LUTZ FINANCIAL SERVICES LLC

Filed: 5/2/2023ACC: 0001737112-23-000002

📋 What this filing means

LUTZ FINANCIAL SERVICES LLC filed this quarterly 13F‑HR report disclosing 76 equity positions with a total reported market value of $876.25M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$876.25M

Total AUM (reported)

11.56M

Total Shares

Allocation by class

S&P 500 ETF SHS$87.95M10.0%

PRTFLO S&P500 VL$83.42M9.5%

CORE S&P MCP ETF$65.01M7.4%

TOTAL BND MRKT$62.11M7.1%

TAX EXEMPT BD$51.83M5.9%

SHRT TRM CORP BD$36.70M4.2%

S&P 400 MDCP VAL$36.52M4.2%

Portfolio Concentration

Top 3$236.38M27.0%

4–10$279.10M31.9%

11–25$209.19M23.9%

Rest$151.59M17.3%

Top 3 weight

27.0%

Top 10 weight

58.8%

Voting Authority Distribution

Total shares with voting rights: 11.56M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

11.56M

% of voting shares100.0%

Investment Discretion (by position count)

Sole76

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings76

Rows:

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares233.87K

TypeSH

Market value$87.95M

10.04%

Sole

0.00

Shared

0.00

None

233.87K

SPDR SER TR

SOLE

PRTFLO S&P500 VL

Shares2.05M

TypeSH

Market value$83.42M

9.52%

Sole

0.00

Shared

0.00

None

2.05M

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares259.87K

TypeSH

Market value$65.01M

7.42%

Sole

0.00

Shared

0.00

None

259.87K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares841.31K

TypeSH

Market value$62.11M

7.09%

Sole

0.00

Shared

0.00

None

841.31K

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares1.02M

TypeSH

Market value$51.83M

5.91%

Sole

0.00

Shared

0.00

None

1.02M

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares481.45K

TypeSH

Market value$36.70M

4.19%

Sole

0.00

Shared

0.00

None

481.45K

SPDR SER TR

SOLE

S&P 400 MDCP VAL

Shares552.72K

TypeSH

Market value$36.52M

4.17%

Sole

0.00

Shared

0.00

None

552.72K

SCHWAB STRATEGIC TR

SOLE

US TIPS ETF

Shares635.34K

TypeSH

Market value$34.06M

3.89%

Sole

0.00

Shared

0.00

None

635.34K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares79.75K

TypeSH

Market value$32.65M

3.73%

Sole

0.00

Shared

0.00

None

79.75K

ISHARES TR

SOLE

ISHS 1-5YR INVS

Shares499.10K

TypeSH

Market value$25.22M

2.88%

Sole

0.00

Shared

0.00

None

499.10K

ISHARES TR

SOLE

TIPS BD ETF

Shares193.64K

TypeSH

Market value$21.35M

2.44%

Sole

0.00

Shared

0.00

None

193.64K

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares127.05K

TypeSH

Market value$19.28M

2.20%

Sole

0.00

Shared

0.00

None

127.05K

ISHARES TR

SOLE

CORE US AGGBD ET

Shares184.72K

TypeSH

Market value$18.41M

2.10%

Sole

0.00

Shared

0.00

None

184.72K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares166.77K

TypeSH

Market value$16.13M

1.84%

Sole

0.00

Shared

0.00

None

166.77K

ISHARES TR

SOLE

S&P MC 400VL ETF

Shares131.08K

TypeSH

Market value$13.47M

1.54%

Sole

0.00

Shared

0.00

None

131.08K

VANGUARD ADMIRAL FDS INC

SOLE

500 VAL IDX FD

Shares91.69K

TypeSH

Market value$13.45M

1.54%

Sole

0.00

Shared

0.00

None

91.69K

SPDR SER TR

SOLE

S&P 600 SMCP VAL

Shares172.98K

TypeSH

Market value$13.18M

1.50%

Sole

0.00

Shared

0.00

None

172.98K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares165.05K

TypeSH

Market value$12.62M

1.44%

Sole

0.00

Shared

0.00

None

165.05K

ISHARES TR

SOLE

SHRT NAT MUN ETF

Shares120.49K

TypeSH

Market value$12.61M

1.44%

Sole

0.00

Shared

0.00

None

120.49K

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares185.84K

TypeSH

Market value$12.61M

1.44%

Sole

0.00

Shared

0.00

None

185.84K

DIMENSIONAL ETF TRUST

SOLE

US SMALL CAP ETF

Shares224.77K

TypeSH

Market value$11.85M

1.35%

Sole

0.00

Shared

0.00

None

224.77K

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares231.96K

TypeSH

Market value$11.22M

1.28%

Sole

0.00

Shared

0.00

None

231.96K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares27.23K

TypeSH

Market value$11.20M

1.28%

Sole

0.00

Shared

0.00

None

27.23K

VANGUARD ADMIRAL FDS INC

SOLE

MIDCP 400 VAL

Shares140.22K

TypeSH

Market value$11.03M

1.26%

Sole

0.00

Shared

0.00

None

140.22K

DIMENSIONAL ETF TRUST

SOLE

US CORE EQUITY 2

Shares423.59K

TypeSH

Market value$10.79M

1.23%

Sole

0.00

Shared

0.00

None

423.59K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	233.87K	SH	$87.95M 10.04%	233.87K
SPDR SER TRSOLE	PRTFLO S&P500 VL	2.05M	SH	$83.42M 9.52%	2.05M
ISHARES TRSOLE	CORE S&P MCP ETF	259.87K	SH	$65.01M 7.42%	259.87K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	841.31K	SH	$62.11M 7.09%	841.31K
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	1.02M	SH	$51.83M 5.91%	1.02M
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	481.45K	SH	$36.70M 4.19%	481.45K
SPDR SER TRSOLE	S&P 400 MDCP VAL	552.72K	SH	$36.52M 4.17%	552.72K
SCHWAB STRATEGIC TRSOLE	US TIPS ETF	635.34K	SH	$34.06M 3.89%	635.34K
SPDR S&P 500 ETF TRSOLE	TR UNIT	79.75K	SH	$32.65M 3.73%	79.75K
ISHARES TRSOLE	ISHS 1-5YR INVS	499.10K	SH	$25.22M 2.88%	499.10K
ISHARES TRSOLE	TIPS BD ETF	193.64K	SH	$21.35M 2.44%	193.64K
ISHARES TRSOLE	S&P 500 VAL ETF	127.05K	SH	$19.28M 2.20%	127.05K
ISHARES TRSOLE	CORE US AGGBD ET	184.72K	SH	$18.41M 2.10%	184.72K
ISHARES TRSOLE	CORE S&P SCP ETF	166.77K	SH	$16.13M 1.84%	166.77K
ISHARES TRSOLE	S&P MC 400VL ETF	131.08K	SH	$13.47M 1.54%	131.08K
VANGUARD ADMIRAL FDS INCSOLE	500 VAL IDX FD	91.69K	SH	$13.45M 1.54%	91.69K
SPDR SER TRSOLE	S&P 600 SMCP VAL	172.98K	SH	$13.18M 1.50%	172.98K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	165.05K	SH	$12.62M 1.44%	165.05K
ISHARES TRSOLE	SHRT NAT MUN ETF	120.49K	SH	$12.61M 1.44%	120.49K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	185.84K	SH	$12.61M 1.44%	185.84K
DIMENSIONAL ETF TRUSTSOLE	US SMALL CAP ETF	224.77K	SH	$11.85M 1.35%	224.77K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	231.96K	SH	$11.22M 1.28%	231.96K
ISHARES TRSOLE	CORE S&P500 ETF	27.23K	SH	$11.20M 1.28%	27.23K
VANGUARD ADMIRAL FDS INCSOLE	MIDCP 400 VAL	140.22K	SH	$11.03M 1.26%	140.22K
DIMENSIONAL ETF TRUSTSOLE	US CORE EQUITY 2	423.59K	SH	$10.79M 1.23%	423.59K

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