KNEPP BRIAN L (Chief Financial Officer) exercised options at PENNS WOODS BANCORP INC

Option exercise — a mechanical event triggered by vesting or expiry. Not a discretionary conviction trade.

M · 4 exercises

KNEPP BRIAN L

Filed: 2/11/2025ACC: 0001174947-25-000147

InsiderKNEPP BRIAN LCIK 1225807

→

IssuerPENNS WOODS BANCORP INCCIK 716605

Officer· Chief Financial Officer

Since Mar 2017

-80.84K

Net shares

Net seller

$2.58M

Total sold

Open market trades

0B · 0S

Total transactions

103.60K acquired · 184.44K disposed

Non-Derivative Transactions8

Common Stock

Direct

M · Option Exercise

+33.30K

Price / share

$24.10

Trade value

$802.53K

% of position

147.3%

2/7/2025

22.61K→55.91K

Common Stock

Direct

F · Tax Withholding

−25.16K

Price / share

$31.90

Trade value

$802.51K

% of position

45.0%

2/7/2025

55.91K→30.75K

Common Stock

Direct

M · Option Exercise

+33.30K

Price / share

$24.33

Trade value

$810.19K

% of position

108.3%

2/7/2025

30.75K→64.05K

Common Stock

Direct

F · Tax Withholding

−25.29K

Price / share

$31.90

Trade value

$806.85K

% of position

39.5%

2/7/2025

64.05K→38.76K

Common Stock

Direct

M · Option Exercise

+25K

Price / share

$25.34

Trade value

$633.50K

% of position

64.5%

2/7/2025

38.76K→63.76K

Common Stock

Direct

F · Tax Withholding

−19.86K

Price / share

$31.90

Trade value

$633.47K

% of position

31.1%

2/7/2025

63.76K→43.90K

Common Stock

Direct

M · Option Exercise

+12K

Price / share

$28.01

Trade value

$336.12K

% of position

27.3%

2/7/2025

43.90K→55.90K

Common Stock

Direct

F · Tax Withholding

−10.54K

Price / share

$31.90

Trade value

$336.10K

% of position

18.8%

2/7/2025

55.90K→45.36K

Total

Net shares

+22.76K

Net value

$3.42K

Security	Date	Type	Shares	Price / Share	Trade Value	% of Position	Held Before	Held After
Common Stock Direct	2/7/2025	M · Option Exercise	+33.30K	$24.10	$802.53K	147.3%	22.61K	55.91K
Common Stock Direct	2/7/2025	F · Tax Withholding	−25.16K	$31.90	$802.51K	45.0%	55.91K	30.75K
Common Stock Direct	2/7/2025	M · Option Exercise	+33.30K	$24.33	$810.19K	108.3%	30.75K	64.05K
Common Stock Direct	2/7/2025	F · Tax Withholding	−25.29K	$31.90	$806.85K	39.5%	64.05K	38.76K
Common Stock Direct	2/7/2025	M · Option Exercise	+25K	$25.34	$633.50K	64.5%	38.76K	63.76K
Common Stock Direct	2/7/2025	F · Tax Withholding	−19.86K	$31.90	$633.47K	31.1%	63.76K	43.90K
Common Stock Direct	2/7/2025	M · Option Exercise	+12K	$28.01	$336.12K	27.3%	43.90K	55.90K
Common Stock Direct	2/7/2025	F · Tax Withholding	−10.54K	$31.90	$336.10K	18.8%	55.90K	45.36K
Total			+22.76K		$3.42K

Derivative Transactions4

Employee Stock Options (Right to Buy)

Direct

M · Option Exercise

Converts to

Common Stock

12K shares

−12K

Strike price

28.01

Held after

12K

Exercisable

—

2/7/2025

Employee Stock Options (Right to Buy)

Direct

M · Option Exercise

Converts to

Common Stock

25K shares

−25K

Strike price

25.34

Held after

25K

Exercisable

—

2/7/2025

Employee Stock Options (Right to Buy)

Direct

M · Option Exercise

Converts to

Common Stock

33.30K shares

−33.30K

Strike price

24.23

Held after

16.70K

Exercisable

—

2/7/2025

Employee Stock Options (Right to Buy)

Direct

M · Option Exercise

Converts to

Common Stock

33.30K shares

−33.30K

Strike price

24.10

Held after

16.70K

Exercisable

—

2/7/2025

Security	Converts To	Date	Type	Shares	Strike Price	Exercisable	Held After
Employee Stock Options (Right to Buy) Direct	Common Stock12K shares	2/7/2025	M · Option Exercise	−12K	28.01	—	12K
Employee Stock Options (Right to Buy) Direct	Common Stock25K shares	2/7/2025	M · Option Exercise	−25K	25.34	—	25K
Employee Stock Options (Right to Buy) Direct	Common Stock33.30K shares	2/7/2025	M · Option Exercise	−33.30K	24.23	—	16.70K
Employee Stock Options (Right to Buy) Direct	Common Stock33.30K shares	2/7/2025	M · Option Exercise	−33.30K	24.10	—	16.70K