KOUZILOS IOANNIS (Chief Lending Officer) received a stock award from PONCE FINANCIAL GROUP, INC.

Compensation award — not an open‑market transaction. Less informative as a directional signal.

A · 1 award

KOUZILOS IOANNIS

Filed: 1/26/2026ACC: 0001193125-26-023115

InsiderKOUZILOS IOANNISCIK 1717596

→

IssuerPONCE FINANCIAL GROUP, INC.CIK 1874071

Officer· Chief Lending Officer

Since Jan 2022

+20K

Net shares

Net buyer

$0.00

Total acquired

Open market trades

0B · 0S

Total transactions

20K acquired

Non-Derivative Transactions1

Common Stock

Direct

A · Award

+5K

Price / share

—

Trade value

—

% of position

15.6%

1/22/2026

32.08K→37.08K

Total

Net shares

+5K

Net value

$0.00

Security	Date	Type	Shares	Price / Share	Trade Value	% of Position	Held Before	Held After
Common Stock Direct	1/22/2026	A · Award	+5K	—	—	15.6%	32.08K	37.08K
Total			+5K		$0.00

Derivative Transactions6

Stock options

Direct

A · Award

Converts to

Common Stock

7.50K shares

+7.50K

Strike price

16.88

Held after

7.50K

Exercisable

—

1/22/2026

Premium Stock Options

Direct

A · Award

Converts to

Common Stock

1.50K shares

+1.50K

Strike price

18.57

Held after

1.50K

Exercisable

—

1/22/2026

Premium Stock Options

Direct

A · Award

Converts to

Common Stock

1.50K shares

+1.50K

Strike price

18.91

Held after

1.50K

Exercisable

—

1/22/2026

Premium Stock Option

Direct

A · Award

Converts to

Commonm Stock

1.50K shares

+1.50K

Strike price

19.24

Held after

1.50K

Exercisable

—

1/22/2026

Premium Stock Option

Direct

A · Award

Converts to

Common Stock

1.50K shares

+1.50K

Strike price

19.58

Held after

1.50K

Exercisable

—

1/22/2026

Premium Stock Otpion

Direct

A · Award

Converts to

Common Stock

1.50K shares

+1.50K

Strike price

19.92

Held after

1.50K

Exercisable

—

1/22/2026

Security	Converts To	Date	Type	Shares	Strike Price	Exercisable	Held After
Stock options Direct	Common Stock7.50K shares	1/22/2026	A · Award	+7.50K	16.88	—	7.50K
Premium Stock Options Direct	Common Stock1.50K shares	1/22/2026	A · Award	+1.50K	18.57	—	1.50K
Premium Stock Options Direct	Common Stock1.50K shares	1/22/2026	A · Award	+1.50K	18.91	—	1.50K
Premium Stock Option Direct	Commonm Stock1.50K shares	1/22/2026	A · Award	+1.50K	19.24	—	1.50K
Premium Stock Option Direct	Common Stock1.50K shares	1/22/2026	A · Award	+1.50K	19.58	—	1.50K
Premium Stock Otpion Direct	Common Stock1.50K shares	1/22/2026	A · Award	+1.50K	19.92	—	1.50K

Non-Derivative Holdings (Post-Transaction)1

Common Stock

Indirect

Shares owned12.35K

Total

12.35K indirect12.35K

Security Title	Shares Owned	Ownership Type
Common Stock	12.35K	Indirect
Total	12.35K	12.35K indirect

Derivative Holdings (Post-Transaction)7

Premium Stock Options

Direct

Underlying security

Common Stock

Underlying shares

Shares owned

Exercise price

10.89

Expiration

—

Exercise window

—

Premium Stock Options

Direct

Underlying security

Common Stock

Underlying shares

Shares owned

Exercise price

11.08

Expiration

—

Exercise window

—

Stock Options

Direct

Underlying security

Common Stock

Underlying shares

4.83K

Shares owned

4.83K

Exercise price

10.44

Expiration

—

Exercise window

—

Premium Stock Options

Direct

Underlying security

Common Stock

Underlying shares

Shares owned

Exercise price

10.70

Expiration

—

Exercise window

—

Premium Stock Options

Direct

Underlying security

Common Stock

Underlying shares

Shares owned

Exercise price

10.33

Expiration

—

Exercise window

—

Premium Stock Options

Direct

Underlying security

Commomn Stock

Underlying shares

Shares owned

Exercise price

10.52

Expiration

—

Exercise window

—

Non-Premium Stock Options

Direct

Underlying security

Common Stock

Underlying shares

20K

Shares owned

20K

Exercise price

13.31

Expiration

—

Exercise window

—

Total

Underlying

34.83K

Owned

34.83K

Security	Underlying	Exercise Price	Exercise Window	Expiration	Underlying Shares	Shares Owned
Premium Stock Options Direct	Common Stock	10.89	—	—	2K	2K
Premium Stock Options Direct	Common Stock	11.08	—	—	2K	2K
Stock Options Direct	Common Stock	10.44	—	—	4.83K	4.83K
Premium Stock Options Direct	Common Stock	10.70	—	—	2K	2K
Premium Stock Options Direct	Common Stock	10.33	—	—	2K	2K
Premium Stock Options Direct	Commomn Stock	10.52	—	—	2K	2K
Non-Premium Stock Options Direct	Common Stock	13.31	—	—	20K	20K
Total					34.83K	34.83K