KOUZILOS IOANNIS (Chief Lending Officer) received a stock award from PONCE FINANCIAL GROUP, INC.

Compensation award — not an open‑market transaction. Less informative as a directional signal.

A · 1 award

KOUZILOS IOANNIS

Filed: 2/6/2025ACC: 0000950170-25-015052

InsiderKOUZILOS IOANNISCIK 1717596

→

IssuerPONCE FINANCIAL GROUP, INC.CIK 1874071

Officer· Chief Lending Officer

Since Jan 2022

+25K

Net shares

Net buyer

$0.00

Total acquired

Open market trades

0B · 0S

Total transactions

25K acquired

Non-Derivative Transactions1

Common Stock

Direct

A · Award

+5K

Price / share

—

Trade value

—

% of position

18.5%

2/4/2025

27.08K→32.08K

Total

Net shares

+5K

Net value

$0.00

Security	Date	Type	Shares	Price / Share	Trade Value	% of Position	Held Before	Held After
Common Stock Direct	2/4/2025	A · Award	+5K	—	—	18.5%	27.08K	32.08K
Total			+5K		$0.00

Derivative Transactions1

Non-Premium Stock Options

Direct

A · Award

Converts to

Common Stock

20K shares

+20K

Strike price

13.31

Held after

20K

Exercisable

—

2/4/2025

Security	Converts To	Date	Type	Shares	Strike Price	Exercisable	Held After
Non-Premium Stock Options Direct	Common Stock20K shares	2/4/2025	A · Award	+20K	13.31	—	20K

Non-Derivative Holdings (Post-Transaction)1

Common Stock

Indirect

Shares owned12.35K

Total

12.35K indirect12.35K

Security Title	Shares Owned	Ownership Type
Common Stock	12.35K	Indirect
Total	12.35K	12.35K indirect

Derivative Holdings (Post-Transaction)6

Premium Stock Options

Direct

Underlying security

Commomn Stock

Underlying shares

Shares owned

Exercise price

10.52

Expiration

—

Exercise window

—

Premium Stock Options

Direct

Underlying security

Common Stock

Underlying shares

Shares owned

Exercise price

11.08

Expiration

—

Exercise window

—

Premium Stock Options

Direct

Underlying security

Common Stock

Underlying shares

Shares owned

Exercise price

10.7

Expiration

—

Exercise window

—

Premium Stock Options

Direct

Underlying security

Common Stock

Underlying shares

Shares owned

Exercise price

10.89

Expiration

—

Exercise window

—

Stock Options

Direct

Underlying security

Common Stock

Underlying shares

4.83K

Shares owned

4.83K

Exercise price

10.44

Expiration

—

Exercise window

—

Premium Stock Options

Direct

Underlying security

Common Stock

Underlying shares

Shares owned

Exercise price

10.33

Expiration

—

Exercise window

—

Total

Underlying

14.83K

Owned

14.83K

Security	Underlying	Exercise Price	Exercise Window	Expiration	Underlying Shares	Shares Owned
Premium Stock Options Direct	Commomn Stock	10.52	—	—	2K	2K
Premium Stock Options Direct	Common Stock	11.08	—	—	2K	2K
Premium Stock Options Direct	Common Stock	10.7	—	—	2K	2K
Premium Stock Options Direct	Common Stock	10.89	—	—	2K	2K
Stock Options Direct	Common Stock	10.44	—	—	4.83K	4.83K
Premium Stock Options Direct	Common Stock	10.33	—	—	2K	2K
Total					14.83K	14.83K