LUTZ FINANCIAL SERVICES LLC

Filed: 2/8/2024ACC: 0001737112-24-000002

📋 What this filing means

LUTZ FINANCIAL SERVICES LLC filed this quarterly 13F‑HR report disclosing 84 equity positions with a total reported market value of $1.07B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$1.07B

Total AUM (reported)

13.52M

Total Shares

Allocation by class

S&P 500 ETF SHS$111.28M10.4%

PRTFLO S&P500 VL$102.92M9.7%

CORE S&P MCP ETF$78.73M7.4%

TOTAL BND MRKT$73.20M6.9%

TAX EXEMPT BD$53.66M5.0%

S&P 400 MDCP VAL$47.34M4.4%

SHRT TRM CORP BD$45.70M4.3%

Portfolio Concentration

Top 3$292.92M27.5%

4–10$329.81M30.9%

11–25$249.02M23.4%

Rest$194.20M18.2%

Top 3 weight

27.5%

Top 10 weight

58.4%

Voting Authority Distribution

Total shares with voting rights: 13.52M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

13.52M

% of voting shares100.0%

Investment Discretion (by position count)

Sole84

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings84

Rows:

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares254.75K

TypeSH

Market value$111.28M

10.44%

Sole

0.00

Shared

0.00

None

254.75K

SPDR SER TR

SOLE

PRTFLO S&P500 VL

Shares2.21M

TypeSH

Market value$102.92M

9.66%

Sole

0.00

Shared

0.00

None

2.21M

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares284.06K

TypeSH

Market value$78.73M

7.39%

Sole

0.00

Shared

0.00

None

284.06K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares995.25K

TypeSH

Market value$73.20M

6.87%

Sole

0.00

Shared

0.00

None

995.25K

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares1.05M

TypeSH

Market value$53.66M

5.03%

Sole

0.00

Shared

0.00

None

1.05M

SPDR SER TR

SOLE

S&P 400 MDCP VAL

Shares645.20K

TypeSH

Market value$47.34M

4.44%

Sole

0.00

Shared

0.00

None

645.20K

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares590.71K

TypeSH

Market value$45.70M

4.29%

Sole

0.00

Shared

0.00

None

590.71K

SCHWAB STRATEGIC TR

SOLE

US TIPS ETF

Shares825.02K

TypeSH

Market value$43.07M

4.04%

Sole

0.00

Shared

0.00

None

825.02K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares78.82K

TypeSH

Market value$37.47M

3.51%

Sole

0.00

Shared

0.00

None

78.82K

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares270.83K

TypeSH

Market value$29.36M

2.75%

Sole

0.00

Shared

0.00

None

270.83K

ISHARES TR

SOLE

ISHS 1-5YR INVS

Shares498.59K

TypeSH

Market value$25.57M

2.40%

Sole

0.00

Shared

0.00

None

498.59K

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares122.27K

TypeSH

Market value$21.26M

1.99%

Sole

0.00

Shared

0.00

None

122.27K

ISHARES TR

SOLE

CORE US AGGBD ET

Shares208.66K

TypeSH

Market value$20.71M

1.94%

Sole

0.00

Shared

0.00

None

208.66K

DIMENSIONAL ETF TRUST

SOLE

US CORE EQUITY 2

Shares689.45K

TypeSH

Market value$20.15M

1.89%

Sole

0.00

Shared

0.00

None

689.45K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares186.12K

TypeSH

Market value$20.15M

1.89%

Sole

0.00

Shared

0.00

None

186.12K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares207.79K

TypeSH

Market value$16.00M

1.50%

Sole

0.00

Shared

0.00

None

207.79K

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares203.37K

TypeSH

Market value$15.32M

1.44%

Sole

0.00

Shared

0.00

None

203.37K

ISHARES TR

SOLE

TIPS BD ETF

Shares141.35K

TypeSH

Market value$15.19M

1.43%

Sole

0.00

Shared

0.00

None

141.35K

VANGUARD ADMIRAL FDS INC

SOLE

500 VAL IDX FD

Shares88K

TypeSH

Market value$14.78M

1.39%

Sole

0.00

Shared

0.00

None

88K

ISHARES TR

SOLE

S&P MC 400VL ETF

Shares127.80K

TypeSH

Market value$14.57M

1.37%

Sole

0.00

Shared

0.00

None

127.80K

SPDR SER TR

SOLE

S&P 600 SMCP VAL

Shares169.74K

TypeSH

Market value$14.14M

1.33%

Sole

0.00

Shared

0.00

None

169.74K

DIMENSIONAL ETF TRUST

SOLE

US SMALL CAP ETF

Shares228.21K

TypeSH

Market value$13.61M

1.28%

Sole

0.00

Shared

0.00

None

228.21K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares27.45K

TypeSH

Market value$13.11M

1.23%

Sole

0.00

Shared

0.00

None

27.45K

DIMENSIONAL ETF TRUST

SOLE

INTL CORE EQUITY

Shares481.09K

TypeSH

Market value$12.28M

1.15%

Sole

0.00

Shared

0.00

None

481.09K

ISHARES TR

SOLE

MBS ETF

Shares129.42K

TypeSH

Market value$12.18M

1.14%

Sole

0.00

Shared

0.00

None

129.42K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	254.75K	SH	$111.28M 10.44%	254.75K
SPDR SER TRSOLE	PRTFLO S&P500 VL	2.21M	SH	$102.92M 9.66%	2.21M
ISHARES TRSOLE	CORE S&P MCP ETF	284.06K	SH	$78.73M 7.39%	284.06K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	995.25K	SH	$73.20M 6.87%	995.25K
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	1.05M	SH	$53.66M 5.03%	1.05M
SPDR SER TRSOLE	S&P 400 MDCP VAL	645.20K	SH	$47.34M 4.44%	645.20K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	590.71K	SH	$45.70M 4.29%	590.71K
SCHWAB STRATEGIC TRSOLE	US TIPS ETF	825.02K	SH	$43.07M 4.04%	825.02K
SPDR S&P 500 ETF TRSOLE	TR UNIT	78.82K	SH	$37.47M 3.51%	78.82K
ISHARES TRSOLE	NATIONAL MUN ETF	270.83K	SH	$29.36M 2.75%	270.83K
ISHARES TRSOLE	ISHS 1-5YR INVS	498.59K	SH	$25.57M 2.40%	498.59K
ISHARES TRSOLE	S&P 500 VAL ETF	122.27K	SH	$21.26M 1.99%	122.27K
ISHARES TRSOLE	CORE US AGGBD ET	208.66K	SH	$20.71M 1.94%	208.66K
DIMENSIONAL ETF TRUSTSOLE	US CORE EQUITY 2	689.45K	SH	$20.15M 1.89%	689.45K
ISHARES TRSOLE	CORE S&P SCP ETF	186.12K	SH	$20.15M 1.89%	186.12K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	207.79K	SH	$16.00M 1.50%	207.79K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	203.37K	SH	$15.32M 1.44%	203.37K
ISHARES TRSOLE	TIPS BD ETF	141.35K	SH	$15.19M 1.43%	141.35K
VANGUARD ADMIRAL FDS INCSOLE	500 VAL IDX FD	88K	SH	$14.78M 1.39%	88K
ISHARES TRSOLE	S&P MC 400VL ETF	127.80K	SH	$14.57M 1.37%	127.80K
SPDR SER TRSOLE	S&P 600 SMCP VAL	169.74K	SH	$14.14M 1.33%	169.74K
DIMENSIONAL ETF TRUSTSOLE	US SMALL CAP ETF	228.21K	SH	$13.61M 1.28%	228.21K
ISHARES TRSOLE	CORE S&P500 ETF	27.45K	SH	$13.11M 1.23%	27.45K
DIMENSIONAL ETF TRUSTSOLE	INTL CORE EQUITY	481.09K	SH	$12.28M 1.15%	481.09K
ISHARES TRSOLE	MBS ETF	129.42K	SH	$12.18M 1.14%	129.42K

Page 1 of 4