LUTZ FINANCIAL SERVICES LLC

Filed: 2/7/2023ACC: 0001737112-23-000001

📋 What this filing means

LUTZ FINANCIAL SERVICES LLC filed this quarterly 13F‑HR report disclosing 75 equity positions with a total reported market value of $814.18M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$814.18M

Total AUM (reported)

10.76M

Total Shares

Allocation by class

S&P 500 ETF SHS$78.51M9.6%

PRTFLO S&P500 VL$78.49M9.6%

CORE S&P MCP ETF$62.09M7.6%

TOTAL BND MRKT$53.13M6.5%

TAX EXEMPT BD$36.79M4.5%

S&P 400 MDCP VAL$35.80M4.4%

SHRT TRM CORP BD$34.95M4.3%

Portfolio Concentration

Top 3$219.08M26.9%

4–10$247.32M30.4%

11–25$209.25M25.7%

Rest$138.52M17.0%

Top 3 weight

26.9%

Top 10 weight

57.3%

Voting Authority Distribution

Total shares with voting rights: 10.76M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

10.76M

% of voting shares100.0%

Investment Discretion (by position count)

Sole75

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings75

Rows:

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares223.45K

TypeSH

Market value$78.51M

9.64%

Sole

0.00

Shared

0.00

None

223.45K

SPDR SER TR

SOLE

PRTFLO S&P500 VL

Shares2.02M

TypeSH

Market value$78.49M

9.64%

Sole

0.00

Shared

0.00

None

2.02M

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares256.69K

TypeSH

Market value$62.09M

7.63%

Sole

0.00

Shared

0.00

None

256.69K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares739.57K

TypeSH

Market value$53.13M

6.53%

Sole

0.00

Shared

0.00

None

739.57K

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares743.46K

TypeSH

Market value$36.79M

4.52%

Sole

0.00

Shared

0.00

None

743.46K

SPDR SER TR

SOLE

S&P 400 MDCP VAL

Shares553.20K

TypeSH

Market value$35.80M

4.40%

Sole

0.00

Shared

0.00

None

553.20K

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares464.85K

TypeSH

Market value$34.95M

4.29%

Sole

0.00

Shared

0.00

None

464.85K

SCHWAB STRATEGIC TR

SOLE

US TIPS ETF

Shares594.61K

TypeSH

Market value$30.79M

3.78%

Sole

0.00

Shared

0.00

None

594.61K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares79.99K

TypeSH

Market value$30.59M

3.76%

Sole

0.00

Shared

0.00

None

79.99K

ISHARES TR

SOLE

ISHS 1-5YR INVS

Shares507.06K

TypeSH

Market value$25.26M

3.10%

Sole

0.00

Shared

0.00

None

507.06K

ISHARES TR

SOLE

TIPS BD ETF

Shares188.79K

TypeSH

Market value$20.10M

2.47%

Sole

0.00

Shared

0.00

None

188.79K

ISHARES TR

SOLE

CORE US AGGBD ET

Shares193.11K

TypeSH

Market value$18.73M

2.30%

Sole

0.00

Shared

0.00

None

193.11K

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares128.79K

TypeSH

Market value$18.68M

2.29%

Sole

0.00

Shared

0.00

None

128.79K

ISHARES TR

SOLE

SHRT NAT MUN ETF

Shares176.50K

TypeSH

Market value$18.40M

2.26%

Sole

0.00

Shared

0.00

None

176.50K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares170.55K

TypeSH

Market value$16.14M

1.98%

Sole

0.00

Shared

0.00

None

170.55K

ISHARES TR

SOLE

S&P MC 400VL ETF

Shares132.44K

TypeSH

Market value$13.35M

1.64%

Sole

0.00

Shared

0.00

None

132.44K

VANGUARD ADMIRAL FDS INC

SOLE

500 VAL IDX FD

Shares94.20K

TypeSH

Market value$13.19M

1.62%

Sole

0.00

Shared

0.00

None

94.20K

SPDR SER TR

SOLE

S&P 600 SMCP VAL

Shares175.83K

TypeSH

Market value$13.05M

1.60%

Sole

0.00

Shared

0.00

None

175.83K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares153.21K

TypeSH

Market value$11.53M

1.42%

Sole

0.00

Shared

0.00

None

153.21K

DIMENSIONAL ETF TRUST

SOLE

US SMALL CAP ETF

Shares224.48K

TypeSH

Market value$11.48M

1.41%

Sole

0.00

Shared

0.00

None

224.48K

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares174.17K

TypeSH

Market value$11.43M

1.40%

Sole

0.00

Shared

0.00

None

174.17K

VANGUARD SCOTTSDALE FDS

SOLE

SHORT TERM TREAS

Shares196.09K

TypeSH

Market value$11.34M

1.39%

Sole

0.00

Shared

0.00

None

196.09K

VANGUARD ADMIRAL FDS INC

SOLE

MIDCP 400 VAL

Shares71.13K

TypeSH

Market value$10.91M

1.34%

Sole

0.00

Shared

0.00

None

71.13K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares27.44K

TypeSH

Market value$10.54M

1.30%

Sole

0.00

Shared

0.00

None

27.44K

ISHARES TR

SOLE

CORE S&P US VLU

Shares146.71K

TypeSH

Market value$10.36M

1.27%

Sole

0.00

Shared

0.00

None

146.71K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	223.45K	SH	$78.51M 9.64%	223.45K
SPDR SER TRSOLE	PRTFLO S&P500 VL	2.02M	SH	$78.49M 9.64%	2.02M
ISHARES TRSOLE	CORE S&P MCP ETF	256.69K	SH	$62.09M 7.63%	256.69K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	739.57K	SH	$53.13M 6.53%	739.57K
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	743.46K	SH	$36.79M 4.52%	743.46K
SPDR SER TRSOLE	S&P 400 MDCP VAL	553.20K	SH	$35.80M 4.40%	553.20K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	464.85K	SH	$34.95M 4.29%	464.85K
SCHWAB STRATEGIC TRSOLE	US TIPS ETF	594.61K	SH	$30.79M 3.78%	594.61K
SPDR S&P 500 ETF TRSOLE	TR UNIT	79.99K	SH	$30.59M 3.76%	79.99K
ISHARES TRSOLE	ISHS 1-5YR INVS	507.06K	SH	$25.26M 3.10%	507.06K
ISHARES TRSOLE	TIPS BD ETF	188.79K	SH	$20.10M 2.47%	188.79K
ISHARES TRSOLE	CORE US AGGBD ET	193.11K	SH	$18.73M 2.30%	193.11K
ISHARES TRSOLE	S&P 500 VAL ETF	128.79K	SH	$18.68M 2.29%	128.79K
ISHARES TRSOLE	SHRT NAT MUN ETF	176.50K	SH	$18.40M 2.26%	176.50K
ISHARES TRSOLE	CORE S&P SCP ETF	170.55K	SH	$16.14M 1.98%	170.55K
ISHARES TRSOLE	S&P MC 400VL ETF	132.44K	SH	$13.35M 1.64%	132.44K
VANGUARD ADMIRAL FDS INCSOLE	500 VAL IDX FD	94.20K	SH	$13.19M 1.62%	94.20K
SPDR SER TRSOLE	S&P 600 SMCP VAL	175.83K	SH	$13.05M 1.60%	175.83K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	153.21K	SH	$11.53M 1.42%	153.21K
DIMENSIONAL ETF TRUSTSOLE	US SMALL CAP ETF	224.48K	SH	$11.48M 1.41%	224.48K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	174.17K	SH	$11.43M 1.40%	174.17K
VANGUARD SCOTTSDALE FDSSOLE	SHORT TERM TREAS	196.09K	SH	$11.34M 1.39%	196.09K
VANGUARD ADMIRAL FDS INCSOLE	MIDCP 400 VAL	71.13K	SH	$10.91M 1.34%	71.13K
ISHARES TRSOLE	CORE S&P500 ETF	27.44K	SH	$10.54M 1.30%	27.44K
ISHARES TRSOLE	CORE S&P US VLU	146.71K	SH	$10.36M 1.27%	146.71K

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