LOWERY THOMAS, LLC

Filed: 11/10/2025ACC: 0001951757-25-001359

📋 What this filing means

LOWERY THOMAS, LLC filed this quarterly 13F‑HR report disclosing 55 equity positions with a total reported market value of $173.16M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$173.16M

Total AUM (reported)

2.44M

Total Shares

Allocation by class

US LCAP GR ETF$22.79M13.2%

S&P 500 ETF SHS$17.24M10.0%

NASDAQ 100 ETF$11.35M6.6%

FUNDAMENTAL US L$9.78M5.6%

TR UNIT$9.09M5.3%

UNIT SER 1$7.80M4.5%

RUS 1000 GRW ETF$6.56M3.8%

Portfolio Concentration

Top 3$51.38M29.7%

4–10$51.03M29.5%

11–25$48.45M28.0%

Rest$22.29M12.9%

Top 3 weight

29.7%

Top 10 weight

59.1%

Voting Authority Distribution

Total shares with voting rights: 2.44M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

2.44M

% of voting shares100.0%

Investment Discretion (by position count)

Sole55

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings55

Rows:

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares714.20K

TypeSH

Market value$22.79M

13.16%

Sole

0.00

Shared

0.00

None

714.20K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares28.15K

TypeSH

Market value$17.24M

9.96%

Sole

0.00

Shared

0.00

None

28.15K

INVESCO EXCH TRADED FD TR II

SOLE

NASDAQ 100 ETF

Shares45.94K

TypeSH

Market value$11.35M

6.56%

Sole

0.00

Shared

0.00

None

45.94K

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL US L

Shares371.87K

TypeSH

Market value$9.78M

5.65%

Sole

0.00

Shared

0.00

None

371.87K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares13.65K

TypeSH

Market value$9.09M

5.25%

Sole

0.00

Shared

0.00

None

13.65K

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares13K

TypeSH

Market value$7.80M

4.51%

Sole

0.00

Shared

0.00

None

13K

ISHARES TR

SOLE

RUS 1000 GRW ETF

Shares14K

TypeSH

Market value$6.56M

3.79%

Sole

0.00

Shared

0.00

None

14K

SCHWAB STRATEGIC TR

SOLE

US LCAP VA ETF

Shares223.70K

TypeSH

Market value$6.51M

3.76%

Sole

0.00

Shared

0.00

None

223.70K

VANECK ETF TRUST

SOLE

SEMICONDUCTR ETF

Shares17.92K

TypeSH

Market value$5.85M

3.38%

Sole

0.00

Shared

0.00

None

17.92K

ISHARES TR

SOLE

RUS 1000 ETF

Shares14.88K

TypeSH

Market value$5.44M

3.14%

Sole

0.00

Shared

0.00

None

14.88K

ISHARES TR

SOLE

RUS 2000 GRW ETF

Shares14.93K

TypeSH

Market value$4.78M

2.76%

Sole

0.00

Shared

0.00

None

14.93K

J P MORGAN EXCHANGE TRADED F

SOLE

EQUITY PREMIUM

Shares75.04K

TypeSH

Market value$4.28M

2.47%

Sole

0.00

Shared

0.00

None

75.04K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares54.48K

TypeSH

Market value$4.05M

2.34%

Sole

0.00

Shared

0.00

None

54.48K

VANGUARD BD INDEX FDS

SOLE

VANGUARD ULTRA

Shares70.67K

TypeSH

Market value$3.53M

2.04%

Sole

0.00

Shared

0.00

None

70.67K

FIDELITY MERRIMACK STR TR

SOLE

LOW DURTIN ETF

Shares69.07K

TypeSH

Market value$3.47M

2.00%

Sole

0.00

Shared

0.00

None

69.07K

INVESCO EXCHANGE TRADED FD T

SOLE

S&P MDCP MOMNTUM

Shares25.47K

TypeSH

Market value$3.44M

1.99%

Sole

0.00

Shared

0.00

None

25.47K

SCHWAB STRATEGIC TR

SOLE

US AGGREGATE B

Shares136.85K

TypeSH

Market value$3.21M

1.85%

Sole

0.00

Shared

0.00

None

136.85K

SCHWAB STRATEGIC TR

SOLE

SHT TM US TRES

Shares128.49K

TypeSH

Market value$3.14M

1.81%

Sole

0.00

Shared

0.00

None

128.49K

SPDR SERIES TRUST

SOLE

PRTFLO S&P500 GW

Shares29.40K

TypeSH

Market value$3.07M

1.77%

Sole

0.00

Shared

0.00

None

29.40K

ISHARES TR

SOLE

RUS MD CP GR ETF

Shares21.58K

TypeSH

Market value$3.07M

1.77%

Sole

0.00

Shared

0.00

None

21.58K

VANGUARD ADMIRAL FDS INC

SOLE

SMLCP 600 GRTH

Shares24.34K

TypeSH

Market value$2.96M

1.71%

Sole

0.00

Shared

0.00

None

24.34K

SPDR DOW JONES INDL AVERAGE

SOLE

UT SER 1

Shares6.21K

TypeSH

Market value$2.88M

1.66%

Sole

0.00

Shared

0.00

None

6.21K

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares93.96K

TypeSH

Market value$2.47M

1.43%

Sole

0.00

Shared

0.00

None

93.96K

VANGUARD INDEX FDS

SOLE

MCAP GR IDXVIP

Shares7.20K

TypeSH

Market value$2.12M

1.22%

Sole

0.00

Shared

0.00

None

7.20K

APPLE INC

SOLE

COM

Shares7.72K

TypeSH

Market value$1.96M

1.13%

Sole

0.00

Shared

0.00

None

7.72K

Issuer	Class	Shares	Type	Value / Portfolio %	None
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	714.20K	SH	$22.79M 13.16%	714.20K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	28.15K	SH	$17.24M 9.96%	28.15K
INVESCO EXCH TRADED FD TR IISOLE	NASDAQ 100 ETF	45.94K	SH	$11.35M 6.56%	45.94K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL US L	371.87K	SH	$9.78M 5.65%	371.87K
SPDR S&P 500 ETF TRSOLE	TR UNIT	13.65K	SH	$9.09M 5.25%	13.65K
INVESCO QQQ TRSOLE	UNIT SER 1	13K	SH	$7.80M 4.51%	13K
ISHARES TRSOLE	RUS 1000 GRW ETF	14K	SH	$6.56M 3.79%	14K
SCHWAB STRATEGIC TRSOLE	US LCAP VA ETF	223.70K	SH	$6.51M 3.76%	223.70K
VANECK ETF TRUSTSOLE	SEMICONDUCTR ETF	17.92K	SH	$5.85M 3.38%	17.92K
ISHARES TRSOLE	RUS 1000 ETF	14.88K	SH	$5.44M 3.14%	14.88K
ISHARES TRSOLE	RUS 2000 GRW ETF	14.93K	SH	$4.78M 2.76%	14.93K
J P MORGAN EXCHANGE TRADED FSOLE	EQUITY PREMIUM	75.04K	SH	$4.28M 2.47%	75.04K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	54.48K	SH	$4.05M 2.34%	54.48K
VANGUARD BD INDEX FDSSOLE	VANGUARD ULTRA	70.67K	SH	$3.53M 2.04%	70.67K
FIDELITY MERRIMACK STR TRSOLE	LOW DURTIN ETF	69.07K	SH	$3.47M 2.00%	69.07K
INVESCO EXCHANGE TRADED FD TSOLE	S&P MDCP MOMNTUM	25.47K	SH	$3.44M 1.99%	25.47K
SCHWAB STRATEGIC TRSOLE	US AGGREGATE B	136.85K	SH	$3.21M 1.85%	136.85K
SCHWAB STRATEGIC TRSOLE	SHT TM US TRES	128.49K	SH	$3.14M 1.81%	128.49K
SPDR SERIES TRUSTSOLE	PRTFLO S&P500 GW	29.40K	SH	$3.07M 1.77%	29.40K
ISHARES TRSOLE	RUS MD CP GR ETF	21.58K	SH	$3.07M 1.77%	21.58K
VANGUARD ADMIRAL FDS INCSOLE	SMLCP 600 GRTH	24.34K	SH	$2.96M 1.71%	24.34K
SPDR DOW JONES INDL AVERAGESOLE	UT SER 1	6.21K	SH	$2.88M 1.66%	6.21K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	93.96K	SH	$2.47M 1.43%	93.96K
VANGUARD INDEX FDSSOLE	MCAP GR IDXVIP	7.20K	SH	$2.12M 1.22%	7.20K
APPLE INCSOLE	COM	7.72K	SH	$1.96M 1.13%	7.72K

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