LUTZ FINANCIAL SERVICES LLC

Filed: 8/7/2023ACC: 0001737112-23-000004

📋 What this filing means

LUTZ FINANCIAL SERVICES LLC filed this quarterly 13F‑HR report disclosing 81 equity positions with a total reported market value of $929.75M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$929.75M

Total AUM (reported)

12.05M

Total Shares

Allocation by class

S&P 500 ETF SHS$98.96M10.6%

PRTFLO S&P500 VL$90.16M9.7%

CORE S&P MCP ETF$70.86M7.6%

TOTAL BND MRKT$67.42M7.3%

TAX EXEMPT BD$53.69M5.8%

S&P 400 MDCP VAL$40.81M4.4%

SHRT TRM CORP BD$37.92M4.1%

Portfolio Concentration

Top 3$259.97M28.0%

4–10$295.57M31.8%

11–25$217.57M23.4%

Rest$156.63M16.8%

Top 3 weight

28.0%

Top 10 weight

59.8%

Voting Authority Distribution

Total shares with voting rights: 12.05M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

12.05M

% of voting shares100.0%

Investment Discretion (by position count)

Sole81

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings81

Rows:

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares242.98K

TypeSH

Market value$98.96M

10.64%

Sole

0.00

Shared

0.00

None

242.98K

SPDR SER TR

SOLE

PRTFLO S&P500 VL

Shares2.09M

TypeSH

Market value$90.16M

9.70%

Sole

0.00

Shared

0.00

None

2.09M

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares270.98K

TypeSH

Market value$70.86M

7.62%

Sole

0.00

Shared

0.00

None

270.98K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares927.46K

TypeSH

Market value$67.42M

7.25%

Sole

0.00

Shared

0.00

None

927.46K

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares1.07M

TypeSH

Market value$53.69M

5.77%

Sole

0.00

Shared

0.00

None

1.07M

SPDR SER TR

SOLE

S&P 400 MDCP VAL

Shares593.34K

TypeSH

Market value$40.81M

4.39%

Sole

0.00

Shared

0.00

None

593.34K

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares501.23K

TypeSH

Market value$37.92M

4.08%

Sole

0.00

Shared

0.00

None

501.23K

SCHWAB STRATEGIC TR

SOLE

US TIPS ETF

Shares672.37K

TypeSH

Market value$35.25M

3.79%

Sole

0.00

Shared

0.00

None

672.37K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares79.23K

TypeSH

Market value$35.12M

3.78%

Sole

0.00

Shared

0.00

None

79.23K

ISHARES TR

SOLE

ISHS 1-5YR INVS

Shares505.43K

TypeSH

Market value$25.36M

2.73%

Sole

0.00

Shared

0.00

None

505.43K

ISHARES TR

SOLE

TIPS BD ETF

Shares191.02K

TypeSH

Market value$20.56M

2.21%

Sole

0.00

Shared

0.00

None

191.02K

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares125.80K

TypeSH

Market value$20.28M

2.18%

Sole

0.00

Shared

0.00

None

125.80K

ISHARES TR

SOLE

CORE US AGGBD ET

Shares184.33K

TypeSH

Market value$18.06M

1.94%

Sole

0.00

Shared

0.00

None

184.33K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares171.25K

TypeSH

Market value$17.07M

1.84%

Sole

0.00

Shared

0.00

None

171.25K

DIMENSIONAL ETF TRUST

SOLE

US CORE EQUITY 2

Shares527.64K

TypeSH

Market value$14.33M

1.54%

Sole

0.00

Shared

0.00

None

527.64K

VANGUARD ADMIRAL FDS INC

SOLE

500 VAL IDX FD

Shares90.89K

TypeSH

Market value$14.15M

1.52%

Sole

0.00

Shared

0.00

None

90.89K

ISHARES TR

SOLE

S&P MC 400VL ETF

Shares130.58K

TypeSH

Market value$13.99M

1.50%

Sole

0.00

Shared

0.00

None

130.58K

SPDR SER TR

SOLE

S&P 600 SMCP VAL

Shares177.31K

TypeSH

Market value$13.69M

1.47%

Sole

0.00

Shared

0.00

None

177.31K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares178.49K

TypeSH

Market value$13.49M

1.45%

Sole

0.00

Shared

0.00

None

178.49K

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares182.28K

TypeSH

Market value$12.95M

1.39%

Sole

0.00

Shared

0.00

None

182.28K

DIMENSIONAL ETF TRUST

SOLE

US SMALL CAP ETF

Shares225.20K

TypeSH

Market value$12.34M

1.33%

Sole

0.00

Shared

0.00

None

225.20K

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares230.32K

TypeSH

Market value$12.06M

1.30%

Sole

0.00

Shared

0.00

None

230.32K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares26.99K

TypeSH

Market value$12.03M

1.29%

Sole

0.00

Shared

0.00

None

26.99K

VANGUARD ADMIRAL FDS INC

SOLE

MIDCP 400 VAL

Shares139.04K

TypeSH

Market value$11.45M

1.23%

Sole

0.00

Shared

0.00

None

139.04K

ISHARES TR

SOLE

CORE S&P US VLU

Shares142.50K

TypeSH

Market value$11.15M

1.20%

Sole

0.00

Shared

0.00

None

142.50K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	242.98K	SH	$98.96M 10.64%	242.98K
SPDR SER TRSOLE	PRTFLO S&P500 VL	2.09M	SH	$90.16M 9.70%	2.09M
ISHARES TRSOLE	CORE S&P MCP ETF	270.98K	SH	$70.86M 7.62%	270.98K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	927.46K	SH	$67.42M 7.25%	927.46K
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	1.07M	SH	$53.69M 5.77%	1.07M
SPDR SER TRSOLE	S&P 400 MDCP VAL	593.34K	SH	$40.81M 4.39%	593.34K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	501.23K	SH	$37.92M 4.08%	501.23K
SCHWAB STRATEGIC TRSOLE	US TIPS ETF	672.37K	SH	$35.25M 3.79%	672.37K
SPDR S&P 500 ETF TRSOLE	TR UNIT	79.23K	SH	$35.12M 3.78%	79.23K
ISHARES TRSOLE	ISHS 1-5YR INVS	505.43K	SH	$25.36M 2.73%	505.43K
ISHARES TRSOLE	TIPS BD ETF	191.02K	SH	$20.56M 2.21%	191.02K
ISHARES TRSOLE	S&P 500 VAL ETF	125.80K	SH	$20.28M 2.18%	125.80K
ISHARES TRSOLE	CORE US AGGBD ET	184.33K	SH	$18.06M 1.94%	184.33K
ISHARES TRSOLE	CORE S&P SCP ETF	171.25K	SH	$17.07M 1.84%	171.25K
DIMENSIONAL ETF TRUSTSOLE	US CORE EQUITY 2	527.64K	SH	$14.33M 1.54%	527.64K
VANGUARD ADMIRAL FDS INCSOLE	500 VAL IDX FD	90.89K	SH	$14.15M 1.52%	90.89K
ISHARES TRSOLE	S&P MC 400VL ETF	130.58K	SH	$13.99M 1.50%	130.58K
SPDR SER TRSOLE	S&P 600 SMCP VAL	177.31K	SH	$13.69M 1.47%	177.31K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	178.49K	SH	$13.49M 1.45%	178.49K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	182.28K	SH	$12.95M 1.39%	182.28K
DIMENSIONAL ETF TRUSTSOLE	US SMALL CAP ETF	225.20K	SH	$12.34M 1.33%	225.20K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	230.32K	SH	$12.06M 1.30%	230.32K
ISHARES TRSOLE	CORE S&P500 ETF	26.99K	SH	$12.03M 1.29%	26.99K
VANGUARD ADMIRAL FDS INCSOLE	MIDCP 400 VAL	139.04K	SH	$11.45M 1.23%	139.04K
ISHARES TRSOLE	CORE S&P US VLU	142.50K	SH	$11.15M 1.20%	142.50K

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