LUTZ FINANCIAL SERVICES LLC

Filed: 10/30/2024ACC: 0001737112-24-000007

📋 What this filing means

LUTZ FINANCIAL SERVICES LLC filed this quarterly 13F‑HR report disclosing 87 equity positions with a total reported market value of $1.23B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$1.23B

Total AUM (reported)

15.73M

Total Shares

Allocation by class

S&P 500 ETF SHS$131.93M10.7%

PRTFLO S&P500 VL$116.89M9.5%

CORE S&P MCP ETF$90.22M7.3%

TOTAL BND MRKT$81.23M6.6%

TAX EXEMPT BD$68.51M5.6%

S&P 400 MDCP VAL$54.91M4.5%

SHRT TRM CORP BD$50.81M4.1%

Portfolio Concentration

Top 3$339.04M27.5%

4–10$386.72M31.4%

11–25$292.38M23.7%

Rest$213.92M17.4%

Top 3 weight

27.5%

Top 10 weight

58.9%

Voting Authority Distribution

Total shares with voting rights: 15.73M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

15.73M

% of voting shares100.0%

Investment Discretion (by position count)

Sole87

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings87

Rows:

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares250.02K

TypeSH

Market value$131.93M

10.71%

Sole

0.00

Shared

0.00

None

250.02K

SPDR SER TR

SOLE

PRTFLO S&P500 VL

Shares2.21M

TypeSH

Market value$116.89M

9.49%

Sole

0.00

Shared

0.00

None

2.21M

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares1.45M

TypeSH

Market value$90.22M

7.32%

Sole

0.00

Shared

0.00

None

1.45M

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares1.08M

TypeSH

Market value$81.23M

6.59%

Sole

0.00

Shared

0.00

None

1.08M

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares1.34M

TypeSH

Market value$68.51M

5.56%

Sole

0.00

Shared

0.00

None

1.34M

SPDR SER TR

SOLE

S&P 400 MDCP VAL

Shares690.99K

TypeSH

Market value$54.91M

4.46%

Sole

0.00

Shared

0.00

None

690.99K

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares639.76K

TypeSH

Market value$50.81M

4.12%

Sole

0.00

Shared

0.00

None

639.76K

SCHWAB STRATEGIC TR

SOLE

US TIPS ETF

Shares886.98K

TypeSH

Market value$47.57M

3.86%

Sole

0.00

Shared

0.00

None

886.98K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares76.97K

TypeSH

Market value$44.16M

3.58%

Sole

0.00

Shared

0.00

None

76.97K

ISHARES TR

SOLE

MBS ETF

Shares412.70K

TypeSH

Market value$39.54M

3.21%

Sole

0.00

Shared

0.00

None

412.70K

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares300.70K

TypeSH

Market value$32.67M

2.65%

Sole

0.00

Shared

0.00

None

300.70K

DIMENSIONAL ETF TRUST

SOLE

US CORE EQUITY 2

Shares771.35K

TypeSH

Market value$26.45M

2.15%

Sole

0.00

Shared

0.00

None

771.35K

ISHARES TR

SOLE

ISHS 1-5YR INVS

Shares475.82K

TypeSH

Market value$25.06M

2.03%

Sole

0.00

Shared

0.00

None

475.82K

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares118.42K

TypeSH

Market value$23.35M

1.90%

Sole

0.00

Shared

0.00

None

118.42K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares190.10K

TypeSH

Market value$22.23M

1.80%

Sole

0.00

Shared

0.00

None

190.10K

ISHARES TR

SOLE

CORE US AGGBD ET

Shares210.69K

TypeSH

Market value$21.34M

1.73%

Sole

0.00

Shared

0.00

None

210.69K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares245.72K

TypeSH

Market value$19.34M

1.57%

Sole

0.00

Shared

0.00

None

245.72K

DIMENSIONAL ETF TRUST

SOLE

INTL CORE EQUITY

Shares593.05K

TypeSH

Market value$16.69M

1.35%

Sole

0.00

Shared

0.00

None

593.05K

DIMENSIONAL ETF TRUST

SOLE

US HIGH PROFITAB

Shares460.72K

TypeSH

Market value$15.70M

1.27%

Sole

0.00

Shared

0.00

None

460.72K

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares187.81K

TypeSH

Market value$15.61M

1.27%

Sole

0.00

Shared

0.00

None

187.81K

ISHARES TR

SOLE

S&P MC 400VL ETF

Shares122.87K

TypeSH

Market value$15.19M

1.23%

Sole

0.00

Shared

0.00

None

122.87K

VANGUARD ADMIRAL FDS INC

SOLE

500 VAL IDX FD

Shares78.03K

TypeSH

Market value$14.88M

1.21%

Sole

0.00

Shared

0.00

None

78.03K

DIMENSIONAL ETF TRUST

SOLE

US SMALL CAP ETF

Shares228.77K

TypeSH

Market value$14.84M

1.20%

Sole

0.00

Shared

0.00

None

228.77K

ISHARES TR

SOLE

TIPS BD ETF

Shares131.68K

TypeSH

Market value$14.55M

1.18%

Sole

0.00

Shared

0.00

None

131.68K

SPDR SER TR

SOLE

S&P 600 SMCP VAL

Shares167.03K

TypeSH

Market value$14.50M

1.18%

Sole

0.00

Shared

0.00

None

167.03K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	250.02K	SH	$131.93M 10.71%	250.02K
SPDR SER TRSOLE	PRTFLO S&P500 VL	2.21M	SH	$116.89M 9.49%	2.21M
ISHARES TRSOLE	CORE S&P MCP ETF	1.45M	SH	$90.22M 7.32%	1.45M
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	1.08M	SH	$81.23M 6.59%	1.08M
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	1.34M	SH	$68.51M 5.56%	1.34M
SPDR SER TRSOLE	S&P 400 MDCP VAL	690.99K	SH	$54.91M 4.46%	690.99K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	639.76K	SH	$50.81M 4.12%	639.76K
SCHWAB STRATEGIC TRSOLE	US TIPS ETF	886.98K	SH	$47.57M 3.86%	886.98K
SPDR S&P 500 ETF TRSOLE	TR UNIT	76.97K	SH	$44.16M 3.58%	76.97K
ISHARES TRSOLE	MBS ETF	412.70K	SH	$39.54M 3.21%	412.70K
ISHARES TRSOLE	NATIONAL MUN ETF	300.70K	SH	$32.67M 2.65%	300.70K
DIMENSIONAL ETF TRUSTSOLE	US CORE EQUITY 2	771.35K	SH	$26.45M 2.15%	771.35K
ISHARES TRSOLE	ISHS 1-5YR INVS	475.82K	SH	$25.06M 2.03%	475.82K
ISHARES TRSOLE	S&P 500 VAL ETF	118.42K	SH	$23.35M 1.90%	118.42K
ISHARES TRSOLE	CORE S&P SCP ETF	190.10K	SH	$22.23M 1.80%	190.10K
ISHARES TRSOLE	CORE US AGGBD ET	210.69K	SH	$21.34M 1.73%	210.69K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	245.72K	SH	$19.34M 1.57%	245.72K
DIMENSIONAL ETF TRUSTSOLE	INTL CORE EQUITY	593.05K	SH	$16.69M 1.35%	593.05K
DIMENSIONAL ETF TRUSTSOLE	US HIGH PROFITAB	460.72K	SH	$15.70M 1.27%	460.72K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	187.81K	SH	$15.61M 1.27%	187.81K
ISHARES TRSOLE	S&P MC 400VL ETF	122.87K	SH	$15.19M 1.23%	122.87K
VANGUARD ADMIRAL FDS INCSOLE	500 VAL IDX FD	78.03K	SH	$14.88M 1.21%	78.03K
DIMENSIONAL ETF TRUSTSOLE	US SMALL CAP ETF	228.77K	SH	$14.84M 1.20%	228.77K
ISHARES TRSOLE	TIPS BD ETF	131.68K	SH	$14.55M 1.18%	131.68K
SPDR SER TRSOLE	S&P 600 SMCP VAL	167.03K	SH	$14.50M 1.18%	167.03K

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