | 0.00 | 243.59K |
SPDR SER TRSOLE | PRTFLO S&P500 VL | 2.21M | SH | $112.76M 9.23% | 0.00 | 0.00 | 2.21M |
ISHARES TRSOLE | CORE S&P MCP ETF | 1.46M | SH | $85.11M 6.97% | 0.00 | 0.00 | 1.46M |
VANGUARD BD INDEX FDSSOLE | TOTAL BND MRKT | 1.15M | SH | $84.70M 6.94% | 0.00 | 0.00 | 1.15M |
VANGUARD MUN BD FDSSOLE | TAX EXEMPT BD | 1.47M | SH | $73.09M 5.99% | 0.00 | 0.00 | 1.47M |
SPDR SER TRSOLE | S&P 400 MDCP VAL | 704K | SH | $54.24M 4.44% | 0.00 | 0.00 | 704K |
VANGUARD SCOTTSDALE FDSSOLE | SHRT TRM CORP BD | 681.12K | SH | $53.77M 4.40% | 0.00 | 0.00 | 681.12K |
SCHWAB STRATEGIC TRSOLE | US TIPS ETF | 1.88M | SH | $50.62M 4.14% | 0.00 | 0.00 | 1.88M |
ISHARES TRSOLE | MBS ETF | 481.60K | SH | $45.16M 3.70% | 0.00 | 0.00 | 481.60K |
SPDR S&P 500 ETF TRSOLE | TR UNIT | 73.50K | SH | $41.11M 3.37% | 0.00 | 0.00 | 73.50K |
ISHARES TRSOLE | NATIONAL MUN ETF | 295.30K | SH | $31.14M 2.55% | 0.00 | 0.00 | 295.30K |
DIMENSIONAL ETF TRUSTSOLE | US CORE EQUITY 2 | 806.68K | SH | $26.61M 2.18% | 0.00 | 0.00 | 806.68K |
ISHARES TRSOLE | ISHS 1-5YR INVS | 483.10K | SH | $25.30M 2.07% | 0.00 | 0.00 | 483.10K |
ISHARES TRSOLE | S&P 500 VAL ETF | 116.29K | SH | $22.16M 1.81% | 0.00 | 0.00 | 116.29K |
ISHARES TRSOLE | CORE US AGGBD ET | 217.10K | SH | $21.48M 1.76% | 0.00 | 0.00 | 217.10K |
DIMENSIONAL ETF TRUSTSOLE | INTL CORE EQUITY | 741.58K | SH | $20.59M 1.69% | 0.00 | 0.00 | 741.58K |
ISHARES TRSOLE | CORE S&P SCP ETF | 186.66K | SH | $19.52M 1.60% | 0.00 | 0.00 | 186.66K |
VANGUARD BD INDEX FDSSOLE | SHORT TRM BOND | 245.34K | SH | $19.21M 1.57% | 0.00 | 0.00 | 245.34K |
DIMENSIONAL ETF TRUSTSOLE | US HIGH PROFITAB | 498.56K | SH | $16.52M 1.35% | 0.00 | 0.00 | 498.56K |
ISHARES TRSOLE | TIPS BD ETF | 136.39K | SH | $15.15M 1.24% | 0.00 | 0.00 | 136.39K |
ISHARES TRSOLE | S&P MC 400VL ETF | 121.24K | SH | $14.52M 1.19% | 0.00 | 0.00 | 121.24K |
SCHWAB STRATEGIC TRSOLE | US MID-CAP ETF | 546.68K | SH | $14.32M 1.17% | 0.00 | 0.00 | 546.68K |
VANGUARD ADMIRAL FDS INCSOLE | 500 VAL IDX FD | 75.41K | SH | $13.89M 1.14% | 0.00 | 0.00 | 75.41K |
DIMENSIONAL ETF TRUSTSOLE | US SMALL CAP ETF | 226.43K | SH | $13.53M 1.11% | 0.00 | 0.00 | 226.43K |
ISHARES TRSOLE | CORE S&P500 ETF | 23.71K | SH | $13.32M 1.09% | 0.00 | 0.00 | 23.71K |
Page 1 of 4