LUTZ FINANCIAL SERVICES LLC

Filed: 11/3/2023ACC: 0001737112-23-000006

📋 What this filing means

LUTZ FINANCIAL SERVICES LLC filed this quarterly 13F‑HR report disclosing 81 equity positions with a total reported market value of $918.22M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$918.22M

Total AUM (reported)

12.64M

Total Shares

Allocation by class

S&P 500 ETF SHS$97.35M10.6%

PRTFLO S&P500 VL$86.91M9.5%

TOTAL BND MRKT$71.96M7.8%

CORE S&P MCP ETF$68.37M7.4%

TAX EXEMPT BD$60.83M6.6%

SHRT TRM CORP BD$41.71M4.5%

S&P 400 MDCP VAL$39.39M4.3%

Portfolio Concentration

Top 3$256.22M27.9%

4–10$308.12M33.6%

11–25$202.39M22.0%

Rest$151.49M16.5%

Top 3 weight

27.9%

Top 10 weight

61.5%

Voting Authority Distribution

Total shares with voting rights: 12.64M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

12.64M

% of voting shares100.0%

Investment Discretion (by position count)

Sole81

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings81

Rows:

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares247.91K

TypeSH

Market value$97.35M

10.60%

Sole

0.00

Shared

0.00

None

247.91K

SPDR SER TR

SOLE

PRTFLO S&P500 VL

Shares2.11M

TypeSH

Market value$86.91M

9.46%

Sole

0.00

Shared

0.00

None

2.11M

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares1.03M

TypeSH

Market value$71.96M

7.84%

Sole

0.00

Shared

0.00

None

1.03M

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares274.18K

TypeSH

Market value$68.37M

7.45%

Sole

0.00

Shared

0.00

None

274.18K

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares1.26M

TypeSH

Market value$60.83M

6.62%

Sole

0.00

Shared

0.00

None

1.26M

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares555.07K

TypeSH

Market value$41.71M

4.54%

Sole

0.00

Shared

0.00

None

555.07K

SPDR SER TR

SOLE

S&P 400 MDCP VAL

Shares607.31K

TypeSH

Market value$39.39M

4.29%

Sole

0.00

Shared

0.00

None

607.31K

SCHWAB STRATEGIC TR

SOLE

US TIPS ETF

Shares759.54K

TypeSH

Market value$38.35M

4.18%

Sole

0.00

Shared

0.00

None

759.54K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares78.99K

TypeSH

Market value$33.77M

3.68%

Sole

0.00

Shared

0.00

None

78.99K

ISHARES TR

SOLE

ISHS 1-5YR INVS

Shares515.85K

TypeSH

Market value$25.70M

2.80%

Sole

0.00

Shared

0.00

None

515.85K

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares124.22K

TypeSH

Market value$19.11M

2.08%

Sole

0.00

Shared

0.00

None

124.22K

ISHARES TR

SOLE

TIPS BD ETF

Shares165.30K

TypeSH

Market value$17.15M

1.87%

Sole

0.00

Shared

0.00

None

165.30K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares172.53K

TypeSH

Market value$16.27M

1.77%

Sole

0.00

Shared

0.00

None

172.53K

DIMENSIONAL ETF TRUST

SOLE

US CORE EQUITY 2

Shares609.21K

TypeSH

Market value$15.96M

1.74%

Sole

0.00

Shared

0.00

None

609.21K

ISHARES TR

SOLE

CORE US AGGBD ET

Shares166.97K

TypeSH

Market value$15.70M

1.71%

Sole

0.00

Shared

0.00

None

166.97K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares181.72K

TypeSH

Market value$13.66M

1.49%

Sole

0.00

Shared

0.00

None

181.72K

VANGUARD ADMIRAL FDS INC

SOLE

500 VAL IDX FD

Shares89.58K

TypeSH

Market value$13.32M

1.45%

Sole

0.00

Shared

0.00

None

89.58K

ISHARES TR

SOLE

S&P MC 400VL ETF

Shares129.22K

TypeSH

Market value$13.04M

1.42%

Sole

0.00

Shared

0.00

None

129.22K

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares182.63K

TypeSH

Market value$12.36M

1.35%

Sole

0.00

Shared

0.00

None

182.63K

SPDR SER TR

SOLE

S&P 600 SMCP VAL

Shares170.59K

TypeSH

Market value$12.35M

1.34%

Sole

0.00

Shared

0.00

None

170.59K

DIMENSIONAL ETF TRUST

SOLE

US SMALL CAP ETF

Shares223.14K

TypeSH

Market value$11.71M

1.28%

Sole

0.00

Shared

0.00

None

223.14K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares26.11K

TypeSH

Market value$11.21M

1.22%

Sole

0.00

Shared

0.00

None

26.11K

VANGUARD ADMIRAL FDS INC

SOLE

MIDCP 400 VAL

Shares134.96K

TypeSH

Market value$10.52M

1.15%

Sole

0.00

Shared

0.00

None

134.96K

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares202.48K

TypeSH

Market value$10.25M

1.12%

Sole

0.00

Shared

0.00

None

202.48K

ISHARES TR

SOLE

CORE S&P US VLU

Shares131.18K

TypeSH

Market value$9.79M

1.07%

Sole

0.00

Shared

0.00

None

131.18K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	247.91K	SH	$97.35M 10.60%	247.91K
SPDR SER TRSOLE	PRTFLO S&P500 VL	2.11M	SH	$86.91M 9.46%	2.11M
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	1.03M	SH	$71.96M 7.84%	1.03M
ISHARES TRSOLE	CORE S&P MCP ETF	274.18K	SH	$68.37M 7.45%	274.18K
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	1.26M	SH	$60.83M 6.62%	1.26M
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	555.07K	SH	$41.71M 4.54%	555.07K
SPDR SER TRSOLE	S&P 400 MDCP VAL	607.31K	SH	$39.39M 4.29%	607.31K
SCHWAB STRATEGIC TRSOLE	US TIPS ETF	759.54K	SH	$38.35M 4.18%	759.54K
SPDR S&P 500 ETF TRSOLE	TR UNIT	78.99K	SH	$33.77M 3.68%	78.99K
ISHARES TRSOLE	ISHS 1-5YR INVS	515.85K	SH	$25.70M 2.80%	515.85K
ISHARES TRSOLE	S&P 500 VAL ETF	124.22K	SH	$19.11M 2.08%	124.22K
ISHARES TRSOLE	TIPS BD ETF	165.30K	SH	$17.15M 1.87%	165.30K
ISHARES TRSOLE	CORE S&P SCP ETF	172.53K	SH	$16.27M 1.77%	172.53K
DIMENSIONAL ETF TRUSTSOLE	US CORE EQUITY 2	609.21K	SH	$15.96M 1.74%	609.21K
ISHARES TRSOLE	CORE US AGGBD ET	166.97K	SH	$15.70M 1.71%	166.97K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	181.72K	SH	$13.66M 1.49%	181.72K
VANGUARD ADMIRAL FDS INCSOLE	500 VAL IDX FD	89.58K	SH	$13.32M 1.45%	89.58K
ISHARES TRSOLE	S&P MC 400VL ETF	129.22K	SH	$13.04M 1.42%	129.22K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	182.63K	SH	$12.36M 1.35%	182.63K
SPDR SER TRSOLE	S&P 600 SMCP VAL	170.59K	SH	$12.35M 1.34%	170.59K
DIMENSIONAL ETF TRUSTSOLE	US SMALL CAP ETF	223.14K	SH	$11.71M 1.28%	223.14K
ISHARES TRSOLE	CORE S&P500 ETF	26.11K	SH	$11.21M 1.22%	26.11K
VANGUARD ADMIRAL FDS INCSOLE	MIDCP 400 VAL	134.96K	SH	$10.52M 1.15%	134.96K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	202.48K	SH	$10.25M 1.12%	202.48K
ISHARES TRSOLE	CORE S&P US VLU	131.18K	SH	$9.79M 1.07%	131.18K

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