KINLAW SHERYL L

PrivateCIK: 1872883

Location

AUSTIN, TX

KINLAW SHERYL L (Chief Legal Officer) exercised options at CITIZENS, INC.

Option exercise — a mechanical event triggered by vesting or expiry. Not a discretionary conviction trade.

M · 2 exercises

KINLAW SHERYL L

Filed: 3/31/2026ACC: 0001872883-26-000002

InsiderKINLAW SHERYL LCIK 1872883

→

IssuerCITIZENS, INC.CIK 24090

Officer· Chief Legal Officer

Since Jul 2021

-6.35K

Net shares

Net seller

$29.1K

Total sold

0

Open market trades

0B · 0S

6

Total transactions

26.07K acquired · 32.42K disposed

Non-Derivative Transactions4

Citizens, Inc. Class A Common Stock

Direct

M · Option Exercise

Shares

+15.17K

Price / share

—

Trade value

—

% of position

21.9%

3/28/2026

69.29K→84.46K

Citizens, Inc. Class A Common Stock

Direct

F · Tax Withholding

Shares

−3.69K

Price / share

$4.58

Trade value

$16.92K

% of position

4.4%

3/28/2026

84.46K→80.77K

Citizens, Inc. Class A Common Stock

Direct

M · Option Exercise

Shares

+10.90K

Price / share

—

Trade value

—

% of position

13.5%

3/28/2026

80.77K→91.67K

Citizens, Inc. Class A Common Stock

Direct

F · Tax Withholding

Shares

−2.65K

Price / share

$4.58

Trade value

$12.16K

% of position

2.9%

3/28/2026

91.67K→89.01K

Total

Net shares

+19.73K

Net value

-$29.08K

Security	Date	Type	Shares	Price / Share	Trade Value	% of Position	Held Before	Held After
Citizens, Inc. Class A Common Stock Direct	3/28/2026	M · Option Exercise	+15.17K	—	—	21.9%	69.29K	84.46K
Citizens, Inc. Class A Common Stock Direct	3/28/2026	F · Tax Withholding	−3.69K	$4.58	$16.92K	4.4%	84.46K	80.77K
Citizens, Inc. Class A Common Stock Direct	3/28/2026	M · Option Exercise	+10.90K	—	—	13.5%	80.77K	91.67K
Citizens, Inc. Class A Common Stock Direct	3/28/2026	F · Tax Withholding	−2.65K	$4.58	$12.16K	2.9%	91.67K	89.01K
Total			+19.73K		-$29.08K

Derivative Transactions2

Restricted Stock Units

Direct

M · Option Exercise

Converts to

Class A Common Stock

15.17K shares

Shares

−15.17K

Strike price

Held after

15.17K

Exercisable

—

3/28/2026

Restricted Stock Units

Direct

M · Option Exercise

Converts to

Class A Common Stock

10.90K shares

Shares

−10.90K

Strike price

Held after

10.90K

Exercisable

—

3/28/2026

Security	Converts To	Date	Type	Shares	Strike Price	Exercisable	Held After
Restricted Stock Units Direct	Class A Common Stock15.17K shares	3/28/2026	M · Option Exercise	−15.17K		—	15.17K
Restricted Stock Units Direct	Class A Common Stock10.90K shares	3/28/2026	M · Option Exercise	−10.90K		—	10.90K

Non-Derivative Holdings (Post-Transaction)0

No non-derivative holdings reported

Derivative Holdings (Post-Transaction)2

Restricted Stock Units

Direct

Underlying security

Class A Common Stock

Underlying shares

15.38K

Shares owned

15.38K

Exercise price

Expiration

—

Exercise window

—

Restricted Stock Units

Direct

Underlying security

Class A Common Stock

Underlying shares

8.54K

Shares owned

8.54K

Exercise price

Expiration

—

Exercise window

—

Total

Underlying

23.92K

Owned

23.92K

Security	Underlying	Exercise Price	Exercise Window	Expiration	Underlying Shares	Shares Owned
Restricted Stock Units Direct	Class A Common Stock		—	—	15.38K	15.38K
Restricted Stock Units Direct	Class A Common Stock		—	—	8.54K	8.54K
Total					23.92K	23.92K

KINLAW SHERYL L — Insider Transaction (Form 4) Filed Mar 31, 2026 | Finecho