LOSCH WILLIAM C III (Chief Financial Officer) exercised options at LIVE OAK BANCSHARES, INC.

Option exercise — a mechanical event triggered by vesting or expiry. Not a discretionary conviction trade.

M · 1 exercise

LOSCH WILLIAM C III

Filed: 8/26/2026ACC: 0001453279-26-000010

InsiderLOSCH WILLIAM C IIICIK 1453279

→

IssuerLIVE OAK BANCSHARES, INC.CIK 1462120

Officer· Chief Financial Officer

Since Sep 2021

-22.22K

Net shares

Net seller

$888.6K

Total sold

Open market trades

0B · 0S

Total transactions

50K acquired · 72.22K disposed

Non-Derivative Transactions2

Voting Common Stock

Direct

M · Option Exercise

+50K

Price / share

—

Trade value

—

% of position

21.2%

8/25/2026

235.61K→285.61K

Voting Common Stock

Direct

F · Tax Withholding

−22.22K

Price / share

$39.99

Trade value

$888.62K

% of position

7.8%

8/25/2026

285.61K→263.39K

Total

Net shares

+27.78K

Net value

-$888.62K

Security	Date	Type	Shares	Price / Share	Trade Value	% of Position	Held Before	Held After
Voting Common Stock Direct	8/25/2026	M · Option Exercise	+50K	—	—	21.2%	235.61K	285.61K
Voting Common Stock Direct	8/25/2026	F · Tax Withholding	−22.22K	$39.99	$888.62K	7.8%	285.61K	263.39K
Total			+27.78K		-$888.62K

Derivative Transactions1

Restricted Stock Units

Direct

M · Option Exercise

Converts to

Voting Common Stock

50K shares

−50K

Strike price

Held after

100K

Exercisable

—

8/25/2026

Security	Converts To	Date	Type	Shares	Strike Price	Exercisable	Held After
Restricted Stock Units Direct	Voting Common Stock50K shares	8/25/2026	M · Option Exercise	−50K		—	100K

Non-Derivative Holdings (Post-Transaction)0

No non-derivative holdings reported

Derivative Holdings (Post-Transaction)5

Restricted Stock Units

Direct

Underlying security

Voting Common Stock

Underlying shares

1.26K

Shares owned

1.26K

Exercise price

Expiration

—

Exercise window

—

Restricted Stock Units

Direct

Underlying security

Voting Common Stock

Underlying shares

52.69K

Shares owned

52.69K

Exercise price

Expiration

—

Exercise window

—

Restricted Stock Units

Direct

Underlying security

Voting Common Stock

Underlying shares

35.85K

Shares owned

35.85K

Exercise price

Expiration

—

Exercise window

—

Restricted Stock Units

Direct

Underlying security

Voting Common Stock

Underlying shares

36.12K

Shares owned

36.12K

Exercise price

Expiration

—

Exercise window

—

Restricted Stock Units

Direct

Underlying security

Voting Common Stock

Underlying shares

33.05K

Shares owned

33.05K

Exercise price

Expiration

—

Exercise window

—

Total

Underlying

158.98K

Owned

158.98K

Security	Underlying	Exercise Window	Expiration	Underlying Shares	Shares Owned
Restricted Stock Units Direct	Voting Common Stock	—	—	1.26K	1.26K
Restricted Stock Units Direct	Voting Common Stock	—	—	52.69K	52.69K
Restricted Stock Units Direct	Voting Common Stock	—	—	35.85K	35.85K
Restricted Stock Units Direct	Voting Common Stock	—	—	36.12K	36.12K
Restricted Stock Units Direct	Voting Common Stock	—	—	33.05K	33.05K
Total				158.98K	158.98K