KINLAW SHERYL L

PrivateCIK: 1872883

Location

AUSTIN, TX

KINLAW SHERYL L (Chief Legal Officer) exercised options at CITIZENS, INC.

Option exercise — a mechanical event triggered by vesting or expiry. Not a discretionary conviction trade.

M · 2 exercises

KINLAW SHERYL L

Filed: 4/2/2026ACC: 0001872883-26-000004

InsiderKINLAW SHERYL LCIK 1872883

→

IssuerCITIZENS, INC.CIK 24090

Officer· Chief Legal Officer

Since Jul 2021

+10.59K

Net shares

Net buyer

$16.7K

Total sold

0

Open market trades

0B · 0S

7

Total transactions

27.58K acquired · 16.99K disposed

Non-Derivative Transactions4

Citizens, Inc. Class A Common Stock

Direct

M · Option Exercise

Shares

+5.13K

Price / share

—

Trade value

—

% of position

5.8%

3/31/2026

89.01K→94.14K

Citizens, Inc. Class A Common Stock

Direct

F · Tax Withholding

Shares

−1.25K

Price / share

$5.03

Trade value

$6.28K

% of position

1.3%

3/31/2026

94.14K→92.89K

Citizens, Inc. Class A Common Stock

Direct

M · Option Exercise

Shares

+8.54K

Price / share

—

Trade value

—

% of position

9.2%

3/31/2026

92.89K→101.43K

Citizens, Inc. Class A Common Stock

Direct

F · Tax Withholding

Shares

−2.08K

Price / share

$5.03

Trade value

$10.46K

% of position

2.0%

3/31/2026

101.43K→99.35K

Total

Net shares

+10.34K

Net value

-$16.74K

Security	Date	Type	Shares	Price / Share	Trade Value	% of Position	Held Before	Held After
Citizens, Inc. Class A Common Stock Direct	3/31/2026	M · Option Exercise	+5.13K	—	—	5.8%	89.01K	94.14K
Citizens, Inc. Class A Common Stock Direct	3/31/2026	F · Tax Withholding	−1.25K	$5.03	$6.28K	1.3%	94.14K	92.89K
Citizens, Inc. Class A Common Stock Direct	3/31/2026	M · Option Exercise	+8.54K	—	—	9.2%	92.89K	101.43K
Citizens, Inc. Class A Common Stock Direct	3/31/2026	F · Tax Withholding	−2.08K	$5.03	$10.46K	2.0%	101.43K	99.35K
Total			+10.34K		-$16.74K

Derivative Transactions3

Restricted Stock Units

Direct

M · Option Exercise

Converts to

Class A Common Stock

5.13K shares

Shares

−5.13K

Strike price

Held after

10.26K

Exercisable

—

3/31/2026

Restricted Stock Units

Direct

M · Option Exercise

Converts to

Class A Common Stock

8.54K shares

Shares

−8.54K

Strike price

Held after

0.00

Exercisable

—

3/31/2026

Restricted Stock Units

Direct

A · Award

Converts to

Class A Common Stock

13.92K shares

Shares

+13.92K

Strike price

Held after

13.92K

Exercisable

—

3/31/2026

Security	Converts To	Date	Type	Shares	Strike Price	Exercisable	Held After
Restricted Stock Units Direct	Class A Common Stock5.13K shares	3/31/2026	M · Option Exercise	−5.13K		—	10.26K
Restricted Stock Units Direct	Class A Common Stock8.54K shares	3/31/2026	M · Option Exercise	−8.54K		—	0.00
Restricted Stock Units Direct	Class A Common Stock13.92K shares	3/31/2026	A · Award	+13.92K		—	13.92K

Non-Derivative Holdings (Post-Transaction)0

No non-derivative holdings reported

Derivative Holdings (Post-Transaction)2

Restricted Stock Units

Direct

Underlying security

Class A Common Stock

Underlying shares

10.90K

Shares owned

10.90K

Exercise price

Expiration

—

Exercise window

—

Restricted Stock Units

Direct

Underlying security

Class A Common Stock

Underlying shares

15.17K

Shares owned

15.17K

Exercise price

Expiration

—

Exercise window

—

Total

Underlying

26.08K

Owned

26.08K

Security	Underlying	Exercise Price	Exercise Window	Expiration	Underlying Shares	Shares Owned
Restricted Stock Units Direct	Class A Common Stock		—	—	10.90K	10.90K
Restricted Stock Units Direct	Class A Common Stock		—	—	15.17K	15.17K
Total					26.08K	26.08K

KINLAW SHERYL L — Insider Transaction (Form 4) Filed Apr 2, 2026 | Finecho